Save up to IDR 800,000 at Garuda Indonesia

The Program is valid from August 11, 2025, to August 17, 2025 (“Program Period”).

www.garuda-indonesia.com and FlyGaruda App

1. The Program is valid for Cardholders as follows: All Bank Danamon Credit Cards and Charge Cards with the American Express logo, excluding Visa, Mastercard, JCB, and corporate cards (“Cards”).
   
2. Cardholders must read and understand the General Terms and Conditions of this Program.
   
3. Bank Danamon reserves the right to refuse or cancel Cardholders' participation in this Program if Cardholders do not comply with the General Terms and Conditions of this Program.
   
4. Cardholders are fully responsible for all risks of loss, demands, lawsuits, and/or claims in connection with Cardholders' participation and/or cancellation of participation in this Program.
   
5. The program is valid with the following details:
   1. Program details are as follows:

      Minimum Transaction (IDR)	Discount (IDR))	Total Quota During Program Period
      4.000.000	350.000	35
      8.000.000	800.000	21
      Total		56

   2. Cardholders must comply with the terms and conditions and complete the requirements of the Program as stated on the website www.garuda-indonesia.com and FlyGaruda App.
   3. The Program is valid for departures until 28 February 2026.
   4. To receive the discount, Cardholders must enter the promo code MERDEKA on the website and FlyGarudaApp before selecting a flight.
   5. The program applies to both domestic and international ticket purchases.
   6. The discount will be processed during the payment stage, where the system will automatically deduct the transaction value.
   7. The discount is only valid for payments made in Indonesian Rupiah.
   8. The program is valid for 1 card per day during the program period.
   9. The program is subject to blackout dates for certain routes as listed on the Garuda Indonesia website.
   10. Refund, reissue, and reschedule terms for flight tickets are subject to Garuda Indonesia's applicable rules based on the ticket subclass.
   11. In the event of a refund, customers may send an email to: e-booking@garuda-indonesia.com
   12. In the event of rescheduling or reissuing, customers may contact Garuda Indonesia's call centre at 0804 1 807 807 or 021 2351 9999, or via live chat.
   13. Rescheduling and reissuing terms outside the promotional period for tickets with special discounted fares apply to upsells on published fares.
6. By conducting transactions in accordance with the General Terms and Conditions of this Program, Cardholders are deemed to have read, understood and agreed to participate in the Program and to be bound by the General Terms and Conditions of this Program. Transactions conducted by Cardholders constitute valid proof of Cardholders' participation in the Program and Cardholders' agreement to be bound by the General Terms and Conditions of this Program.

1. Cardholders may submit complaints regarding banking services or transactions through the nearest Bank Danamon branch, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
   
2. Details of Bank Danamon’s complaint-handling procedures are available at: https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. Products and/or services from merchant partners are solely the responsibility of the merchant partner and not of Bank Danamon. For any issues or complaints regarding products, services, or the Program, Cardholders are advised to contact the relevant merchant partner directly.
   
2. Cardholders affirm that their transactions comply with applicable Indonesian laws and regulations and are not indicative of money laundering or other prohibited activities.
   
3. Bank Danamon reserves the right to:
   
   1. Cancel transactions, terminate Card usage, or revoke participation in the Program if there are indications of fraud, unusual transactions, money laundering, or any other actions violating applicable laws.
   2. Require Cardholders to fulfill any outstanding obligations to Bank Danamon.
4. Terms and conditions related to other banking products or services remain valid and binding unless explicitly stated otherwise in this Program’s terms.
   
5. These Program Terms and Conditions are an integral part of the: General Terms and Conditions of PT Bank Danamon Indonesia Tbk Banking Accounts and Services, General Terms and Conditions of Debit Cards/ATM Danamon, General Terms and Conditions of Danamon Credit Card Membership, and General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership.”
   
6. Bank Danamon reserves the right to revise, amend, or supplement the Program’s terms. Any updates will be communicated through official Bank Danamon channels. Cardholders may object in writing within 30 (thirty) working days of receiving such updates. If no objection is received within this period, the changes will be deemed accepted.
   
7. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Deposit Insurance Agency guarantee.
   
8. These terms comply with all relevant laws and regulations, including those stipulated by the Financial Services Authority.