Sharia Deposit is a form of investment based on Sharia law by Modaraba fundaments. This investment is created for individual customer or entity (non-individual) with placement period on 1, 3, 6 and 12 months or On Call (daily) choice by 7, 14 and 21days. Product time period will be ended on the due date or the Customer breaks (close) the periodical deposit before the due date.
Benefits:
Risks:
A risk that attached to this periodical deposit is the changing of fees, nisbah and Gross Profit Distribution (the bank’s Gross Profit Distribution that may happen anytime and will be informed through branches, website or other decent media.
Requirements and procedures:
If there is any complaint or other unclear things, you may call Hello Danamon at 1-500-090 or visit the nearest branches.
Fees:
|
IDR 8,000,000 IDR 100,000,000 |
|
IDR 6,000 |
|
IDR 30,000 (partly liquidation) IDR 50,000 (entirely liquidation) |
Simulation :
Profit Sharing Calculation Formula:
Customer Average Balance X revenue allocation X % NISBAH
Product Total of Average Balance
Then, the calculation of profit sharing before tax is: :
1,000,000,000 |
x |
8.947.987.839 |
x |
70% |
= |
5.965.637 |
1.049.945.156.243 |
VAT 20% = IDR 1,193,127
Profit share = IDR 4,772,509
Profit Sharing treatment for Periodical Savings that is liquidated before the due date:
Condition |
Profit Sharing Treatment for the Customer |
Placement < 21="" /> |
Profit sharing will be given proportionally by using daily investment profit sharing calculation (Deposito On Call) that applies on the same day. |
Placement > 21 Days |
Profit sharing will be given proportionally by using profit sharing calculation before the initial contract. |
Menara Bank Danamon Jl. HR Rasuna Said Blok C No. 10 Kelurahan Karet, Kecamatan Setiabudi Jakarta Selatan 12920, Indonesia
Cellular Phone: |
Email: hellodanamon@danamon.co.id
The following exchange rates are subject to change without notice. For the latest Currency Info Contact the nearest Danamon branch.
Kurs per 12 November 2024 15:06:14 WIB
Currency | Buy | Sell |
---|---|---|
USDIDR |
15,640
|
15,940
|
SGDIDR |
11,687
|
11,931
|
AUDIDR |
10,229
|
10,458
|
EURIDR |
16,610
|
16,963
|
The Mobile Banking application from Danamon has many attractive features, benefits and can make you addicted.