PLR / Prime Lending Rate

Rupiah Prime Lending Rate

Line of Business (Effective % per annum)

 

Corporate Loan

Retail Loan

Micro Loan

Consumption Loan

Mortgage

Non Mortgage

Prime Lending Rate

10.00%

10.50%

17.00%

10.25%

12.00%

 

As of 31 December 2019

Note :

  1. Prime Lending Rate (PLR) is used as a base for the interest rate charged by the Bank to debtors. PLR does not take into account the debtors' individual risk  premium component, which depends on the Bank's assessment of the risk of each debtor. Therefore, the amount of interest rate that is charged to debtors is not necessarily equal to PLR. 
  2. Corporate loan includes corporate and commercial loans
  3. PLR as listed above excludes loan with cash collateral   
  4. PLR for Micro Loans is PLR for credit secured with collateral a nd bound accordingly by laws and regulations .
  5. PLR consumption loan non mortgage represents primarily PLR for motorcycle that granted to customer through joint financing scheme and excluding credit card and unsecured loan
  6. At anytime prevailing PLR information can be seen through the Bank's notification in each branch office and / or website (www.danamon.co.id)
  7. If needed, at anytime the Bank can change PLR information