KPR Danamon Lebih

Danamon’s flagship product for purchasing houses or apartments, whether ready stock or under construction, combines loan and savings features. The interest burden is reduced as your savings balance increases.

Danamon Lebih Mortgage (KPR Danamon Lebih) can be applied for at any time by customers who hold a dedicated KPR Danamon Lebih savings account and complete the Mortgage Application Form. Applicants must also understand and agree to the Danamon Online Mortgage Application Terms and Conditions and meet the General Terms and Conditions of the mortgage.

Advantages of KPR Danamon Lebih:

  • 80% of the average savings balance per month is counted as a deduction of the principal of the loan
  • The BIGGER the savings balance, the SMALLER your mortgage interest burden will be
  • Interest relief applies for a fixed period
  • Free to transact using all Bank Danamon services
  • The savings balance remains free to be used by customers without blocking funds

Make your dream home come true with KPR Danamon Lebih!

KPR Danamon Lebih Simulation
 The following is a simulation of calculating the benefits of KPR Danamon Lebih:

Benefit Calculation Simulation

Regular Mortgage

More Mortgages

Placement of 75 % of the loan

100% Placement of Funds from the loan

Placement of 125% of the loan

Loan Ceiling

IDR 1 billion

Loan Tenor

10 years

Mortgage Interest Rate

Fixed Period (3 years): 3.65%

Floating Period (7 years): 12.5%

Average Savings Balance for the Last 1 Month

N/A

IDR750 million

IDR 1 billion

IDR1.25 billion

80% Savings Balance as Loan Principal Reduction

N/A

IDR 600 million

IDR800 million

IDR 1 billion

Total Interest paid

IDR468 million

IDR379 million

IDR351 million

IDR324 million

Total Installments paid

Trees + Flowers

IDR 1,468 billion

IDR1,379 billion

IDR 1,351 billion

IDR 1,324 billion

Total Mortgage Installment Savings More Than Regular Mortgages

N/A

IDR89 million

IDR117 million

IDR144 million

For more information regarding Danamon KPR products, contact Hello Danamon 1-500-090 or visit your nearest branch.