Subsidiaries

About Adira Finance

PT Adira Dinamika Multi Finance, Tbk. (Adira Finance) was founded in 1990, initially operated as a car financing company, and later in 1997 expanded to motorcycle financing. In 2004, Adira Finance has listed shares in the Jakarta Stock Exchange (currently Indonesia Stock Exchange) and was later acquired by PT Bank Danamon Indonesia (Bank Danamon). Today, Bank Danamon’s ownership in the Company is 92.07%. As a subsidiary of Bank Danamon, Adira Finance is part of the MUFG Group, which is one of the largest banks in the world. 

Adira Finance has become a leading company in the field of financing, serving a wide range of brands and products. The company provides financial solutions according to the customer life cycle, ranging from automotive (cars and motorcycles), heavy equipment, electric bicycles, Umrah financing, and SolusiDana with BPKB guarantees. For credit simulation, please visit adira.id/e/mpl2024, and for credit application, please visit adira.id/e/mpl2024-form. 

Adira Finance has a 513 business network consisting of branch and representative offices throughout Indonesia. For a real-time, easy, secure, and convenient transaction experience, Adira Finance provides the adiraku digital customer service application. 

Currently, Adira Finance holds idAAA Rating from PEFINDO, and international credit rating of BBB from Fitch and Baa1 from Moodys. The BBB rating from Fitch is an investment grade rating which is equivalent with the sovereign rating of Indonesia while Baa1 rating from Moody’s is higher than Indonesia’s sovereign rating. Adira Finance serves 2 million active consumers throughout Indonesia with total managed receivables of Rp55 trillion as of March 2025. For details, visit www.adira.co.id.