Unsecured loan facilities that individuals can enjoy to meet various
needs.
Apply for Dana Instant
now :
General Requirements as follows
:
- Indonesian citizenship
- The minimum age is 21
years
old while maximum age is 60 years old by the end of loan period (for employees, the
applicable maximum
age is 55 years old at the time of application)
- Employee/ Professional/ Entrepreneur
- Minimum length of work/ business is 1 year for
employee
or 2 years for entrepreneur/professional
- Minimum gross income per month Rp
3,000,000
- Have an active saving account in Bank
Danamon
For Dana Instant promo click
here
Document Requirements
Information on Fees
|
Cost Type
|
Description
|
|
Administration Fee
|
As per the proposed Instant
Fund Program
|
|
Late Payment Fee
|
0.25% per day of overdue
installments
|
|
Early Repayment Fee
|
6% of the remaining
principal or min IDR 350,000
|
|
Disbursement Fee to Other
Bank Accounts
|
SKN ; Rp 2.900,-
RTGS; Rp 30.000,-
|
|
Inactive Account Fee
(Special for disbursement to other bank accounts)
|
Rp 50.000,- / month (will be
charged 3 months after the Instant Fund facility is paid off /
closed)
|
|
Insurance Premium Fee
(If the customer agrees to take Credit Life Insurance through PT
Asuransi Jiwa Manulife)
|
0.5% of loan ceiling
(for tenor 12, 24 & 36)
|
Information on Fees
|
Loan Amount (IDR)
|
Installments per month
(Rp)*
|
|
6 Month
|
12 Month
|
24 Month
|
36 Month
|
|
1.09%
|
1.09%
|
0.99%
|
0.99%
|
|
5,000,000
|
887,833
|
471,167
|
257,833
|
188,389
|
|
25,000,000
|
4,439,167
|
2,355,833
|
1,289,167
|
941,944
|
|
50,000,000
|
8,878,333
|
4,711,667
|
2,578,333
|
1,883,889
|
|
100,000,000
|
17,756,667
|
9,423,333
|
5,156,667
|
3,767,778
|
|
150,000,000
|
26,635,000
|
14,135,000
|
7,735,000
|
5,651,667
|
|
200,000,000
|
35,513,333
|
18,846,667
|
10,313,333
|
7,535,556
|
* Fixed interest rate per month. Installment calculation method with Annuity in Arrear.
Interest rates may vary depending on the current offer.
For Information on Product Terms and Conditions, click
here
