D-Point

D-Point is a point reward program that is obtained by the Customers through various banking activities determined by Danamon as a reward from Danamon for the Customer’s loyalty. The collection and calculation of points in this program is made by the system based on banking activities carried out by the customers through Danamon products, which are calculated based on a predetermined matrix of point. The Customers may collect D-Points from several products they have as long as these products are in 1 (one) Customer Identification File (CIF). The collected D-Points can be redeemed for various gifts or merchandise directly by the Customers through the D-Point redemption channels provided by the Bank, one of which is by accessing the D-Point redemption website at dpoint.id

The advantages obtained by the Customers through D-Point are as follows:

  • Easy and integrated accumulation of D-Points that you can collect through the following activities:
  • Shopping transactions via Danamon Debit Card
  • Shopping transactions via Danamon Credit Cards
  • Financial transactions on e-Channel (D-Bank, Danamon Online Banking, ATM and Danamon SMS Banking)
  • Disbursement of Personal Loans (KTA) or Home Ownership Loans (KPR)
  • Purchase of insurance or mutual fund products
  • Disbursement of credit from Danamon SME Solution Loans

The D-Point Redemption Process through the point redemption channel is as follows:

Produk

Jenis Transaksi/ Aktifitas

Jumlah Poin

Kartu Debit

Transaksi belanja di berbagai merchant baik melalui EDC (mesin transaksi pembayaran) maupun pembayaran online min transaksi Rp 7.500

1 D-Point

Kartu Kredit Visa & MasterCard Platinum

  • Transaksi min. Rp2.500 (berlaku kelipatan)
  • Transaksi maks. RP 10 Juta (untuk transaksi bill paymentPLN)
  • Tidak berlaku untuk:
  1. Transaksi cash advance/ tarik tunai
  2. Transaksi yang dijadikan cicilan (installment payment)

1 D-Point

Kartu Kredit JCB Precious

4x D-Point + Bonus 16.000 D-Point/bulan *)

Kartu Kredit Danamon GRAB

5x D-Point **)

Kartu Kredit Mastercard World

3 D-Point

Kartu Kredit Mastercard World Business

Kartu Kredit Visa Infinite

Kartu Kredit MasterCard World Elite

8 D-Point (transaksi dalam negeri)

12 D-Point (transaksi luar negeri)

E – Channel (D-Bank Pro, Danamon Online Banking, ATM/CDM, Danamon SMS Banking)

Transaksi pembayaran, pembelian atau transfer min. 5 kali per bulan (tidak berlaku kelipatan).

250 D-Point

Bonus D-Point untuk pendaftaran baru akun D-Bank Pro/ Danamon Online Banking/ Danamon SMS Banking dan langsung melakukan transaksi dalam bulan yang sama.

500 D-Point

KPR

Pencairan kredit rumah min.kredit Rp500 juta. Poin dihitung kelipatan Rp1juta.

10 D-Point

Asuransi Primajaga

Pembelian asuransi baru min premi Rp200 ribu. Poin dihitung dengan kelipatan Rp1.000

1.25 D-Point

Asuransi Proteksi Prima Amanah

Asuransi Proteksi Prima Medika

Asuransi Proteksi Prima Maxiplus

Pembelian asuransi baru min premi Rp100 juta. Poin dihitung dengan kelipatan Rp1 juta

100 D-Point

Asuransi Proteksi Prima Emas Plus Single Premium

Asuransi Proteksi Prima Rencana Optima

Pembelian asuransi baru dan pembayaran premi bulan dengan min. premi Rp 12 juta. Poin dihitung dengan kelipatan Rp 1 Juta,

1.000 D-Point

Asuransi Proteksi Prima Rencana Absolut

Asuransi Proteksi Prima Emas Plus PPEP

Asuransi Proteksi Prima Sehat Global

Asuransi Proteksi Prima Perlindungan Utama

Asuransi Proteksi Prima Rencana Utama

Reksadana

Pembelian produk reksadana min Rp1 juta(berlaku kelipatan). Tidak berlaku untuk reksadana pasar uang dan obligasi

20 D-Point

Kredit Solusi UKM

Pencairan Kredit produk Solusi UKM min.Rp500 juta. Poin dihitung dengan kelipatan Rp1 juta

25 D-Point

Various attractive gifts in categories

Terms and Conditions apply, more info click:
*)  https://www.danamon.co.id/id/Personal/KartuTransaksi/Kartu-Kredit/Danamon-JCB
**) https://www.danamon.co.id/id/Personal/KartuTransaksi/Kartu-Kredit/Danamon-x-Grab 

Flexible D-Point redemption process that can be done by customers who have D-Points through the website redemption channel. dpoint.id

The validity period of D-Points is 3 years from the time they are generated or migrated/converted or until the specified program deadline