0% Installment up to 12 Months at Pilates Re Bar Karawaci

The Terms and Conditions of the 0% Installment Program at Pilates Re Bar Karawaci (“General Terms and Conditions of the Program”) outline the applicable guidelines for customers of PT Bank Danamon Indonesia Tbk (“Bank Danamon”) who transact using a Card (“Cardholder”) as part of the 0% Installment Program at Pilates Re Bar Karawaci (“Program”). This Program is organized by Bank Danamon in collaboration with its merchant partner PT Doi Masaharu Sonoda Pilates (“Pilates Re Bar Karawaci”).

By participating in the Program, Cardholders agree to be bound by the following General Terms and Conditions:

The Program is valid from October 10, 2024, to December 31, 2025 (“Program Period”).

The program is valid at Pilates Re Bar Karawaci, located at Jl. Jend. Sudirman, Bencongan, Kelapa Dua, Tangerang, Banten 15810, Indonesia.

  1. The program is valid for holders of Bank Danamon Credit Cards and Charge Cards with Visa, Mastercard, JCB, and American Express logos, excluding corporate cards ("Cards").
  2. Cardholders are required to read and understand the General Terms and Conditions of the Program.
  3. Bank Danamon reserves the right to refuse or cancel a Cardholder's participation in the Program if the Cardholder does not meet the General Terms and Conditions of the Program.
  4. Cardholders are fully responsible for any risks, losses, demands, lawsuits, and/or claims related to their participation in or cancellation of participation in the Program.
  5. The program is valid under the following conditions:
    1. The program offers 0% (zero percent) installment plans with tenors of 3 (three), 6 (six), and 12 (twelve) months, subject to the following transaction requirements:
      1. A minimum transaction of IDR 5,000,000 (five million Rupiah) is required for a 3-month tenor.
      2. A minimum transaction of IDR 7,000,000 (seven million Rupiah) is required for a 6-month tenor.
      3. A minimum transaction of IDR 9,000,000 (nine million Rupiah) is required for a 12-month tenor ("Installment Conversion").
    2. An administration fee of IDR 25,000 (twenty-five thousand Rupiah) will apply to each Installment Conversion, which must be borne by the customer.
    3. The program is valid for both primary and supplementary Cards.
    4. Transactions converted into installments will not earn D-Points or Membership Rewards Points.
    5. Installment Conversion applications must be made directly during transactions (offline) at the Pilates Re Bar Karawaci outlet.
    6. Installment Conversion requests must not have been previously submitted through other communication channels (e.g., SMS, Email).
  6. The program cannot have been submitted through other channels (e.g., SMS, Email).
  7. The program can be combined with other programs and/or promotions.
  8. The terms and conditions of this Program are subject to change at any time with prior notice, and the final decision rests solely with Pilates Re Bar Karawaci.
  9. By making a transaction in accordance with the General Terms and Conditions of the Program, the Cardholder is deemed to have read, understood, and agreed to participate in the Program. The transaction serves as valid evidence of the Cardholder's participation in the Program and their acceptance of the General Terms and Conditions.
  1. Products and/or services from merchant partners are solely the responsibility of the merchant partner and not of Bank Danamon. For any issues or complaints regarding products, services, or the Program, Cardholders are advised to contact the relevant merchant partner directly.
  2. Cardholders affirm that their transactions comply with applicable Indonesian laws and regulations and are not indicative of money laundering or other prohibited activities.
  3. Bank Danamon reserves the right to:
    • Cancel transactions, terminate Card usage, or revoke participation in the Program if there are indications of fraud, unusual transactions, money laundering, or any other actions violating applicable laws.
    • Require Cardholders to fulfill any outstanding obligations to Bank Danamon.
  4. Terms and conditions related to other banking products or services remain valid and binding unless explicitly stated otherwise in this Program’s terms.
  5. These Program Terms and Conditions are an integral part of the: General Terms and Conditions of PT Bank Danamon Indonesia Tbk Banking Accounts and Services, General Terms and Conditions of Debit Cards/ATM Danamon, General Terms and Conditions of Danamon Credit Card Membership, and General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership.”
  6. Bank Danamon reserves the right to revise, amend, or supplement the Program’s terms. Any updates will be communicated through official Bank Danamon channels. Cardholders may object in writing within 30 (thirty) working days of receiving such updates. If no objection is received within this period, the changes will be deemed accepted.
  7. Cardholders may submit complaints regarding banking services or transactions through the nearest Bank Danamon branch, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
  8. Details of Bank Danamon’s complaint-handling procedures are available at https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  9. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Deposit Insurance Agency guarantee.
  10. These terms comply with all relevant laws and regulations, including those stipulated by the Financial Services Authority.

NOTICE
Cardholders should be cautious of fraudulent activities by individuals claiming to represent Bank Danamon and offering rewards in connection with the Program. Any fraudulent or criminal acts by third parties are beyond the control of Bank Danamon.

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