Investasi - Bond

If you are looking for an investment instrument that offers fixed returns with a relatively low level of risk, Bank Danamon offers you a solution through investment in a series of Bond products. Bonds are debt securities issued by the Bond Issuer to Bondholders in exchange for a certain amount of yield or coupon paid on a predetermined schedule. The Bonds period depends on each series issued by the Bond Issuer. Bank Danamon currently only markets Bonds issued by Indonesian Government and Corporations.


Bond options available at Bank Danamon:

 

Primary Market Retail Bonds and State Securities (SBN)

Secondary Market Government Bonds

Secondary Market Corporate Bonds

Series

ORI, SBR, SR, ST

FR, INDON, INDOIS, PBS

ADMF, BMRI, BBRI

Issuer

Indonesian overnment

Indonesian Government

Private and State-Owned Enterprises

Currency

Rupiah

Rupiah & US Dollars

Rupiah

Tenor

2 - 5 years

5 - 30 years

3 - 5 years

Minimum Purchase

Rp 1,000,000.-

USD 10,000 / Rp 25,000,000.-

Rp 50,000,000.-

Multiple Purchases

Rp 1,000,000.-

USD 1,000 / Rp 5,000,000.-

Rp 50,000,000.-

Transaction Channel

D-Bank Pro

Bank Danamon Branches

Bank Danamon Branches
Safe
For Bonds issued by the Government of the Republic of Indonesia, the Coupon and Principal are guaranteed by the State by Law. 
Competitive Coupon/Yield
The coupon/yield offered is usually higher than the average deposit rate. 
Regular Coupon/Yield Payments
The coupon/yield paid monthly can be used as additional passive income for the investor. 
Potential Capital Gains
Investors have the potential to obtain capital gains on the increase in the price of Bonds in the secondary market by calculating transaction costs and applicable taxation. 
Portfolio Diversification
Investor investment alternatives for portfolio diversification. 
Supporting National Development
Participate in contributing to the financing of the development of the Republic of Indonesia. 
Affordable
Especially for Retail SBN in the Primary Market, investments can start from IDR 1 million. 
Easy
Especially for Retail SBN in the Primary Market, transactions can be done anywhere and anytime online through D-Bank Pro during the offering period.
Default Risk
A risk where the Investor is unable to obtain the payment of funds promised by the Issuer when the product matures, both the Investment Amount and the Yield/Coupon. 
Particularly for Bonds issued by the Government of the Republic of Indonesia, including instruments that are free of default risk due to the payment of Principal and Yield / Coupon guaranteed by the Government by law. 

Liquidity Risk
The risk that investors are unable to purchase or sell certain series of bonds due to the absence of bids in the bond market. 
Market Risk
The risk of capital loss due to fluctuations in the price of Bonds caused by market and economic conditions that have an impact on the decline in the price of Bonds in the secondary market.
  1. Owns a Current Account Savings Account (CASA) account at Bank Danamon
  2. Has an active risk profile
  3. Has sufficient funds in CASA account before conducting this Bond transaction
  4. Has Single Investor Identification (SID) for Bonds registered at Bank Danamon
  5. Fill out and complete the documents required for bond transactions
     

Taxation: 

  1. Bank Danamon serves merely as a selling agent for the Bonds. Bonds are NOT a product of Bank Danamon hence are not guaranteed by Bank Danamon, neither are they part of the Customer's deposits with Bank Danamon therefore they are not included in the scope of the object of the Deposit Insurance Corporation (LPS) guarantee program.
  2. Investments in Bond products contain risks that may cause the Customer to lose some or all of the capital invested. Any selection of Bond products purchased by the customer is the customer's decision and responsibility, including if the customer chooses a type of product that is not in accordance with the customer's risk profile and therefore Bank Danamon does not have any liability for losses, decline in investment, unavailability or reduction of funds in connection with the investment. Therefore, all risks arising as described in this Product Information Summary will be the responsibility of the Customer.
  3. Before purchasing Bond products, the Customer must read and understand the Summary of Product Information.
  4. The process of verification and approval of product opening is fully authorized by Bank Danamon.
  5. Other terms and conditions related to products and/or services, as long as they are not regulated differently in these General Terms and Conditions, are declared to remain valid and binding on the Customer.
  6. The Customer hereby agrees and acknowledges that Bank Danamon has the right to amend/change/complete these General Terms and Conditions (hereinafter referred to as "Changes").
  7. Bank Danamon will inform any changes in benefits, costs, risks and these Terms and Conditions to the Customer through the communication media available at Bank Danamon and in the event that the Customer does not agree with the changes, the Customer can send a statement of objection to Bank Danamon within 30 (thirty) working days from the time the changes are sent / announced through the communication media available at Bank Danamon. In the event that the Customer intends to terminate / close the product and / or service that has been obtained, the Customer must settle all obligations first. Beyond the time period mentioned above, the Customer agrees that Bank Danamon will assume the Customer agrees to the changes.
  8. The customer can submit complaints about banking transactions/services through the nearest Bank Danamon branch office or Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id verbally or in writing.
  9. Customers can submit complaints/complaints regarding Bonds by stating the reasons orally and/or in writing through communication media officially managed by Bank Danamon. Mechanisms and procedures for filing complaints/complaints can be accessed through https://www.danamon.co.id.
  10. Procedures regarding Customer Complaint services can be accessed through the website https://www.danamon.co.id 
  11. PT Bank Danamon Indonesia, Tbk is a participant of the Deposit Insurance Corporation (LPS), registered and supervised by OJK. These General Terms and Conditions have been adjusted to the provisions of laws and regulations including the provisions of the Financial Services Authority (OJK) regulations.

Check out the following video to learn more about the Bonds

  • Government Bonds Product Information Summary, click here
  • Corporate Bond Product Information Summary, click here
  • Information on Bond products offered at Bank Danamon, click here
  • General terms and conditions of Investment products, click here
  • Bond Transaction Form, click here
  • Enjoy the convenience of making investment transactions, Bank Danamon's Investment Product and Foreign Exchange Transaction Services by Phone, Email, and Fax. click here
  • Risk Profile Form, click here
  • Customer / Account Data Change / Update Form for SID establishment, click here
  • The purchase transaction of Retail Government Bonds / Retail Government Securities (SBN) and early redemption is done online through Danamon Online Banking (DOB) or D-Bank Pro which you can download through the App Store or Google Play. You can access the transaction steps at the link click here
IMPORTANT NOTE

Bank Danamon merely acts as a Selling Agent. The Bonds are NOT a product of Bank Danamon so they are not guaranteed by Bank Danamon, they are NOT part of third party deposits that are tied to a certain period of time and are not included in the object of the Deposit Insurance Corporation (LPS) guarantee program and contain investment risk. Bonds in the form of foreign currencies contain foreign exchange rate risk. My/our investment in the Bonds is my/our full responsibility; and therefore Bank Danamon (including its subsidiaries, associates or alliances) has no liability whatsoever for any loss, or decrease in such investment or the unavailability or reduction of funds in connection with such investment. Likewise, all risks arising will be the responsibility of the Customer.

Before purchasing Bond products, the Customer must read and understand the Summary of Product Information. 

For further information on ordering procedures, risks, transaction costs and obtaining an Information Memorandum, please visit the nearest Bank Danamon branch office or call Hello Danamon 24-Hour at 1-500-090. 

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