KPR Danamon Lebih

Simulation Results
Investment Goals	Future Investment
Komparasi Jenis Aset Konvensional :	Time Deposit
Komparasi Jenis Aset Investasi :	Small Mid Cap Equity Funds
Nominal Investasi Awal	0,00
Nominal Investasi Bulanan	0,00

Time Deposit	Small Mid Cap Equity Funds
Total Savings + Return 71.228.531,00	Total Savings + Return 78.729.940,72
Total Savings 70.000.000,00	Total Savings 70.000.000,00
Total Return 1.228.531,00	Total Return 8.729.940,72
Nilai Pertumbuhan % 1,76%	Nilai Pertumbuhan % 12,47%
Jangka Waktu Investasi 20 Tahunan	Jangka Waktu Investasi 20 Tahunan

Simulation Table
Type of Loan	Simple Working Capital
Type of Business	Service
Monthly Sales	0
Total Loans from Other Banks	0
Kebutuhan Modal Kerja	0
Total limit yang dapat diberikan	0

KPR Danamon Lebih, loan product from Danamon which combines loan and saving facilities. Enjoy faster loan paid off and interest for up to IDR 0!

Key Features & Programs

Faster credit payment tenor and interest is lower up to IDR 0

Competitive interest rate, quick and easy process, affordable interest rate, and flexible payment tenor

Interest cost is lighter with combination
of loan and saving

Benefit

Terms & Conditions

Simulation

Make Your Dreams Come True

Benefit

Enjoy various benefits for customer with Special Saving Account KPR Lebih.

80% of average account balance per month will be included as principal interest loan deduction.

Lower interest rate benefit valid during fixed period.

The greater your savings balance, the lesser is your credit interest cost.

Settle your loan with faster payment tenor

Make as much transactions as you wish with all services provided by Bank Danamon

No withholding fund and take full advantage of your savings balance

Indonesian citizen.
Monthly fixed income minimum IDR6 million.
Minimum age 21 years old or married.
Maximum age 70 years old or retirement age for employee at the end of loan tenor.

For more detailed information, please click below button.

Below is the simulation of KPR Lebih benefit :

Benefit calculation simulation	KPR Regular	KPR Lebih
Benefit calculation simulation	KPR Regular	Fund Placement 75% loan balance	Fund Placement 100% loan balance	Fund Placement of 125% loan balance
Loan Amount	IDR 1 Billion
Loan Tenor	10 years
Interest Rate	Fixed Period (3 years): 3.65% Floating Period (7 years): 12.5%
Savings average balance last 1 month	N/A	IDR 750 million	IDR 1 billion	IDR 1.25 billion
80% savings balance to net off loan balance	N/A	IDR 600 million	IDR 800 million	IDR 1 billion
Total interest paid	IDR 468 million	IDR 379 million	IDR 351 million	IDR 324 million
Total installment paid (Principal + Interest)	IDR 1.468 billion	IDR 1.379 billion	IDR 1.351 billion	IDR 1.324 billion
Total savings on KPR Lebih installment compare to KPR Regular	N/A	IDR 89 million	IDR 117 million	IDR 144 million