Unsecured Loan - Dana Instant

 Unsecured loan facilities that individuals can enjoy to meet various needs.

Apply for Dana Instant now :

 

General Requirements as follows :

  1. Indonesian citizenship
  2. The minimum age is 21 years old while maximum age is 60 years old by the end of loan period (for employees, the applicable maximum age is 55 years old at the time of application)
  3. Employee/ Professional/ Entrepreneur
  4. Minimum length of work/ business is 1 year for employee or 2 years for entrepreneur/professional
  5. Minimum gross income per month Rp 3,000,000
  6. Have an active saving account in Bank Danamon

Document Requirements

 

Information on Fees

Cost Type

Description

Administration Fee

As per the proposed Instant Fund Program

Late Payment Fee

0.25% per day of overdue installments

Early Repayment Fee

6% of the remaining principal or min IDR 350,000

Disbursement Fee to Other Bank Accounts

SKN ; Rp 2.900,-
RTGS; Rp 30.000,-

Inactive Account Fee
(Special for disbursement to other bank accounts)

Rp 50.000,- / month (will be charged 3 months after the Instant Fund facility is paid off / closed)

Insurance Premium Fee
(If the customer agrees to take Credit Life Insurance through PT Asuransi Jiwa Manulife)

0.5% of loan ceiling
(for tenor 12, 24 & 36)

 

Information on Fees

Loan Amount (IDR)

Installments per month (Rp)*

6 Month

12 Month

24 Month 

36 Month

1.09%

1.09%

0.99%

0.99%

5,000,000

887,833

471,167

257,833

188,389

25,000,000

4,439,167

2,355,833

1,289,167

941,944

50,000,000

8,878,333

4,711,667

2,578,333

1,883,889

100,000,000

17,756,667

9,423,333

5,156,667

3,767,778

150,000,000

26,635,000

14,135,000

7,735,000

5,651,667

200,000,000

35,513,333

18,846,667

10,313,333

7,535,556

* Fixed interest rate per month. Installment calculation method with Annuity in Arrear.

Interest rates may vary depending on the current offer.
For Information on Product Terms and Conditions, click here