Mutual Fund ownership is stated in the form of Participation Units (UP). Participation Units will be obtained when a Customer purchases a Mutual Fund Participation Unit. The following is the calculation of Participation Units that the Customer will receive:
Participation Units =
Customer's Purchase Nominal (after deducting fees)
NAB/UP
Participation Units = Customer's Purchase Nominal (after deducting fees)
NAB / UP is Net Asset Value per Mutual Fund Participation Unit, which is calculated by adding up the total fair market value of a Securities and other assets of the Mutual Fund, minus all liabilities and divided by the number of Participation Units in circulation..
NAB/UP = Total fair market value of Investment Fund assets - Liabilities
Participation Units in circulation
NAB/UP Mutual Funds will fluctuate following the fair market value of securities in the mutual fund, which will be influenced by market movements. The customer will be able to get a profit or experience a loss when reselling his Mutual Fund Participation Units.
PARTICIPATION UNIT BUY AND RETURN SIMULATION
The following is the value of Mutual Fund A's NAB / UP from January 2 to January 10, 2020* :
Date
|
NAB/UP (IDR)
|
2 January
|
1.237,44
|
3 January
|
1.246,52
|
4 January
|
1.201,25
|
5 January
|
1.246,58
|
6 January
|
1.235,98
|
7 January
|
Free
|
8 January
|
Free
|
9 January
|
1.290,56
|
10 January
|
1.310,65
|
|
Customer purchases Mutual Fund A on January 2, totaling IDR 1,000,000
Purchase nominal: IDR 1.000.000
UP = Rp. 1.0000.000 / IDR 1.237,44 = 808,12 UP
- Simulation 2 – Sales (January 4)
Number of Units sold: 808.12 UP
Nominal Sales = 808.12 x IDR 1.201,25 = IDR 970.754,14 (Loss)
- Simulation 3 – Sales (10 January)
Number of Units sold: 808.12 UP
Nominal Sales = 808.12 x IDR 1.201,25 = IDR 1.059.162,46 (Profit)
|
* The value above is only an illustration for the customer, it does not represent the true value. The estimated value of return (return) is not a guarantee of the return value that will be obtained by (potential) investors, but only as an indication. The estimated return value displayed is the average historical return value of each type of investment product according to the selected risk profile.
This simulation is not intended to provide any recommendations or suggestions.