Kredit Berjangka
Product Information
Business growth isn’t just a vision—it’s within reach. Danamon’s Demand Loan helps you scale operations, seize new opportunities, and take your enterprise to the next level.

Product Summary


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Loan facilities are provided based on underlying work (contract-based)

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Interest is charged according to usage

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Credit limit of up to IDR 30 billion

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Term of up to 12 months & can be extended

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Payment Method:

  • Interest is paid monthly on the predetermined promissory note date.
  • The principal can be paid before or on the promissory note maturity date.
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Withdrawal Facility:

  • Promissory note, with underlying (if required)

Terms and Conditions for Facility Applications

  • Applications can be submitted by individuals or business entities (CV/PT)
  • Indonesian citizens/Indonesian legal entities
  • Individual prospective debtors must be at least 21 years old and no more than 65 years old
  • Business must have been operating for at least 3 years
  • Annual sales must be at least IDR 2 billion

Required Documents

Type of Document Individual Document
(Individual)		 Company Document
(PT/CV)
Credit Application Form (FPK) ✓ ✓
Copy of Identity Card ✓ ✓*
Deed of Establishment & Deed of Amendment of the Company - ✓
Copy of Business License ✓ ✓
Financial Statement ✓ ✓
Collateral Document ✓ ✓
Bank Statement ✓ ✓
Taxpayer Identification Number / NPWP ✓ ✓

*Copies of the identity documents of all directors and shareholders

Facilities Guarantee

  • Shophouses, office buildings, residential houses, workshops, warehouses, with SHM/SHGB certificates
Complete Solution for Your Business Financial Management
Experience the convenience of managing your business banking transactions in real-time, accessible via PC/smartphone from anywhere.
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