Investasi - Mutual Fund

Enjoy convenience through Bank Danamon that provides a range of mutual fund products as an option for an investment portfolio that suits your profile. Bank Danamon does not only provide various facilities. Mutual Funds are also supported by experienced Relationship Manager services to manage your finances.

Mutual Fund is a container containing funds from a set of Investors, whose fund management can be used in bonds, money market, or equity, and distribution by an independent and professional fund Manager.

Benefit

Mutual Funds are the right investment for those of you who want to invest in instruments with:

  • High Liquidity
    Investor can redeem Mutual Fund every bourse day.
  • Professionally managed
    The Mutual Fund portfolio is managed by Independent Investment Managers and Professionals with special experience and expertise in fund management.
  • Diversification of risk
    By investing in Mutual Funds the distribution of risk is more widespread because it invests in various types of investment instruments.
  • Affordable
    Start invest from Rp 5,000,000.
  • Product variations
    Mutual Fund products are available in both IDR and USD currency.
  • Tax-exempt
    Mutual Fund is not a tax object.

Fund Manager

Professional Fund Managers who work with Bank Danamon are:

  1. PT. Bahana TCW Investment Management
  2. PT. Batavia Prosperindo Aset Manajemen
  3. PT. BNP Paribas Investment Partners
  4. PT. Danareksa Investment Management
  5. PT. Manulife Asset Management Indonesia
  6. PT. Schroder Investment Management Indonesia

 

Risk Exposure

A. Risk of decreased value of participating unit

Participation Units may fluctuate due to an increase or decrease in Net Asset Value (NAV) caused by changes in the price of the Investment Fund portfolio.

B. Market Risk

Net Asset Value (NAV) of the Mutual Fund may also fluctuate in line with changes in market, economic and political conditions affecting the securities portfolio of the Investment Fund.

C. Liquidity Risk

Risks relate to the ability of the Fund Manager to repurchase the investment units from the investors in which this depends on the liquidity of the Investment Fund's portfolio securities.

D. Interest Rate Risk

Risks arising from changes in interest rates on financial markets that may lead to an increase or decrease in the price of securities in the Mutual Fund portfolio.

E. Risk of Tax Regulation Amendment

Risks arising from changes in tax regulations, such as those related to taxes on profits, bond coupons or stock sales taxes, which may affect the performance of an Investment Fund.

F. Fund Manager Risk

The performance of Mutual Funds is very dependent on the experience, knowledge, expertise and investment techniques applied by the Investment Manager, so that a non-credible Investment Manager will have an impact on the performance of the Investment Fund that can harm the Customer.