About Adira Finance

PT Adira Dinamika Multi Finance, Tbk. (Adira Finance) was founded in 1990, initially operated as a car financing company, and later in 1997 expanded to motorcycle financing. In 2004, Adira Finance has listed shares in the Jakarta Stock Exchange (currently Indonesia Stock Exchange) and was later acquired by PT Bank Danamon Indonesia (Bank Danamon). Today, Bank Danamon’s ownership in the Company is 92.07%. As a subsidiary of Bank Danamon, Adira Finance is part of the MUFG Group, which is one of the largest banks in the world. 

Adira Finance has become a leading Company in the financing sector that serves variety of brands and products. The Company provides financial solutions in accordance with the consumers life cycle, from multi-purpose financing, durable goods financing, automotive financing, heavy equipment financing to Umrah financing with 470 business networks which consist of branch offices and representative office throughout Indonesia. For real-time, easy, safe, and comfortable transaction experience, Adira Finance provides digital consumer service app Adiraku.

Currently, Adira Finance holds idAAA Rating from PEFINDO, and international credit rating of BBB from Fitch and Baa1 from Moodys. The BBB rating from Fitch is an investment grade rating which is equivalent with the sovereign rating of Indonesia while Baa1 rating from Moody’s is higher than Indonesia’s sovereign rating.  Adira Finance serves 2 million active consumers throughout Indonesia with total managed receivables of Rp44.6 trillion as of 2022. For details, visit