Save 10% + 0% Installment for 6 Month Tenor at Owndays

The General Terms and Conditions of the Save 10% + 0% Installment program at Owndays (“General Terms and Conditions of the Program”) are the terms and conditions applicable to customers of PT Bank Danamon Indonesia Tbk (“Bank Danamon”) who own and transact using a Card (“Cardholders”) who participate in the Save 10% + 0% Installment program at Owndays (“Program”) organised by Bank Danamon in collaboration with merchant partner Owndays.

Cardholders hereby agree and bind themselves to all provisions in the General Terms and Conditions of this Program as follows:

The program is implemented during the period from October 1, 2024 to October 31, 2025 (“Program Period”).

Valid at all Owndays outlets. Click here. 

  1. Cardholders are required to read and understand the General Terms and Conditions of the Program. 
  2. Bank Danamon reserves the right to refuse or cancel a Cardholder's participation in this Program if the Cardholder does not meet the General Terms and Conditions of the Program.
  3. Cardholders are fully responsible for all risks, losses, demands, lawsuits, and/or claims arising from their participation in or cancellation of this Program.
  4. The Program is valid for the following card types:
    • 10% Savings Program:
      (i)  Bank Danamon Debit/ATM Cards with Mastercard and GPN logos.
      (ii) Bank Danamon Credit Cards and Charge Cards with Visa, Mastercard, JCB, and American Express logos, excluding corporate cards.
    • 0% Installment Program:
      Bank Danamon Credit Cards and Charge Cards with Visa, Mastercard, JCB, and American Express logos, excluding corporate cards.
  5. The 10% Savings Program applies under the following conditions:
    • Save 10% (ten percent) on the purchase of frame-and-lens packages at regular prices.
    • No minimum purchase is required.
    • The promo cannot be combined with other promotions.
    • Not applicable to lens upgrades.
  6. The 0% Installment Program applies under the following conditions:
    • The 0% installment program is valid for a tenor of 6 (six) months with a minimum transaction of IDR 500,000 (five hundred thousand rupiah).
    • Valid for the purchase of all products at all Owndays outlets in Indonesia.
    • Applicable for primary and supplementary cards.
    • Each transaction converted into installments will incur an administration fee of IDR 25,000 (twenty-five thousand rupiah).
    • Transactions converted into installments will not earn D-Points or Membership Rewards Points.
    • Applications for installment conversion must be made directly during the transaction at the outlet and cannot be submitted through other channels (e.g., SMS or email).
  7. Transactions converted into installments will not earn D-Points or Membership Rewards Points.
  8. The Program is valid for both Primary and Supplementary Cards.
  9. The Program is valid every day, including public holidays, during the Program Period.
  10. By making a transaction that complies with the General Terms and Conditions of the Program, the Cardholder is deemed to have read, understood, and agreed to participate in the Program and to be bound by its General Terms and Conditions. The transaction serves as valid evidence of the Cardholder's participation in and agreement to the Program.
  1. The products, services, and/or benefits of merchant partners are not products of Bank Danamon and are not the responsibility of Bank Danamon, but are entirely the responsibility of the merchant partners. If there are any problems and/or complaints regarding these products, services, and/or benefits, please contact the merchant partner concerned.
  2. Cardholders declare that there are no and will be no transactions that indicate money laundering and/or other transactions that are not permitted under the laws and regulations applicable in Indonesia
  3. If there are indications of fraud, cheating, misuse, transaction irregularities, unusual transactions, money laundering, and/or other actions that are not in accordance with the applicable laws and regulations, Bank Danamon reserves the right to cancel the transaction, terminate the use of Bank Danamon products/services, cancel participation in the Program, and/or cancel the benefits of the Program to the Cardholder concerned. The Cardholder remains obligated to settle all outstanding obligations to Bank Danamon (if any).
  4. The General Terms and Conditions of this Program are an integral part of the ‘General Terms and Conditions of PT Bank Danamon Indonesia Tbk Banking Accounts and Services’, ‘General Terms and Conditions of Danamon Credit Card Membership’ and other terms and conditions related to banking products and/or services. In the event of any discrepancy or conflict between these provisions and the General Terms and Conditions of this Program, the General Terms and Conditions of this Program shall prevail.
  5. Cardholders hereby agree and acknowledge that Bank Danamon reserves the right to amend/change/supplement the General Terms and Conditions of this Program from time to time. Any changes/additions/updates to the General Terms and Conditions of this Program will be notified through the communication media available at Bank Danamon. In the event of changes to the benefits, risks, costs, terms and conditions based on the General Terms and Conditions of this Program and other changes, the Cardholder has the right to submit his/her objection in writing to Bank Danamon within 30 (thirty) working days from the date of notification of such changes by Bank Danamon through Bank Danamon's communication media. The Cardholder agrees that the Cardholder is deemed to have accepted such changes if the Cardholder does not submit an objection within the aforementioned period. If the Cardholder does not accept such changes, the Cardholder has the right to cancel their participation in the Program by first settling all obligations of the Cardholder to Bank Danamon (if any).
  6. If any provision in the General Terms and Conditions of this Program is prohibited or cannot be enforced or becomes invalid or void by law due to a government or court decision, this shall not affect the validity of the other provisions in the General Terms and Conditions of this Program, and the other provisions shall remain valid and binding and enforceable as stipulated in the General Terms and Conditions of this Program.
  7. If any irregularities related to this Program are found or if any fraud is suspected, the Cardholder is advised to immediately inform Hello Danamon.
  8. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Deposit Insurance Agency (LPS)
  9. The General Terms and Conditions of this Program have been adjusted to comply with the provisions of laws and regulations, including the provisions of the Financial Services Authority (OJK).
     

    WARNING
    Cardholders must be cautious of fraud committed by individuals acting on behalf of Bank Danamon by promising prizes of any kind. Any fraud or other criminal acts committed by other parties/third parties associated with or acting on behalf of the Programme are beyond the authority of Bank Danamon. 
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