Unsecured Loan - Dana Instant

 Unsecured loan facilities that individuals can enjoy to meet various needs.

Apply for Dana Instant now :

 

General Requirements as follows :

  1. Indonesian citizenship
  2. The minimum age is 21 years old while maximum age is 60 years old by the end of loan period (for employees, the applicable maximum age is 55 years old at the time of application)
  3. Employee/ Professional/ Entrepreneur
  4. Minimum length of work/ business is 1 year for employee or 2 years for entrepreneur/professional
  5. Minimum gross income per month Rp 3,000,000
  6. Have an active saving account in Bank Danamon

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Document Requirements

 

Information on Fees

Jenis Biaya

Deskripsi

Biaya Adminsitrasi

Sesuai Program Dana Instant yang diajukan

Biaya Keterlambatan Pembayaran

0,25% per hari dari cicilan yang tertunggak

Biaya Pelunasan Dipercepat

6% dari sisa pokok pinjaman atau min Rp 350.000

Biaya Pencairan ke Rekening Bank Lain

SKN ; Rp 2.900,-
RTGS; Rp 30.000,-

Biaya Rekening Tidak Aktif
(Khusus pencairan ke rekening bank lain)

Rp 50.000,-/ bulan (akan dikenakan 3 bulan setelah fasilitas Dana Instan lunas/ditutup)

Biaya Premi Asuransi
(Jika nasabah setuju untuk mengikuti Asuransi Jiwa Kredit melalui PT Asuransi Jiwa Manulife)

0,5% dari Plafon pinjaman
(untuk tenor 12, 24 & 36)

 

Information on Fees

Jumlah Pinjaman (Rp)

Cicilan per bulan (Rp)*

6 Bulan

12 Bulan

24 Bulan

36 Bulan

1.09%

1.09%

0.99%

0.99%

5,000,000

887,833

471,167

257,833

188,389

25,000,000

4,439,167

2,355,833

1,289,167

941,944

50,000,000

8,878,333

4,711,667

2,578,333

1,883,889

100,000,000

17,756,667

9,423,333

5,156,667

3,767,778

150,000,000

26,635,000

14,135,000

7,735,000

5,651,667

200,000,000

35,513,333

18,846,667

10,313,333

7,535,556

* Fixed interest rate per month. Installment calculation method with Annuity in Arrear.

Interest rates may vary depending on the current offer.
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