Sosmed D-Cash & Ponsel D-Cash Feature

Dear Customer, effective 01 April 2019, The SosMed D-Cash transaction feature cannot be used. Make a cash withdrawal transaction without a card (both for yourself and for others) through the D-Cash menu

Mobile Banking app by Danamon that has a lot of features and advantages to make your life more comfortable and easy.


Account opening – It’s easy to open your bank account using video call anytime and anywhere.


Deposit Placement – Place your deposit online in fast, easy, and comfortable way by using D-Bank


D-Save account opening – Open one savings for a lot of needs anytime and anywhere


Cardless Cash Withdrawal – Able to withdraw money without debit card anytime and anywhere. It could be for you or your colleagues by using your social media account.




  1. Danamon customers who have Savings or Current Accounts.
  2. Customers of Danamon Credit Card holders (Visa or MasterCard).
  3. Have a smartphone with an IOS or Android operating system specification with the specified version when downloading the D-Bank Application.
  4. A customer of either Telkomsel, Indosat Ooredoo, XL Axiata, 3 provider.
  5. Using data services (internet).
  6. Have a personal e-mail address and active mobile/cellphone number.

  • Balance information and account mutation. 
  • Funds transfer.
  • Information on banking products including product simulations.
  • Purchases: Balance Top Up, Flight Tickets (Garuda / Lion Air), Pay TV Vouchers (Orange TV), Internet Data Packages ( XL), CGV Blitz Members Top Up/Renewal.
  • Payments: Danamon Credit Cards and other banks, monthly bills such as postpaid Telkom and Mobile, paid television bills (Okevision / TOP TV / Indovision / Transvision / Topas TV), Loans (Adira Finance / Credit), and Virtual Account Payments, E-Commerce (GoPay, Ovo, Paytren)
  • Cardless Cash Withdrawal (D-Cash) Through ATM
  • Opening an Online Account: Danamon LEBIH, Tabungan MU and FlexiMAX, D-Save & D-Save Plus, Online Deposit.

Customers and non Danamon customers who haven’t done the activation can searching the nearby promotion merchants, ATM location or the nearest branch (Augmented reality) and information about Danamon products.

  • First of all, make D-Cash reservation by selecting "D-Cash" in the D-Bank menu
  • Then select the desired "Amount" (min. IDR 100,000 and max. IDR 500,000),
  • Enter "Your mobile number / your friend's mobile number" who will make a cash withdrawal
  • Make a "Passcode" consisting of a special 6-digit number for this transaction,
  • Press "Continue", then confirm by entering your personal "mPIN"
  • The D-Cash reservation is complete!

D-Cash reservation is valid for 2 hours. Visit Danamon ATM marked with D-Cash to make cash withdrawals without Debit card.

  • Press one of the buttons on the side of the Danamon ATM screen,
  • Select "Cardless Cash Withdrawal Transaction" on the menu,
  • Select "Your Language",
  • Enter "Your mobile number / mobile number that was used during the reservation",
  • Enter your "Passcode". If the cash withdrawal is made by your friend, then inform the Passcode to said friend.
  • Select "The Nominal of Cash Withdrawal",
  • Enter "OTP Code" received by SMS ",
  • Transaction is complete! Collect the cash and proof of ATM transactions.


Effective 21 October 2019, Indosat top-up service fees through Danamon e-channel (D-Bank, Danamon Online Banking, ATM and Danamon SMS Banking) will be charged Rp1,500 / transaction. Info: Hello Danamon 1-500-090.

Types of Transaction



Funds Transfer

Overbooking Danamon

Min. IDR 1,- , Max. IDR 200,000,000,-

IDR 0,-

IBFT – Online

Min. IDR10.000,-Max. IDR 25,000,000,-

IDR 7,500,-


Min. IDR10,000,- Max. IDR 200,000,000,-

IDR 3,500,-

Effective per 1 September 2019


Min. IDR 100,000,000,- Max. IDR 200,000,000,-

IDR 20,000,-

Bill Payment

Danamon Credit Card

Min. IDR1, -,Max. IDR 200,000,000,-

IDR 0,-

Other Banks Credit Card

Min. IDR10,000,-, Max. IDR 200,000,000,-

IDR 5.000,-

Prepaid TV Billing

As stated in the billingMax. IDR 200,000,000,-

IDR 3.500,-

Adira Installments (Motor/Durable)

As stated in the billing Max. IDR 200,000,000,-

IDR 6.000,-

Adira Installments(Car)

As stated in the billing Max. IDR 200,000,000,-

IDR 10.000,-

Go-Pay Top Up

As per the Top Up Biller Nominal

IDR 2.000,-

Paytren Top Up

As per the Top Up Biller Nominal

IDR 3.000,-


Lion Air Flight Tickets

As per Purchase Value/Billing

IDR 5.000,-

Garuda Indonesia Flight Tickets

As per Purchase Value/Billing

IDR 7.500,-

Telkomsel Balance Top Up

As per Biller Denomination

IDR 1.500,-

XL Balance Top Up

As per Biller Denomination

IDR 1.500,-


Cardless Cash Withdrawal in ATM Danamon

Min. IDR 100,000,-, Max. IDR 1,000,000,-

IDR 0,-

Online Deposits Opening

Min. IDR 8.000.000,- , Max IDR,-

(Excluding e-channel global limit (IDR 200.000.000,-)

IDR 0,-

Please click here to find more information about D-Bank.