• Minimum installment paid in other bank is 18 (eighteen) months
• Building status is 100% (one hundred percent) fully finished
• Debtor has no bad credit and no SLIK Checking issue
• Maximum age:
• Business owner & professional: 70 years
• Employee: 55 years
• Ready stock collateral that can be used in take over program:
• House
• Apartment
• Shop house / office house

For more detailed information, please click below button.

Below is the example and assumption of KPR Take Over along with the costs that may incur

*) Once the period is over, floating interest will apply which will be reviewed periodically according to market condition

**) With the assumption of floating interest rate is 12.5%

Bank Fees:

1. Provision IDR12.000.000 – 1% of total loan amount
2. Administration IDR1.200.000 – 0.01% of total loan amount
3. Collateral Appraisal Fee – based on appraiser fee

Disclaimer

• Above calculation is only simulation/estimation, not the actual interest rate, collateral, or calculation.
• Change from fixed interest rate to floating will be informed to debtor at minimum 30 calendar days before the effective date of floating interest rate.
• Premium for life insurance will be calculated depending on several factors, including debtor’s age, loan tenor, and loan amount.
• Cost calculation for fire insurance is also determined based on several factors, including payment tenor, property type, and property value.
• Credit and collateral binding fee is affected by loan amount and other fees, such as notary fee that can be informed/inquired to notary affiliated to Bank Danamon at credit binding.

For further information about Danamon’s Home Ownership Loan:

Call Hello Danamon
1-500-090

Visit your nearest branch