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INFORMASI PERUBAHAN SYARAT DAN KETENTUAN UMUM REKENING DAN LAYANAN PERBANKAN

Efektif 25 November 2021 terdapat Perubahan Syarat dan Ketentuan Umum Rekening dan Layanan Perbankan dengan detail perubahan sebagai berikut :

SYARAT DAN KETENTUAN SEBELUMNYA

Syarat dan Ketentuan Umum Rekening dan Layanan Perbankan KETUM/001/0820 versi 2.1

SYARAT DAN KETENTUAN TERBARU

Syarat dan Ketentuan Umum Rekening dan Layanan Perbankan KETUM/001/0921 versi 2.2

II. SYARAT DAN KETENTUAN UMUM REKENING

D. BUNGA DAN PENJAMINAN SIMPANAN

II. SYARAT DAN KETENTUAN UMUM REKENING

D. BUNGA DAN PENJAMINAN SIMPANAN
  1. Perhitungan dan pembukuan bunga/jasa simpanan dilakukan sebagai berikut:
  1. Khusus Tabungan/Giro:

Bunga diperhitungkan dan dibukukan dengan ketentuan sebagai berikut:

  1. Bunga dihitung atas dasar saldo harian dalam 1 (satu) bulan (dengan saldo minimal untuk memperoleh bunga sebesar yang ditetapkan oleh Bank).
  2. Besarnya suku bunga Tabungan/Giro sesuai tarif/ketentuan yang berlaku pada Bank yang dapat dilihat di counter cabang atau media elektronik Bank.
  3. Hari bunga dihitung berdasarkan jumlah hari sesungguhnya dalam 1 (satu) bulan dibagi dengan jumlah hari sesungguhnya dalam 1 (satu) tahun.
  4. Pajak Penghasilan (PPh) atas bunga Tabungan/ Giro ditanggung oleh Nasabah dan tunduk pada ketentuan peraturan perpajakan yang berlaku.
  1. Perhitungan dan pembukuan bunga/jasa simpanan dilakukan sebagai berikut:
  1. Khusus Tabungan/Giro:

Bunga diperhitungkan dan dibukukan dengan ketentuan sebagai berikut:

  1. Bunga dihitung atas dasar saldo harian dalam 1 (satu) bulan (dengan saldo minimal untuk memperoleh bunga sebesar yang ditetapkan oleh Bank).
  2. Besarnya suku bunga Tabungan/Giro sesuai tarif/ketentuan yang berlaku pada Bank yang dapat dilihat di counter cabang atau media elektronik Bank.
  3. Hari bunga dihitung berdasarkan jumlah hari sesungguhnya dalam 1 (satu) bulan dibagi dengan jumlah hari sesungguhnya dalam 1 (satu) tahun.
  4. Pajak Penghasilan (PPh) atas bunga Tabungan/ Giro ditanggung oleh Nasabah dan tunduk pada ketentuan peraturan perpajakan yang berlaku.
  5. Bank berhak melakukan perubahan atas bunga dan perubahan tersebut akan diinformasikan kepada Nasabah melalui kantor cabang Bank atau media komunikasi yang tersedia pada Bank.

b. Khusus Deposito

    2. Bank berhak melakukan perubahan atas bunga dan perubahan tersebut akan diinformasikan kepada Nasabah melalui counter cabang atau media elektronik Bank atau media lain yang disepakati.<
    b. Khusus Deposito
    2. Bank berhak melakukan perubahan atas bunga dan perubahan tersebut akan diinformasikan kepada Nasabah melalui kantor cabang Bank atau media komunikasi yang tersedia pada Bank.



III. SYARAT DAN KETENTUAN UMUM LAYANAN PERBANKAN

E. LAYANAN YANG MENGGUNAKAN KODE AKSES

III. SYARAT DAN KETENTUAN UMUM LAYANAN PERBANKAN

E. LAYANAN YANG MENGGUNAKAN KODE AKSES
  1. Apabila Nasabah salah memasukkan Kode Akses sehingga menyebabkan Kartu Debit/ATM secara sistem ditolak atau tidak dapat dipergunakan untuk melakukan transaksi, maka penggantian dan/atau pengaktifan kembali hanya dapat dilakukan dengan menghubungi petugas Bank di kantor cabang terdekat dan memenuhi persyaratan yang ditentukan oleh Bank.
  1. Apabila Nasabah salah memasukkan Kode Akses sehingga menyebabkan Kartu Debit/ATM secara sistem ditolak atau tidak dapat dipergunakan untuk melakukan transaksi, maka penggantian dan/atau pengaktifan kembali hanya dapat dilakukan dengan mengunjungi Kantor Cabang Bank terdekat, menghubungi Hello Danamon atau sarana lainnya sesuai kebijakan Bank sertamemenuhi persyaratan dan ketentuan yangdiatur oleh Bank.

IV. KETENTUAN KHUSUS UNTUK REKENING DAN LAYANAN PERBANKAN

E. HUKUM YANG BERLAKU DAN YURISDIKSI

IV. KETENTUAN KHUSUS UNTUK REKENING DAN LAYANAN PERBANKAN

E. HUKUM YANG BERLAKU DAN YURISDIKSI
    1. Keabsahan, penafsiran, dan pelaksanaan dari Syarat dan Ketentuan Umum ini diatur dan tunduk pada hukum yang berlaku di negara Republik Indonesia.
    2. Syarat dan Ketentuan Umum ini ditafsirkan dan tunduk pada hukum negara Republik Indonesia.
    2. Apabila terjadi sengketa atau perselisihan (“Sengketa”) yang timbul dari atau sehubungan dengan Syarat dan Ketentuan Umum ini atau pelaksanaannya, maka Bank dan Nasabah sepakat untuk menyelesaikan sengketa melalui Lembaga Alternatif Penyelesaian Sengketa yang dimuat dalam Daftar Lembaga Alternatif Penyelesaian Sengketa yang ditetapkan oleh Otoritas Jasa Keuangan atau melalui Pengadilan Negeri di tempat kantor cabang Pemelihara Rekening.
    2. Apabila terjadi sengketa atau perselisihan (“Sengketa”) yang timbul dari atau sehubungan dengan Syarat dan Ketentuan Umum ini, Bank dan Nasabah sepakat untuk menyelesaikan Sengketa dengan cara musyawarah untuk mufakat melalui mediasi pada Lembaga Alternatif Penyelesaian Sengketa Sektor Jasa Keuangan di Jakarta yang pendiriannya ditetapkan berdasarkan Peraturan Otoritas Jasa Keuangan Nomor 61/POJK.07/2020 tentang Lembaga Alternatif Penyelesaian Sengketa Sektor Jasa Keuangan (berikut segala perubahannya di kemudian hari). Apabila dalam waktu 30 (tiga puluh) hari kalender setelah dimulainya mediasi tidak tercapai penyelesaian, maka Sengketa tersebut akan diselesaikan melalui Pengadilan Negeri Jakarta Selatan.

Akses link berikut untuk informasi lengkap:


Demikian informasi ini kami sampaikan. Untuk informasi lebih lanjut, silakan menghubungi Customer Service di cabang danamon terdekat atau hubungi Hello Danamon 1500090

 

PEMBERITAHUAN

Efektif 02 Agustus 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Prod Code

Product

Interest Type

Balance

Rate (Before)

Rate (After)

464

 

 

 

 

GIROBISNIS PREMIUM CORPORATE IDR

 

 

 

 

Tiering

 

 

 

 

0 - <5 bio

0.01%

0.01%

0.00%

5 bio - <10 bio

0.50%

0.50%

0.00%

10 bio - <25 bio

1.25%

1.25%

0.00%

25 bio - <50 bio

1.75%

1.50%

-0.25%

>=50 bio

2.25%

2.00%

-0.25%

467

 

 

 

 

 

GIROBISNIS PREMIUM IDR

 

 

 

 

 

Threshold

 

 

 

 

 

0 - < 500 mio

0.01%

0.01%

0.00%

500 mio - < 1 bio

0.01%

0.01%

0.00%

1 bio - < 2 bio

0.01%

0.01%

0.00%

2 bio - < 5 bio

0.25%

0.25%

0.00%

5 bio - < 10 bio

1.00%

1.00%

0.00%

>= 10 bio

2.25%

2.00%

-0.25%

468

 

 

 

 

GIROBISNIS PREMIUM COMMERCIAL IDR

 

 

 

 

Threshold

 

 

 

 

0 - < 1 bio

0.01%

0.01%

0.00%

1 bio - < 5 bio

0.01%

0.01%

0.00%

5 bio - < 10 bio

0.25%

0.25%

0.00%

10 bio - < 20 bio

1.00%

1.00%

0.00%

>=20 bio

2.25%

2.00%

-0.25%

486

 

 

GIROBISNIS PREMIUM COMMERCIAL IDR

 

 

Tiering

 

 

0 - < 500 mio

0.25%

0.25%

0.00%

>= 500 mio

2.00%

1.75%

-0.25%

 

 

 

 

488

 

 

 

 

 

GIROBISNIS IDR

 

 

 

 

 

Tiering

 

 

 

 

 

0 - < 500 mio

0.01%

0.01%

0.00%

500 mio - < 1 bio

0.01%

0.01%

0.00%

1 bio - < 5 bio

0.50%

0.50%

0.00%

5 bio - < 7 bio

1.50%

1.50%

0.00%

7 bio - < 1 trillion

2.25%

1.75%

-0.50%

>= 1 trillion

2.25%

2.00%

-0.25%

496

 

 

 

 

 

GIROBISNIS PREMIUM IDR

 

 

 

 

 

Threshold

 

 

 

 

 

0 - < 5 bio

0.01%

0.01%

0.00%

5 bio - < 10 bio

1.25%

1.25%

0.00%

10 bio - < 20 bio

1.50%

1.50%

0.00%

20 bio - < 50 bio

1.75%

1.50%

-0.25%

50 bio - < 75 bio

2.00%

1.75%

-0.25%

>= 75 bio

2.25%

2.00%

-0.25%

557

 

 

 

 

 

GIRO DANA FLEKSI BPR

 

 

 

 

 

Tiering

 

 

 

 

 

0 - < 100 mio

0.01%

0.01%

0.00%

100 mio - < 250 mio

0.01%

0.01%

0.00%

250 mio - < 2 bio

0.01%

0.01%

0.00%

2 bio - < 5 bio

0.50%

0.50%

0.00%

5 bio - < 25 bio

1.25%

1.25%

0.00%

>= 25 bio

2.00%

1.75%

-0.25%

507

 

 

 

 

 

GIRO SIMPANAN PASIF IDR

 

 

 

 

 

Threshold

 

 

 

 

 

0 - < 2 bio

0.25%

0.25%

0.00%

2 bio - < 5 bio

0.50%

0.50%

0.00%

5 bio - < 10 bio

1.25%

1.00%

-0.25%

10 bio - < 20 bio

1.50%

1.25%

-0.25%

20 bio - < 50 bio

1.75%

1.50%

-0.25%

>=50 bio

2.00%

1.75%

-0.25%

525

 

 

 

 

GIRO ADIRA FLEKSI IDR

 

 

 

 

Threshold

 

 

 

 

0 - < 5 mio

0.00%

0.00%

0.00%

5 mio - < 20 mio

0.01%

0.01%

0.00%

20 mio - < 100 mio

1.00%

1.00%

0.00%

100 mio - < 1 bio

2.00%

1.50%

-0.50%

>=1 bio

2.00%

1.75%

-0.25%

533

 

 

 

GIRO SPECIAL IDR

 

 

 

Tiering

 

 

 

0 - < 50 mio

0.01%

0.01%

0.00%

50 mio - < 500 mio

0.01%

0.01%

0.00%

500 mio - < 10 bio

0.01%

0.01%

0.00%

>= 10 bio

2.00%

1.75%

-0.25%

544

 

 

 

 

SME GIRO BPR PERBARINDO IDR

 

 

 

 

Threshold

 

 

 

 

0 - < 1 bio

0.01%

0.01%

0.00%

1 bio - < 10 bio

0.25%

0.25%

0.00%

10 bio - < 20 bio

1.25%

1.00%

-0.25%

20 bio - < 25 bio

1.50%

1.25%

-0.25%

>=25 bio

2.25%

1.75%

-0.50%

556

 

 

GIROBISNIS PREMIUM CORPORATE IDR

 

 

Tiering

 

 

0 - <10 bio

0.01%

0.01%

0.00%

10 bio - <180 bio

1.75%

1.50%

-0.25%

>=180 bio

2.00%

1.75%

-0.25%

540

 

 

 

 

 

GIRO SAHABAT IDR

 

 

 

 

 

Tiering

 

 

 

 

 

0 - <250 mio

0.05%

0.05%

0.00%

250 mio - <500 mio

0.25%

0.25%

0.00%

500 mio - <2 bio

0.50%

0.50%

0.00%

2 bio - <10 bio

0.75%

0.75%

0.00%

10 bio - <25 bio

1.50%

1.50%

0.00%

>=25 bio

2.75%

2.25%

-0.50%


PEMBERITAHUAN

Kepada Nasabah Yang Terhormat,
Untuk rekening-rekening Tabungan/Giro yang selama ini mendapatkan biaya khusus (tidak dikenakan biaya administrasi bulanan dan/atau biaya pinalti di bawah saldo minimum) akan dikenakan biaya administrasi bulanan dan/atau pinalti di bawah saldo minimum sesuai dengan standard biaya yang berlaku di Bank Danamon.
Untuk informasi lebih lanjut, dapat menghubungi Relationship Officer/Marketing Anda.
Demikian informasi ini disampaikan, terima kasih.

Efektif 30 Juni 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro

Tipe Bunga

Tiering Saldo

Jasa Giro
(Saat ini)

Jasa Giro
(Baru)

464 - GIROBISNIS PREMIUM CORPORATE IDR

 

 

 

Tiering

 

 

 

 

0 - < 5 bio

0.01%

0.01%

5 bio - < 10 bio

0.50%

0.50%

10 bio - < 25 bio

1.25%

1.25%

25 bio - < 50 bio

1.75%

1.75%

>= 50 bio

2.75%

2.25%

507 - GIRO SIMPANAN PASIF IDR

 

 

 

 

Threshold

 

 

 

 

 

0 - < 2 bio

0.25%

0.25%

2 bio - < 5 bio

0.50%

0.50%

5 bio - < 10 bio

1.25%

1.25%

10 bio - < 20 bio

1.50%

1.50%

20 bio - < 50 bio

2.25%

1.75%

>=50 bio

2.50%

2.00%

541 - GIRO BISA IDR

 

 

 

 

Tiering

 

 

 

 

 

0 - < 250 mio

0.01%

0.01%

250 mio - < 500 mio

0.01%

0.01%

500 mio - < 2 Bio

0.25%

0.25%

2 Bio - < 10 Bio

0.50%

0.50%

10 Bio - < 25 Bio

1.50%

1.50%

>= 25 Bio

2.75%

2.50%

PEMBERITAHUAN

Efektif 21 April 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro

Tipe Bunga

Tiering Saldo

Jasa Giro
(Saat ini)

Jasa Giro
(Baru)

464 - GIROBISNIS PREMIUM

CORPORATE IDR

Tiering

0 - <5 bio

0.25%

0.01%

5 bio - <10 bio

0.75%

0.50%

10 bio - <25 bio

1.50%

1.25%

25 bio - <50 bio

2.00%

1.75%

>=50 bio

3.00%

2.75%

467 - GIROBISNIS

PREMIUM IDR

Threshold

0 - < 500 mio

0.01%

0.01%

500 mio - < 1 bio

0.01%

0.01%

1 bio - < 2 bio

0.01%

0.01%

2 bio - < 5 bio

0.50%

0.25%

5 bio - < 10 bio

1.25%

1.00%

>= 10 bio

2.50%

2.25%

468 - GIROBISNIS PREMIUM

COMMERCIAL IDR

Threshold

0 - < 1 bio

0.01%

0.01%

1 bio - < 5 bio

0.01%

0.01%

5 bio - < 10 bio

0.50%

0.25%

10 bio - < 20 bio

1.25%

1.00%

>=20 bio

2.50%

2.25%

484 - GIROBISNIS PREMIUM IDR

Threshold

All amount

2.00%

1.75%

486 - GIROBISNIS PREMIUM

COMMERCIAL IDR

Tiering

0 - < 500 mio

0.50%

0.25%

>= 500 mio

2.25%

2.00%

487 - GIROBISNIS PREMIUM

COMMERCIAL IDR

Threshold

0 - < 5 bio

0.25%

0.01%

>= 5 bio

2.00%

1.75%

488 - GIROBISNIS IDR

Tiering

0 - < 500 mio

0.01%

0.01%

500 mio - < 1 bio

0.01%

0.01%

1 bio - < 5 bio

0.75%

0.50%

5 bio - < 7 bio

1.75%

1.50%

7 bio - < 1 trillion

2.50%

2.25%

>= 1 trillion

2.50%

2.25%

493 - GIROBISNIS IDR

PREMIUM RB

Threshold

0 - < 5 bio

0.25%

0.01%

>= 5 bio

2.00%

1.75%

495 – GIROBISNIS

PREMIUM IDR

Threshold

All amount

2.00%

1.75%

496 – GIROBISNIS

PREMIUM IDR

Threshold

0 - < 5 bio

0.01%

0.01%

5 bio - < 10 bio

1.50%

1.25%

10 bio - < 20 bio

1.75%

1.50%

20 bio - < 50 bio

2.00%

1.75%

50 bio - < 75 bio

2.25%

2.00%

>= 75 bio

2.50%

2.25%

497 - GIRO PREMIUM IDR

Threshold

0 - < 10 mio

0.00%

0.00%

10 mio - < 250 mio

0.01%

0.01%

250 mio - < 500 mio

0.25%

0.01%

500 mio - < 3 bio

0.75%

0.50%

3 bio - < 5 bio

1.50%

1.25%

>= 5 bio

2.00%

1.75%

507 - GIRO SIMPANAN

PASIF IDR

Threshold

0 - < 2 bio

0.50%

0.25%

2 bio - < 5 bio

0.75%

0.50%

5 bio - < 10 bio

1.50%

1.25%

10 bio - < 20 bio

1.75%

1.50%

20 bio - < 50 bio

2.50%

2.25%

>=50 bio

2.75%

2.50%

520 – GIROBISNIS

VOSTRO FI

Threshold

0 - < 10 bio

0.00%

0.00%

10 bio - < 50 bio

0.25%

0.01%

50 bio - < 100 bio

0.75%

0.50%

100 bio - < 250 bio

1.25%

1.00%

>=250 bio

1.75%

1.50%

525 - GIRO ADIRA

FLEKSI IDR

Threshold

0 - < 5 mio

0.00%

0.00%

5 mio - < 20 mio

0.25%

0.01%

20 mio - < 100 mio

1.25%

1.00%

100 mio - < 1 bio

2.25%

2.00%

>=1 bio

2.25%

2.00%

533 - GIRO SPECIAL IDR

Tiering

0 - < 50 mio

0.01%

0.01%

50 mio - < 500 mio

0.01%

0.01%

500 mio - < 10 bio

0.25%

0.01%

>= 10 bio

2.25%

2.00%

534 - GIROBISNIS PREMIUM

CORPORATE IDR

Threshold

All amount

2.00%

1.75%

541 - GIRO BISA IDR

Tiering

0 - < 250 mio

0.01%

0.01%

250 mio - < 500 mio

0.01%

0.01%

500 mio - < 2 Bio

0.50%

0.25%

2 Bio - < 10 Bio

0.75%

0.50%

10 Bio - < 25 Bio

1.75%

1.50%

>= 25 Bio

3.00%

2.75%

544 - SME GIRO BPR

PERBARINDO IDR

Threshold

0 - < 1 bio

0.25%

0.01%

1 bio - < 10 bio

0.50%

0.25%

10 bio - < 20 bio

1.50%

1.25%

20 bio - < 25 bio

1.75%

1.50%

>=25 bio

2.50%

2.25%

556 - GIROBISNIS PREMIUM

CORPORATE IDR

Tiering

0 - <10 bio

0.01%

0.01%

10 bio - <180 bio

2.00%

1.75%

>=180 bio

2.25%

2.00%

557 - GIRO DANA

FLEKSI BPR

Tiering

0 - <100 mio

0.01%

0.01%

100 mio - <250 mio

0.01%

0.01%

250 mio - <2 bio

0.25%

0.01%

2 bio - <5 bio

0.75%

0.50%

5 bio - <25 bio

1.50%

1.25%

>=25 bio

2.25%

2.00%

PEMBERITAHUAN

Efektif 04 Maret 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro

Tipe Bunga

Tiering Saldo

Jasa Giro
(Saat ini)

Jasa Giro
(Baru)

464 - GIROBISNIS PREMIUM

CORPORATE IDR

Incremental

0 - <5 bio

0.50%

0.25%

5 bio - <10 bio

1.00%

0.75%

10 bio - <25 bio

1.75%

1.50%

25 bio - <50 bio

2.25%

2.00%

>=50 bio

3.25%

3.00%

467 - GIROBISNIS PREMIUM IDR

Cummulative

0 - < 500 mio

0.01%

0.01%

500 mio - < 1 bio

0.01%

0.01%

1 bio - < 2 bio

0.25%

0.01%

2 bio - < 5 bio

0.75%

0.50%

5 bio - < 10 bio

1.50%

1.25%

>= 10 bio

2.75%

2.50%

468 - GIROBISNIS PREMIUM

COMMERCIAL IDR

Cummulative

0 - < 1 bio

0.01%

0.01%

1 bio - < 5 bio

0.25%

0.01%

5 bio - < 10 bio

0.75%

0.50%

10 bio - < 20 bio

1.50%

1.25%

>=20 bio

2.75%

2.50%

484 - GIROBISNIS PREMIUM IDR

Cummulative

All amount

2.50%

2.00%

486 - GIROBISNIS PREMIUM

COMMERCIAL IDR

Incremental

0 - < 500 mio

0.75%

0.50%

>= 500 mio

2.75%

2.25%

487 - GIROBISNIS PREMIUM

COMMERCIAL IDR

Cummulative

0 - < 5 bio

0.50%

0.25%

>= 5 bio

2.50%

2.00%

488 - GIROBISNIS IDR

Incremental

0 - < 500 mio

0.01%

0.01%

500 mio - < 1 bio

0.01%

0.01%

1 bio - < 5 bio

1.00%

0.75%

5 bio - < 7 bio

2.00%

1.75%

7 bio - < 1 trillion

2.75%

2.50%

>= 1 trillion

2.75%

2.50%

493 - GIROBISNIS IDR - PREMIUM RB

Cummulative

0 - < 5 bio

0.50%

0.25%

>= 5 bio

2.50%

2.00%

494 - GIROBISNIS IDR

Incremental

0 - < 50 mio

0.01%

0.01%

50 mio - < 100 mio

0.01%

0.01%

100 mio - < 500 mio

0.25%

0.01%

>= 500 mio

0.50%

0.25%

495 - GIROBISNIS PREMIUM IDR

Cummulative

All amount

2.50%

2.00%

496 - GIROBISNIS PREMIUM IDR

Cummulative

0 - < 5 bio

0.01%

0.01%

5 bio - < 10 bio

1.75%

1.50%

10 bio - < 20 bio

2.00%

1.75%

20 bio - < 50 bio

2.25%

2.00%

50 bio - < 75 bio

2.50%

2.25%

>= 75 bio

2.75%

2.50%

497 - GIRO PREMIUM IDR

Cummulative

0 - < 10 mio

0.00%

0.00%

10 mio - < 250 mio

0.01%

0.01%

250 mio - < 500 mio

0.50%

0.25%

500 mio - < 3 bio

1.00%

0.75%

3 bio - < 5 bio

1.75%

1.50%

>= 5 bio

2.75%

2.00%

507 - GIRO SIMPANAN PASIF IDR

Cummulative

0 - < 2 bio

0.75%

0.50%

2 bio - < 5 bio

1.00%

0.75%

5 bio - < 10 bio

1.75%

1.50%

10 bio - < 20 bio

2.00%

1.75%

20 bio - < 50 bio

2.75%

2.50%

>=50 bio

3.00%

2.75%

517 - KRK SUPPLY CHAIN

Incremental

0 - < 25 mio

0.01%

0.01%

25 mio - < 250 mio

0.01%

0.01%

250 mio - < 1 Bio

0.25%

0.01%

1 Bio - < 5 Bio

0.25%

0.01%

5 Bio - < 10 Bio

1.25%

0.25%

>= 10 Bio

2.50%

0.50%

533 - GIRO SPECIAL IDR

Incremental

0 - < 50 mio

0.01%

0.01%

50 mio - < 500 mio

0.25%

0.01%

500 mio - < 10 bio

0.50%

0.25%

>= 10 bio

2.50%

2.25%

534 - GIROBISNIS PREMIUM

CORPORATE IDR

Cummulative

All amount

2.50%

2.00%

541 - GIRO BISA IDR

Incremental

0 - < 250 mio

0.01%

0.01%

250 mio - < 500 mio

0.25%

0.01%

500 mio - < 2 Bio

0.75%

0.50%

2 Bio - < 10 Bio

1.00%

0.75%

10 Bio - < 25 Bio

2.00%

1.75%

>= 25 Bio

3.25%

3.00%

544 - SME GIRO BPR

PERBARINDO IDR

Cummulative

0 - < 1 bio

0.50%

0.25%

1 bio - < 10 bio

0.75%

0.50%

10 bio - < 20 bio

1.75%

1.50%

20 bio - < 25 bio

2.00%

1.75%

>=25 bio

2.75%

2.50%

557 - GIRO DANA FLEKSI BPR

Incremental

0 - <100 mio

0.01%

0.01%

100 mio - <250 mio

0.01%

0.01%

250 mio - <2 bio

0.25%

0.25%

2 bio - <5 bio

1.00%

0.75%

5 bio - <25 bio

1.75%

1.50%

>=25 bio

2.50%

2.25%

SOSIALISASI KETENTUAN SIMODIS UNTUK:

- DEVISA HASIL EKSPOR (DHE)
- DEVISA PEMBAYARAN IMPOR (DPI)

MATERI SOSIALISASI BANK INDONESIA DAPAT DILIHAT PADA TAUTAN BERIKUT INI: KLIK DI SINI


Efektif 01 Februari 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro

Tipe Bunga

Tiering Saldo
(Saat ini)

Jasa Giro
(Saat ini)

Tiering Saldo
(Baru)

Jasa Giro
(Baru)

464 - GIROBISNIS PREMIUM

CORPORATE IDR

Tiering

0 - <5 bio

0.75%

0 - <5 bio

0.50%

5 bio - <10 bio

1.50%

5 bio - <10 bio

1.00%

10 bio - <25 bio

2.25%

10 bio - <25 bio

1.75%

25 bio - <50 bio

2.75%

25 bio - <50 bio

2.25%

>=50 bio

3.75%

>=50 bio

3.25%

467 - GIROBISNIS PREMIUM IDR

Threshold

0 - < 500 mio

0.01%

0 - < 500 mio

0.01%

500 mio - < 1 bio

0.01%

500 mio - < 1 bio

0.01%

1 bio - < 2 bio

0.25%

1 bio - < 2 bio

0.25%

2 bio - < 5 bio

1.25%

2 bio - < 5 bio

0.75%

5 bio - < 10 bio

2.00%

5 bio - < 10 bio

1.50%

>= 10 bio

3.25%

>= 10 bio

2.75%

468 - GIROBISNIS PREMIUM

COMMERCIAL IDR

Threshold

0 - < 1 bio

0.01%

0 - < 1 bio

0.01%

1 bio - < 5 bio

0.50%

1 bio - < 5 bio

0.25%

5 bio - < 10 bio

1.25%

5 bio - < 10 bio

0.75%

10 bio - < 20 bio

2.00%

10 bio - < 20 bio

1.50%

>=20 bio

3.25%

>=20 bio

2.75%

484 - GIROBISNIS PREMIUM IDR

Threshold

All amount

3.00%

All amount

2.50%

487 - GIROBISNIS PREMIUM

COMMERCIAL IDR

Threshold

0 - < 5 bio

0.75%

0 - < 5 bio

0.50%

>= 5 bio

3.00%

>= 5 bio

2.50%

488 - GIROBISNIS IDR

Tiering

0 - < 500 mio

0.01%

0 - < 500 mio

0.01%

500 mio - < 1 bio

0.01%

500 mio - < 1 bio

0.01%

1 bio - < 5 bio

1.25%

1 bio - < 5 bio

1.00%

5 bio - < 7 bio

2.25%

5 bio - < 7 bio

2.00%

7 bio - < 1 trillion

3.25%

7 bio - < 1 trillion

2.75%

>= 1 trillion

3.25%

>= 1 trillion

2.75%

495 - GIROBISNIS PREMIUM IDR

Threshold

All amount

3.00%

All amount

2.50%

497 - GIRO PREMIUM IDR

Threshold

0 - < 10 mio

0.00%

0 - < 10 mio

0.00%

10 mio - < 250 mio

0.01%

10 mio - < 250 mio

0.01%

250 mio - < 500 mio

0.75%

250 mio - < 500 mio

0.50%

500 mio - < 3 bio

1.50%

500 mio - < 3 bio

1.00%

3 bio - < 5 bio

2.25%

3 bio - < 5 bio

1.75%

>= 5 bio

3.25%

>= 5 bio

2.75%

507 - GIRO SIMPANAN PASIF IDR

Threshold

0 - < 2 bio

1.00%

0 - < 2 bio

0.75%

2 bio - < 5 bio

1.50%

2 bio - < 5 bio

1.00%

5 bio - < 10 bio

2.25%

5 bio - < 10 bio

1.75%

10 bio - < 20 bio

2.50%

10 bio - < 20 bio

2.00%

20 bio - < 50 bio

3.25%

20 bio - < 50 bio

2.75%

>=50 bio

3.50%

>=50 bio

3.00%

517 - KRK SUPPLY CHAIN

Tiering

0 - < 25 mio

0.01%

0 - < 25 mio

0.01%

25 mio - < 250 mio

0.01%

25 mio - < 250 mio

0.01%

250 mio - < 1 Bio

0.50%

250 mio - < 1 Bio

0.25%

1 Bio - < 5 Bio

0.75%

1 Bio - < 5 Bio

0.25%

5 Bio - < 10 Bio

1.75%

5 Bio - < 10 Bio

1.25%

>= 10 Bio

3.00%

>= 10 Bio

2.50%

533 - GIRO SPECIAL IDR

Tiering

0 - < 50 mio

0.01%

0 - < 50 mio

0.01%

50 mio - < 500 mio

0.50%

50 mio - < 500 mio

0.25%

500 mio - < 2 bio

1.00%

500 mio - < 10 bio

0.50%

>= 2 bio

3.00%

>= 10 bio

2.50%

534 - GIROBISNIS PREMIUM

CORPORATE IDR

Threshold

All amount

3.00%

All amount

2.50%

541 - GIRO BISA IDR

Tiering

0 - < 250 mio

0.01%

0 - < 250 mio

0.01%

250 mio - < 500 mio

0.50%

250 mio - < 500 mio

0.25%

500 mio - < 2 Bio

1.00%

500 mio - < 2 Bio

0.75%

2 Bio - < 10 Bio

1.50%

2 Bio - < 10 Bio

1.00%

10 Bio - < 25 Bio

2.50%

10 Bio - < 25 Bio

2.00%

>= 25 Bio

3.75%

>= 25 Bio

3.25%

544 - SME GIRO BPR

PERBARINDO IDR

Threshold

0 - < 1 bio

0.75%

0 - < 1 bio

0.50%

1 bio - < 5 bio

1.25%

1 bio - < 10 bio

0.75%

5 bio - < 10 bio

2.25%

10 bio - < 20 bio

1.75%

10 bio - < 20 bio

2.50%

20 bio - < 25 bio

2.00%

>=20 bio

3.25%

>=25 bio

2.75%

557 - GIRO DANA FLEKSI BPR

Tiering

0 - <100 mio

0.01%

0 - <100 mio

0.01%

100 mio - <250 mio

0.01%

100 mio - <250 mio

0.01%

250 mio - <1 bio

0.50%

250 mio - <2 bio

0.25%

1 bio - <2 bio

1.50%

2 bio - <5 bio

1.00%

2 bio - <5 bio

2.25%

5 bio - <25 bio

1.75%

>=5 bio

3.00%

>=25 bio

2.50%

493 - GIROBISNIS IDR - PREMIUM RB

Threshold

0 - < 5 bio

0.75%

0 - < 5 bio

0.50%

>= 5 bio

3.00%

>= 5 bio

2.50%

572 - GIROBISNIS USD

Tiering

0 - < 50,000

0.01%

0 - < 50,000

0.01%

50,000- < 100,000

0.02%

50,000- < 100,000

0.02%

100,000- < 500,000

0.10%

100,000- < 500,000

0.05%

>= 500,000

0.20%

>= 500,000

0.15%

583 - GIRO UMUM USD

Tiering

0 - < 50,000

0.01%

0 - < 50,000

0.01%

50,000- < 100,000

0.02%

50,000- < 100,000

0.02%

100,000- < 500,000

0.10%

100,000- < 500,000

0.05%

>= 500,000

0.20%

>= 500,000

0.15%

595 - GIROBISNIS COMMERCIAL USD

Tiering

0 - < 50,000

0.00%

0 - < 50,000

0.00%

50,000- < 100,000

0.00%

50,000- < 100,000

0.00%

100,000- < 500,000

0.01%

100,000- < 500,000

0.01%

500,000- < 2,000,000

0.05%

500,000- < 2,000,000

0.05%

>= 2,000,000

0.15%

>= 2,000,000

0.10%

560 - GIROBISNIS USD

Tiering

0 - < 100,000

0.00%

0 - < 100,000

0.00%

100,000- < 1,000,000

0.01%

100,000- < 1,000,000

0.01%

1,000,000- < 3,000,000

0.05%

1,000,000- < 3,000,000

0.05%

3,000,000- < 5,000,000

0.10%

3,000,000- < 5,000,000

0.08%

>= 5,000,000

0.15%

>= 5,000,000

0.10%

566 - TCM USD

Threshold

All Amount

0.05%

All Amount

0.01%

567 - TCM USD

Tiering

0 - < 50,000

0.00%

0 - < 50,000

0.00%

50,000- < 100,000

0.00%

50,000- < 100,000

0.00%

100,000- < 500,000

0.00%

100,000- < 500,000

0.00%

500,000- < 2,000,000

0.05%

500,000- < 2,000,000

0.01%

>= 2,000,000

0.15%

>= 2,000,000

0.05%

573 - GIROBISNIS PREMIUM

CORPORATE USD

Threshold

All Amount

0.25%

All Amount

0.15%

565 - TCM USD

Tiering

0 - < 100,000

0.00%

0 - < 100,000

0.00%

100,000- < 1,000,000

0.00%

100,000- < 1,000,000

0.00%

1,000,000- < 3,000,000

0.05%

1,000,000- < 3,000,000

0.00%

3,000,000- < 5,000,000

0.10%

3,000,000- < 5,000,000

0.01%

>= 5,000,000

0.15%

>= 5,000,000

0.05%

596 - GIROBISNIS PREMIUM

COMMERCIAL USD

Tiering

0 - < 100,000

0.00%

0 - < 100,000

0.00%

100,000- < 1,000,000

0.20%

100,000- < 1,000,000

0.10%

>= 1,000,000

0.30%

>= 1,000,000

0.10%

514 - GIRO DANA TA USD

Threshold

0 - < 2,000

0.00%

0 - < 2,000

0.00%

>= 2,000

0.25%

>= 2,000

0.10%

469 - GIROBISNIS PREMIUM

COMMERCIAL USD

Threshold

0 - < 100,000

0.10%

0 - < 100,000

0.00%

100,000- < 500,000

0.25%

100,000- < 500,000

0.00%

500,000- < 1,000,000

0.50%

500,000- < 1,000,000

0.00%

1,000,000- < 5,000,000

0.90%

1,000,000- < 5,000,000

0.00%

>= 5,000,000

1.00%

>= 5,000,000

0.00%

579 - GIROBISNIS CORPORATE USD

Threshold

0 - < 100,000

0.00%

0 - < 100,000

0.00%

100,000- < 1,000,000

0.15%

100,000- < 1,000,000

0.00%

1,000,000- < 5,000,000

0.25%

1,000,000- < 5,000,000

0.00%

5,000,000- < 15,000,000

0.50%

5,000,000- < 15,000,000

0.00%

>= 15,000,000

0.75%

>= 15,000,000

0.00%

593 - GIROBISNIS CORPORATE USD

Threshold

0 - < 100,000

0.00%

0 - < 100,000

0.00%

100,000- < 1,000,000

0.15%

100,000- < 1,000,000

0.00%

1,000,000- < 5,000,000

0.25%

1,000,000- < 5,000,000

0.00%

5,000,000- < 15,000,000

0.50%

5,000,000- < 15,000,000

0.00%

>= 15,000,000

0.75%

>= 15,000,000

0.00%

594 - GIROBISNIS USD

Threshold

0 - < 1,000,000

0.00%

0 - < 1,000,000

0.00%

1,000,000- < 5,000,000

0.50%

1,000,000- < 5,000,000

0.00%

5,000,000- < 10,000,000

0.75%

5,000,000- < 10,000,000

0.00%

10,000,000- < 15,000,000

1.00%

10,000,000- < 15,000,000

0.00%

>= 15,000,000

1.00%

>= 15,000,000

0.00%

Efektif 18 Desember 2020, akan dilakukan penyesuaian suku bunga pada Giro Bisa IDR sebagai berikut:

Produk Giro

Tipe Bunga

Tiering Saldo

Jasa Giro
(Saat ini)

Jasa Giro
(Baru)

541 - GIRO BISA IDR

Tiering

0 - < 250 mio

0.01%

0.01%

250 mio - < 500 mio

0.50%

0.50%

500 mio - < 2 Bio

1.00%

1.00%

2 Bio - < 10 Bio

1.50%

1.50%

10 Bio - < 25 Bio

2.50%

2.50%

>= 25 Bio

4.00%

3.75%

Efektif 03 Desember 2020, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro

Tipe Bunga

Tiering Saldo

Jasa Giro
(Saat ini)

Jasa Giro
(Baru)

464 - GIROBISNIS PREMIUM CORPORATE IDR

Tiering

0 - <5 bio

1.00%

0.75%

5 bio - <10 bio

2.00%

1.50%

10 bio - <25 bio

2.50%

2.25%

25 bio - <50 bio

3.00%

2.75%

>=50 bio

4.00%

3.75%

541 - GIRO BISA IDR

Tiering

0 - < 250 mio

0.15%

0.01%

250 mio - < 500 mio

0.75%

0.50%

500 mio - < 2 Bio

1.25%

1.00%

2 Bio - < 10 Bio

1.75%

1.50%

10 Bio - < 25 Bio

2.75%

2.50%

>= 25 Bio

4.25%

4.00%

484 - GIROBISNIS PREMIUM IDR

Threshold

All amount

3.25%

3.00%

487 - GIROBISNIS PREMIUM COMMERCIAL IDR

Threshold

0 - < 5 bio

1.00%

0.75%

>= 5 bio

3.50%

3.00%

495 - GIROBISNIS PREMIUM IDR

Threshold

All amount

3.50%

3.00%

557 - GIRO DANA FLEKSI BPR

Tiering

0 - <100 mio

0.05%

0.01%

100 mio - <250 mio

0.15%

0.01%

250 mio - <1 bio

0.75%

0.50%

1 bio - <2 bio

1.75%

1.50%

2 bio - <5 bio

2.50%

2.25%

>=5 bio

3.50%

3.00%

468 - GIROBISNIS PREMIUM COMMERCIAL IDR

Threshold

0 - < 1 bio

0.05%

0.01%

1 bio - < 5 bio

0.75%

0.50%

5 bio - < 10 bio

1.50%

1.25%

10 bio - < 20 bio

2.25%

2.00%

>=20 bio

3.50%

3.25%

507 - GIRO SIMPANAN PASIF IDR

Threshold

0 - < 2 bio

1.50%

1.00%

2 bio - < 5 bio

2.00%

1.50%

5 bio - < 10 bio

2.50%

2.25%

10 bio - < 20 bio

3.00%

2.50%

20 bio - < 50 bio

3.50%

3.25%

>=50 bio

3.75%

3.50%

497 - GIRO PREMIUM IDR

Threshold

0 - < 10 mio

0.00%

0.00%

10 mio - < 250 mio

0.15%

0.01%

250 mio - < 500 mio

1.00%

0.75%

500 mio - < 3 bio

2.00%

1.50%

3 bio - < 5 bio

2.75%

2.25%

>= 5 bio

3.75%

3.25%

534 - GIROBISNIS PREMIUM CORPORATE IDR

Threshold

All amount

3.50%

3.00%

467 - GIROBISNIS PREMIUM IDR

Threshold

0 - < 500 mio

0.01%

0.01%

500 mio - < 1 bio

0.15%

0.01%

1 bio - < 2 bio

0.50%

0.25%

2 bio - < 5 bio

1.50%

1.25%

5 bio - < 10 bio

2.25%

2.00%

>= 10 bio

3.50%

3.25%

544 - SME GIRO BPR PERBARINDO IDR

Threshold

0 - < 1 bio

1.00%

0.75%

1 bio - < 5 bio

1.50%

1.25%

5 bio - < 10 bio

2.50%

2.25%

10 bio - < 20 bio

2.75%

2.50%

>=20 bio

3.50%

3.25%

533 - GIRO SPECIAL IDR

Tiering

0 - < 50 mio

0.25%

0.01%

50 mio - < 500 mio

0.75%

0.50%

500 mio - < 2 bio

1.25%

1.00%

>= 2 bio

3.50%

3.00%

517 - KRK SUPPLY CHAIN

Tiering

0 - < 25 mio

0.10%

0.01%

25 mio - < 250 mio

0.25%

0.01%

250 mio - < 1 Bio

0.75%

0.50%

1 Bio - < 5 Bio

1.25%

0.75%

5 Bio - < 10 Bio

2.25%

1.75%

>= 10 Bio

3.50%

3.00%

520 - GIROBISNIS VOSTRO FI

Threshold

0 - < 10 bio

0.00%

0.00%

10 bio - < 50 bio

0.75%

0.25%

50 bio - < 100 bio

1.25%

0.75%

100 bio - < 250 bio

1.75%

1.25%

>=250 bio

2.25%

1.75%

485 - GIROBISNIS COMMERCIAL IDR

Tiering

0 - < 50 mio

0.00%

0.00%

50 mio - < 100 mio

0.10%

0.01%

100 mio - < 500 mio

0.25%

0.01%

500 mio - < 1 bio

0.50%

0.25%

>= 1 bio

0.75%

0.50%

486 - GIROBISNIS PREMIUM COMMERCIAL IDR

Tiering

0 - < 500 mio

1.00%

0.75%

>= 500 mio

3.25%

2.75%

488 - GIROBISNIS COMMERCIAL IDR

Tiering

0 - < 500 mio

0.15%

0.01%

500 mio - < 1 bio

0.15%

0.01%

1 bio - < 5 bio

1.50%

1.25%

5 bio - < 7 bio

2.50%

2.25%

7 bio - < 1 trillion

3.50%

3.25%

>= 1 trillion

3.50%

3.25%

494 - GIROBISNIS IDR

Tiering

0 - < 50 mio

0.10%

0.01%

50 mio - < 100 mio

0.25%

0.01%

100 mio - < 500 mio

0.50%

0.25%

>= 500 mio

0.75%

0.50%

496 - GIROBISNIS PREMIUM IDR

Threshold

0 - < 5 bio

0.25%

0.01%

5 bio - < 10 bio

2.00%

1.75%

10 bio - < 20 bio

2.25%

2.00%

20 bio - < 50 bio

2.50%

2.25%

50 bio - < 75 bio

2.75%

2.50%

>= 75 bio

3.00%

2.75%

505 - TCM IDR

Tiering

0 - < 2 mio

0.00%

0.00%

2 mio - < 25 mio

0.15%

0.01%

25 mio - < 250 mio

1.00%

0.75%

>= 250 mio

1.75%

1.00%

508 - TCM IDR

Threshold

All amount

1.75%

1.00%

522 - GIRO DANA FLEKSI

Tiering

0 - < 2 mio

0.00%

0.00%

2 mio - < 25 mio

0.15%

0.01%

25 mio - < 250 mio

0.75%

0.50%

>= 250 mio

1.00%

0.75%

523 - GIRO DANA FLEKSI KOPERASI IDR

Tiering

0 - < 100 mio

0.15%

0.01%

100 mio - < 250 mio

0.25%

0.01%

250 mio - < 500 mio

0.75%

0.50%

500 mio - < 1 bio

1.00%

0.75%

1 bio - < 2 bio

1.25%

1.00%

>= 2 bio

1.50%

1.25%

525 - GIRO ADIRA FLEKSI IDR

Threshold

0 - < 5 mio

0.00%

0.00%

5 mio - < 20 mio

0.50%

0.25%

20 mio - < 100 mio

1.50%

1.25%

100 mio - < 1 bio

2.50%

2.25%

>= 1 bio

2.75%

2.25%

538 - SME GIRO UMUM IDR

Tiering

0 - < 2 mio

0.00%

0.00%

2 mio - < 25 mio

0.15%

0.01%

25 mio - < 250 mio

0.75%

0.50%

>= 250 mio

1.00%

0.75%

556 - GIROBISNIS PREMIUM CORPORATE IDR

Tiering

0 - < 10 bio

0.25%

0.01%

10 - < 180 bio

2.25%

2.00%

>= 180 bio

2.50%

2.25%

493 - GIROBISNIS IDR - PREMIUM RB

Threshold

0 - < 5 bio

1.00%

0.75%

>= 5 bio

3.50%

3.00%

Efektif 01 Oktober 2020, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro

Tipe Bunga

Tiering Saldo
(Saat ini)

Jasa Giro
(Saat Ini)

Tiering Saldo
(Baru)

Jasa Giro
(Baru)

464 - GIROBISNIS PREMIUM
CORPORATE IDR

Tiering

0 - <5 bio

2.00%

0 - <5 bio

1.00%

5 bio - <10 bio

2.50%

5 bio - <10 bio

2.00%

10 bio - <25 bio

3.00%

10 bio - <25 bio

2.50%

25 bio - <50 bio

3.50%

25 bio - <50 bio

3.00%

>=50 bio

4.00%

>=50 bio

4.00%

541 - GIRO BISA IDR

Tiering

0 - < 250 mio

0.15%

0 - < 250 mio

0.15%

250 mio - < 500 mio

0.75%

250 mio - < 500 mio

0.75%

500 mio - < 2 Bio

1.50%

500 mio - < 2 Bio

1.25%

2 Bio - < 10 Bio

1.75%

2 Bio - < 10 Bio

1.75%