Informasi Terkini

Efektif 01 Juni 2022, akan dilakukan penyesuaian jasa giro pada produk giro berikut:

Prod Code	Product	Interest Type	Balance	Rate (Before)	Rate (After)	D
517	KRK SUPPLY CHAIN	Tiering	0 - < 25 juta	0.01%	0.00%	-0.01%
			25 juta - < 250 juta	0.01%	0.00%	-0.01%
			250 juta - < 1 miliar	0.01%	0.00%	-0.01%
			1 miliar - < 5 miliar	0.01%	0.00%	-0.01%
			5 miliar - < 10 miliar	0.25%	0.00%	-0.25%
			>= 10 miliar	0.50%	0.00%	-0.50%

Arsip Informasi

INFORMASI PERUBAHAN SYARAT DAN KETENTUAN UMUM REKENING DAN LAYANAN PERBANKAN

Efektif 25 November 2021 terdapat Perubahan Syarat dan Ketentuan Umum Rekening dan Layanan Perbankan dengan detail perubahan sebagai berikut :

SYARAT DAN KETENTUAN SEBELUMNYA

Syarat dan Ketentuan Umum Rekening dan Layanan Perbankan KETUM/001/0820 versi 2.1

SYARAT DAN KETENTUAN TERBARU

Syarat dan Ketentuan Umum Rekening dan Layanan Perbankan KETUM/001/0921 versi 2.2

II. SYARAT DAN KETENTUAN UMUM REKENING

D. BUNGA DAN PENJAMINAN SIMPANAN

II. SYARAT DAN KETENTUAN UMUM REKENING

D. BUNGA DAN PENJAMINAN SIMPANAN

Perhitungan dan pembukuan bunga/jasa simpanan dilakukan sebagai berikut:

Khusus Tabungan/Giro:

Bunga diperhitungkan dan dibukukan dengan ketentuan sebagai berikut:

Bunga dihitung atas dasar saldo harian dalam 1 (satu) bulan (dengan saldo minimal untuk memperoleh bunga sebesar yang ditetapkan oleh Bank).
Besarnya suku bunga Tabungan/Giro sesuai tarif/ketentuan yang berlaku pada Bank yang dapat dilihat di counter cabang atau media elektronik Bank.
Hari bunga dihitung berdasarkan jumlah hari sesungguhnya dalam 1 (satu) bulan dibagi dengan jumlah hari sesungguhnya dalam 1 (satu) tahun.
Pajak Penghasilan (PPh) atas bunga Tabungan/ Giro ditanggung oleh Nasabah dan tunduk pada ketentuan peraturan perpajakan yang berlaku.

Perhitungan dan pembukuan bunga/jasa simpanan dilakukan sebagai berikut:

Khusus Tabungan/Giro:

Bunga diperhitungkan dan dibukukan dengan ketentuan sebagai berikut:

Bunga dihitung atas dasar saldo harian dalam 1 (satu) bulan (dengan saldo minimal untuk memperoleh bunga sebesar yang ditetapkan oleh Bank).
Besarnya suku bunga Tabungan/Giro sesuai tarif/ketentuan yang berlaku pada Bank yang dapat dilihat di counter cabang atau media elektronik Bank.
Hari bunga dihitung berdasarkan jumlah hari sesungguhnya dalam 1 (satu) bulan dibagi dengan jumlah hari sesungguhnya dalam 1 (satu) tahun.
Pajak Penghasilan (PPh) atas bunga Tabungan/ Giro ditanggung oleh Nasabah dan tunduk pada ketentuan peraturan perpajakan yang berlaku.
Bank berhak melakukan perubahan atas bunga dan perubahan tersebut akan diinformasikan kepada Nasabah melalui kantor cabang Bank atau media komunikasi yang tersedia pada Bank.

b. Khusus Deposito

2. Bank berhak melakukan perubahan atas bunga dan perubahan tersebut akan diinformasikan kepada Nasabah melalui counter cabang atau media elektronik Bank atau media lain yang disepakati.<

b. Khusus Deposito

2. Bank berhak melakukan perubahan atas bunga dan perubahan tersebut akan diinformasikan kepada Nasabah melalui kantor cabang Bank atau media komunikasi yang tersedia pada Bank.

III. SYARAT DAN KETENTUAN UMUM LAYANAN PERBANKAN

E. LAYANAN YANG MENGGUNAKAN KODE AKSES

III. SYARAT DAN KETENTUAN UMUM LAYANAN PERBANKAN

E. LAYANAN YANG MENGGUNAKAN KODE AKSES

Apabila Nasabah salah memasukkan Kode Akses sehingga menyebabkan Kartu Debit/ATM secara sistem ditolak atau tidak dapat dipergunakan untuk melakukan transaksi, maka penggantian dan/atau pengaktifan kembali hanya dapat dilakukan dengan menghubungi petugas Bank di kantor cabang terdekat dan memenuhi persyaratan yang ditentukan oleh Bank.

Apabila Nasabah salah memasukkan Kode Akses sehingga menyebabkan Kartu Debit/ATM secara sistem ditolak atau tidak dapat dipergunakan untuk melakukan transaksi, maka penggantian dan/atau pengaktifan kembali hanya dapat dilakukan dengan mengunjungi Kantor Cabang Bank terdekat, menghubungi Hello Danamon atau sarana lainnya sesuai kebijakan Bank sertamemenuhi persyaratan dan ketentuan yangdiatur oleh Bank.

IV. KETENTUAN KHUSUS UNTUK REKENING DAN LAYANAN PERBANKAN

E. HUKUM YANG BERLAKU DAN YURISDIKSI

IV. KETENTUAN KHUSUS UNTUK REKENING DAN LAYANAN PERBANKAN

E. HUKUM YANG BERLAKU DAN YURISDIKSI

1. Keabsahan, penafsiran, dan pelaksanaan dari Syarat dan Ketentuan Umum ini diatur dan tunduk pada hukum yang berlaku di

egara Republik Indonesia.

1. Syarat dan Ketentuan Umum ini ditafsirkan dan tunduk pada hukum negara Republik Indonesia.

2. Apabila terjadi sengketa atau perselisihan (“Sengketa”) yang timbul dari atau sehubungan dengan Syarat dan Ketentuan Umum ini atau pelaksanaannya, maka Bank dan Nasabah sepakat untuk menyelesaikan sengketa melalui Lembaga Alternatif Penyelesaian Sengketa yang dimuat dalam Daftar Lembaga Alternatif Penyelesaian Sengketa yang ditetapkan oleh Otoritas Jasa Keuangan atau melalui Pengadilan Negeri di tempat kantor cabang Pemelihara Rekening.

2. Apabila terjadi sengketa atau perselisihan (“Sengketa”) yang timbul dari atau sehubungan dengan Syarat dan Ketentuan Umum ini, Bank dan Nasabah sepakat untuk menyelesaikan Sengketa dengan cara musyawarah untuk mufakat melalui mediasi pada Lembaga Alternatif Penyelesaian Sengketa Sektor Jasa Keuangan di Jakarta yang pendiriannya ditetapkan berdasarkan Peraturan Otoritas Jasa Keuangan Nomor 61/POJK.07/2020 tentang Lembaga Alternatif Penyelesaian Sengketa Sektor Jasa Keuangan (berikut segala perubahannya di kemudian hari). Apabila dalam waktu 30 (tiga puluh) hari kalender setelah dimulainya mediasi tidak tercapai penyelesaian, maka Sengketa tersebut akan diselesaikan melalui Pengadilan Negeri Jakarta Selatan.

Akses link berikut untuk informasi lengkap:

Syarat Ketentuan Umum yang berlaku hingga 24 November 2021
Syarat Ketentuan Umum Perubahan yang berlaku Efektif 25 November 2021

Demikian informasi ini kami sampaikan. Untuk informasi lebih lanjut, silakan menghubungi Customer Service di cabang danamon terdekat atau hubungi Hello Danamon 1500090

PEMBERITAHUAN

Efektif 02 Agustus 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Prod Code	Product	Interest Type	Balance	Rate (Before)	Rate (After)	
464	GIROBISNIS PREMIUM CORPORATE IDR	Tiering	0 - <5 bio	0.01%	0.01%	0.00%
			5 bio - <10 bio	0.50%	0.50%	0.00%
			10 bio - <25 bio	1.25%	1.25%	0.00%
			25 bio - <50 bio	1.75%	1.50%	-0.25%
			>=50 bio	2.25%	2.00%	-0.25%
467	GIROBISNIS PREMIUM IDR	Threshold	0 - < 500 mio	0.01%	0.01%	0.00%
			500 mio - < 1 bio	0.01%	0.01%	0.00%
			1 bio - < 2 bio	0.01%	0.01%	0.00%
			2 bio - < 5 bio	0.25%	0.25%	0.00%
			5 bio - < 10 bio	1.00%	1.00%	0.00%
			>= 10 bio	2.25%	2.00%	-0.25%
468	GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	0 - < 1 bio	0.01%	0.01%	0.00%
			1 bio - < 5 bio	0.01%	0.01%	0.00%
			5 bio - < 10 bio	0.25%	0.25%	0.00%
			10 bio - < 20 bio	1.00%	1.00%	0.00%
			>=20 bio	2.25%	2.00%	-0.25%
486	GIROBISNIS PREMIUM COMMERCIAL IDR	Tiering	0 - < 500 mio	0.25%	0.25%	0.00%
			>= 500 mio	2.00%	1.75%	-0.25%

488	GIROBISNIS IDR	Tiering	0 - < 500 mio	0.01%	0.01%	0.00%
			500 mio - < 1 bio	0.01%	0.01%	0.00%
			1 bio - < 5 bio	0.50%	0.50%	0.00%
			5 bio - < 7 bio	1.50%	1.50%	0.00%
			7 bio - < 1 trillion	2.25%	1.75%	-0.50%
			>= 1 trillion	2.25%	2.00%	-0.25%
496	GIROBISNIS PREMIUM IDR	Threshold	0 - < 5 bio	0.01%	0.01%	0.00%
			5 bio - < 10 bio	1.25%	1.25%	0.00%
			10 bio - < 20 bio	1.50%	1.50%	0.00%
			20 bio - < 50 bio	1.75%	1.50%	-0.25%
			50 bio - < 75 bio	2.00%	1.75%	-0.25%
			>= 75 bio	2.25%	2.00%	-0.25%
557	GIRO DANA FLEKSI BPR	Tiering	0 - < 100 mio	0.01%	0.01%	0.00%
			100 mio - < 250 mio	0.01%	0.01%	0.00%
			250 mio - < 2 bio	0.01%	0.01%	0.00%
			2 bio - < 5 bio	0.50%	0.50%	0.00%
			5 bio - < 25 bio	1.25%	1.25%	0.00%
			>= 25 bio	2.00%	1.75%	-0.25%
507	GIRO SIMPANAN PASIF IDR	Threshold	0 - < 2 bio	0.25%	0.25%	0.00%
			2 bio - < 5 bio	0.50%	0.50%	0.00%
			5 bio - < 10 bio	1.25%	1.00%	-0.25%
			10 bio - < 20 bio	1.50%	1.25%	-0.25%
			20 bio - < 50 bio	1.75%	1.50%	-0.25%
			>=50 bio	2.00%	1.75%	-0.25%
525	GIRO ADIRA FLEKSI IDR	Threshold	0 - < 5 mio	0.00%	0.00%	0.00%
			5 mio - < 20 mio	0.01%	0.01%	0.00%
			20 mio - < 100 mio	1.00%	1.00%	0.00%
			100 mio - < 1 bio	2.00%	1.50%	-0.50%
			>=1 bio	2.00%	1.75%	-0.25%
533	GIRO SPECIAL IDR	Tiering	0 - < 50 mio	0.01%	0.01%	0.00%
			50 mio - < 500 mio	0.01%	0.01%	0.00%
			500 mio - < 10 bio	0.01%	0.01%	0.00%
			>= 10 bio	2.00%	1.75%	-0.25%
544	SME GIRO BPR PERBARINDO IDR	Threshold	0 - < 1 bio	0.01%	0.01%	0.00%
			1 bio - < 10 bio	0.25%	0.25%	0.00%
			10 bio - < 20 bio	1.25%	1.00%	-0.25%
			20 bio - < 25 bio	1.50%	1.25%	-0.25%
			>=25 bio	2.25%	1.75%	-0.50%
556	GIROBISNIS PREMIUM CORPORATE IDR	Tiering	0 - <10 bio	0.01%	0.01%	0.00%
			10 bio - <180 bio	1.75%	1.50%	-0.25%
			>=180 bio	2.00%	1.75%	-0.25%
540	GIRO SAHABAT IDR	Tiering	0 - <250 mio	0.05%	0.05%	0.00%
			250 mio - <500 mio	0.25%	0.25%	0.00%
			500 mio - <2 bio	0.50%	0.50%	0.00%
			2 bio - <10 bio	0.75%	0.75%	0.00%
			10 bio - <25 bio	1.50%	1.50%	0.00%
			>=25 bio	2.75%	2.25%	-0.50%

PEMBERITAHUAN

Kepada Nasabah Yang Terhormat,
Untuk rekening-rekening Tabungan/Giro yang selama ini mendapatkan biaya khusus (tidak dikenakan biaya administrasi bulanan dan/atau biaya pinalti di bawah saldo minimum) akan dikenakan biaya administrasi bulanan dan/atau pinalti di bawah saldo minimum sesuai dengan standard biaya yang berlaku di Bank Danamon.
Untuk informasi lebih lanjut, dapat menghubungi Relationship Officer/Marketing Anda.
Demikian informasi ini disampaikan, terima kasih.

Efektif 30 Juni 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro	Tipe Bunga	Tiering Saldo	Jasa Giro (Saat ini)	Jasa Giro (Baru)
464 - GIROBISNIS PREMIUM CORPORATE IDR	Tiering	0 - < 5 bio	0.01%	0.01%
		5 bio - < 10 bio	0.50%	0.50%
		10 bio - < 25 bio	1.25%	1.25%
		25 bio - < 50 bio	1.75%	1.75%
		>= 50 bio	2.75%	2.25%
507 - GIRO SIMPANAN PASIF IDR	Threshold	0 - < 2 bio	0.25%	0.25%
		2 bio - < 5 bio	0.50%	0.50%
		5 bio - < 10 bio	1.25%	1.25%
		10 bio - < 20 bio	1.50%	1.50%
		20 bio - < 50 bio	2.25%	1.75%
		>=50 bio	2.50%	2.00%
541 - GIRO BISA IDR	Tiering	0 - < 250 mio	0.01%	0.01%
		250 mio - < 500 mio	0.01%	0.01%
		500 mio - < 2 Bio	0.25%	0.25%
		2 Bio - < 10 Bio	0.50%	0.50%
		10 Bio - < 25 Bio	1.50%	1.50%
		>= 25 Bio	2.75%	2.50%

PEMBERITAHUAN

Efektif 21 April 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro	Tipe Bunga	Tiering Saldo	Jasa Giro (Saat ini)	Jasa Giro (Baru)
464 - GIROBISNIS PREMIUM CORPORATE IDR	Tiering	0 - <5 bio	0.25%	0.01%
		5 bio - <10 bio	0.75%	0.50%
		10 bio - <25 bio	1.50%	1.25%
		25 bio - <50 bio	2.00%	1.75%
		>=50 bio	3.00%	2.75%
467 - GIROBISNIS PREMIUM IDR	Threshold	0 - < 500 mio	0.01%	0.01%
		500 mio - < 1 bio	0.01%	0.01%
		1 bio - < 2 bio	0.01%	0.01%
		2 bio - < 5 bio	0.50%	0.25%
		5 bio - < 10 bio	1.25%	1.00%
		>= 10 bio	2.50%	2.25%
468 - GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	0 - < 1 bio	0.01%	0.01%
		1 bio - < 5 bio	0.01%	0.01%
		5 bio - < 10 bio	0.50%	0.25%
		10 bio - < 20 bio	1.25%	1.00%
		>=20 bio	2.50%	2.25%
484 - GIROBISNIS PREMIUM IDR	Threshold	All amount	2.00%	1.75%
486 - GIROBISNIS PREMIUM COMMERCIAL IDR	Tiering	0 - < 500 mio	0.50%	0.25%
486 - GIROBISNIS PREMIUM COMMERCIAL IDR	Tiering	>= 500 mio	2.25%	2.00%
487 - GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	0 - < 5 bio	0.25%	0.01%
487 - GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	>= 5 bio	2.00%	1.75%
488 - GIROBISNIS IDR	Tiering	0 - < 500 mio	0.01%	0.01%
		500 mio - < 1 bio	0.01%	0.01%
		1 bio - < 5 bio	0.75%	0.50%
		5 bio - < 7 bio	1.75%	1.50%
		7 bio - < 1 trillion	2.50%	2.25%
		>= 1 trillion	2.50%	2.25%
493 - GIROBISNIS IDR PREMIUM RB	Threshold	0 - < 5 bio	0.25%	0.01%
493 - GIROBISNIS IDR PREMIUM RB	Threshold	>= 5 bio	2.00%	1.75%
495 – GIROBISNIS PREMIUM IDR	Threshold	All amount	2.00%	1.75%
496 – GIROBISNIS PREMIUM IDR	Threshold	0 - < 5 bio	0.01%	0.01%
		5 bio - < 10 bio	1.50%	1.25%
		10 bio - < 20 bio	1.75%	1.50%
		20 bio - < 50 bio	2.00%	1.75%
		50 bio - < 75 bio	2.25%	2.00%
		>= 75 bio	2.50%	2.25%
497 - GIRO PREMIUM IDR	Threshold	0 - < 10 mio	0.00%	0.00%
		10 mio - < 250 mio	0.01%	0.01%
		250 mio - < 500 mio	0.25%	0.01%
		500 mio - < 3 bio	0.75%	0.50%
		3 bio - < 5 bio	1.50%	1.25%
		>= 5 bio	2.00%	1.75%
507 - GIRO SIMPANAN PASIF IDR	Threshold	0 - < 2 bio	0.50%	0.25%
		2 bio - < 5 bio	0.75%	0.50%
		5 bio - < 10 bio	1.50%	1.25%
		10 bio - < 20 bio	1.75%	1.50%
		20 bio - < 50 bio	2.50%	2.25%
		>=50 bio	2.75%	2.50%
520 – GIROBISNIS VOSTRO FI	Threshold	0 - < 10 bio	0.00%	0.00%
		10 bio - < 50 bio	0.25%	0.01%
		50 bio - < 100 bio	0.75%	0.50%
		100 bio - < 250 bio	1.25%	1.00%
		>=250 bio	1.75%	1.50%
525 - GIRO ADIRA FLEKSI IDR	Threshold	0 - < 5 mio	0.00%	0.00%
		5 mio - < 20 mio	0.25%	0.01%
		20 mio - < 100 mio	1.25%	1.00%
		100 mio - < 1 bio	2.25%	2.00%
		>=1 bio	2.25%	2.00%
533 - GIRO SPECIAL IDR	Tiering	0 - < 50 mio	0.01%	0.01%
		50 mio - < 500 mio	0.01%	0.01%
		500 mio - < 10 bio	0.25%	0.01%
		>= 10 bio	2.25%	2.00%
534 - GIROBISNIS PREMIUM CORPORATE IDR	Threshold	All amount	2.00%	1.75%
541 - GIRO BISA IDR	Tiering	0 - < 250 mio	0.01%	0.01%
		250 mio - < 500 mio	0.01%	0.01%
		500 mio - < 2 Bio	0.50%	0.25%
		2 Bio - < 10 Bio	0.75%	0.50%
		10 Bio - < 25 Bio	1.75%	1.50%
		>= 25 Bio	3.00%	2.75%
544 - SME GIRO BPR PERBARINDO IDR	Threshold	0 - < 1 bio	0.25%	0.01%
		1 bio - < 10 bio	0.50%	0.25%
		10 bio - < 20 bio	1.50%	1.25%
		20 bio - < 25 bio	1.75%	1.50%
		>=25 bio	2.50%	2.25%
556 - GIROBISNIS PREMIUM CORPORATE IDR	Tiering	0 - <10 bio	0.01%	0.01%
		10 bio - <180 bio	2.00%	1.75%
		>=180 bio	2.25%	2.00%
557 - GIRO DANA FLEKSI BPR	Tiering	0 - <100 mio	0.01%	0.01%
		100 mio - <250 mio	0.01%	0.01%
		250 mio - <2 bio	0.25%	0.01%
		2 bio - <5 bio	0.75%	0.50%
		5 bio - <25 bio	1.50%	1.25%
		>=25 bio	2.25%	2.00%

PEMBERITAHUAN

Efektif 04 Maret 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro	Tipe Bunga	Tiering Saldo	Jasa Giro (Saat ini)	Jasa Giro (Baru)
464 - GIROBISNIS PREMIUM CORPORATE IDR	Incremental	0 - <5 bio	0.50%	0.25%
		5 bio - <10 bio	1.00%	0.75%
		10 bio - <25 bio	1.75%	1.50%
		25 bio - <50 bio	2.25%	2.00%
		>=50 bio	3.25%	3.00%
467 - GIROBISNIS PREMIUM IDR	Cummulative	0 - < 500 mio	0.01%	0.01%
		500 mio - < 1 bio	0.01%	0.01%
		1 bio - < 2 bio	0.25%	0.01%
		2 bio - < 5 bio	0.75%	0.50%
		5 bio - < 10 bio	1.50%	1.25%
		>= 10 bio	2.75%	2.50%
468 - GIROBISNIS PREMIUM COMMERCIAL IDR	Cummulative	0 - < 1 bio	0.01%	0.01%
		1 bio - < 5 bio	0.25%	0.01%
		5 bio - < 10 bio	0.75%	0.50%
		10 bio - < 20 bio	1.50%	1.25%
		>=20 bio	2.75%	2.50%
484 - GIROBISNIS PREMIUM IDR	Cummulative	All amount	2.50%	2.00%
486 - GIROBISNIS PREMIUM COMMERCIAL IDR	Incremental	0 - < 500 mio	0.75%	0.50%
486 - GIROBISNIS PREMIUM COMMERCIAL IDR	Incremental	>= 500 mio	2.75%	2.25%
487 - GIROBISNIS PREMIUM COMMERCIAL IDR	Cummulative	0 - < 5 bio	0.50%	0.25%
487 - GIROBISNIS PREMIUM COMMERCIAL IDR	Cummulative	>= 5 bio	2.50%	2.00%
488 - GIROBISNIS IDR	Incremental	0 - < 500 mio	0.01%	0.01%
		500 mio - < 1 bio	0.01%	0.01%
		1 bio - < 5 bio	1.00%	0.75%
		5 bio - < 7 bio	2.00%	1.75%
		7 bio - < 1 trillion	2.75%	2.50%
		>= 1 trillion	2.75%	2.50%
493 - GIROBISNIS IDR - PREMIUM RB	Cummulative	0 - < 5 bio	0.50%	0.25%
493 - GIROBISNIS IDR - PREMIUM RB	Cummulative	>= 5 bio	2.50%	2.00%
494 - GIROBISNIS IDR	Incremental	0 - < 50 mio	0.01%	0.01%
		50 mio - < 100 mio	0.01%	0.01%
		100 mio - < 500 mio	0.25%	0.01%
		>= 500 mio	0.50%	0.25%
495 - GIROBISNIS PREMIUM IDR	Cummulative	All amount	2.50%	2.00%
496 - GIROBISNIS PREMIUM IDR	Cummulative	0 - < 5 bio	0.01%	0.01%
		5 bio - < 10 bio	1.75%	1.50%
		10 bio - < 20 bio	2.00%	1.75%
		20 bio - < 50 bio	2.25%	2.00%
		50 bio - < 75 bio	2.50%	2.25%
		>= 75 bio	2.75%	2.50%
497 - GIRO PREMIUM IDR	Cummulative	0 - < 10 mio	0.00%	0.00%
		10 mio - < 250 mio	0.01%	0.01%
		250 mio - < 500 mio	0.50%	0.25%
		500 mio - < 3 bio	1.00%	0.75%
		3 bio - < 5 bio	1.75%	1.50%
		>= 5 bio	2.75%	2.00%
507 - GIRO SIMPANAN PASIF IDR	Cummulative	0 - < 2 bio	0.75%	0.50%
		2 bio - < 5 bio	1.00%	0.75%
		5 bio - < 10 bio	1.75%	1.50%
		10 bio - < 20 bio	2.00%	1.75%
		20 bio - < 50 bio	2.75%	2.50%
		>=50 bio	3.00%	2.75%
517 - KRK SUPPLY CHAIN	Incremental	0 - < 25 mio	0.01%	0.01%
		25 mio - < 250 mio	0.01%	0.01%
		250 mio - < 1 Bio	0.25%	0.01%
		1 Bio - < 5 Bio	0.25%	0.01%
		5 Bio - < 10 Bio	1.25%	0.25%
		>= 10 Bio	2.50%	0.50%
533 - GIRO SPECIAL IDR	Incremental	0 - < 50 mio	0.01%	0.01%
		50 mio - < 500 mio	0.25%	0.01%
		500 mio - < 10 bio	0.50%	0.25%
		>= 10 bio	2.50%	2.25%
534 - GIROBISNIS PREMIUM CORPORATE IDR	Cummulative	All amount	2.50%	2.00%
541 - GIRO BISA IDR	Incremental	0 - < 250 mio	0.01%	0.01%
		250 mio - < 500 mio	0.25%	0.01%
		500 mio - < 2 Bio	0.75%	0.50%
		2 Bio - < 10 Bio	1.00%	0.75%
		10 Bio - < 25 Bio	2.00%	1.75%
		>= 25 Bio	3.25%	3.00%
544 - SME GIRO BPR PERBARINDO IDR	Cummulative	0 - < 1 bio	0.50%	0.25%
		1 bio - < 10 bio	0.75%	0.50%
		10 bio - < 20 bio	1.75%	1.50%
		20 bio - < 25 bio	2.00%	1.75%
		>=25 bio	2.75%	2.50%
557 - GIRO DANA FLEKSI BPR	Incremental	0 - <100 mio	0.01%	0.01%
		100 mio - <250 mio	0.01%	0.01%
		250 mio - <2 bio	0.25%	0.25%
		2 bio - <5 bio	1.00%	0.75%
		5 bio - <25 bio	1.75%	1.50%
		>=25 bio	2.50%	2.25%

SOSIALISASI KETENTUAN SIMODIS UNTUK:

- DEVISA HASIL EKSPOR (DHE)
- DEVISA PEMBAYARAN IMPOR (DPI)

MATERI SOSIALISASI BANK INDONESIA DAPAT DILIHAT PADA TAUTAN BERIKUT INI: KLIK DI SINI

Efektif 01 Februari 2021, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro	Tipe Bunga	Tiering Saldo (Saat ini)	Jasa Giro (Saat ini)	Tiering Saldo (Baru)	Jasa Giro (Baru)
464 - GIROBISNIS PREMIUM CORPORATE IDR	Tiering	0 - <5 bio	0.75%	0 - <5 bio	0.50%
		5 bio - <10 bio	1.50%	5 bio - <10 bio	1.00%
		10 bio - <25 bio	2.25%	10 bio - <25 bio	1.75%
		25 bio - <50 bio	2.75%	25 bio - <50 bio	2.25%
		>=50 bio	3.75%	>=50 bio	3.25%
467 - GIROBISNIS PREMIUM IDR	Threshold	0 - < 500 mio	0.01%	0 - < 500 mio	0.01%
		500 mio - < 1 bio	0.01%	500 mio - < 1 bio	0.01%
		1 bio - < 2 bio	0.25%	1 bio - < 2 bio	0.25%
		2 bio - < 5 bio	1.25%	2 bio - < 5 bio	0.75%
		5 bio - < 10 bio	2.00%	5 bio - < 10 bio	1.50%
		>= 10 bio	3.25%	>= 10 bio	2.75%
468 - GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	0 - < 1 bio	0.01%	0 - < 1 bio	0.01%
		1 bio - < 5 bio	0.50%	1 bio - < 5 bio	0.25%
		5 bio - < 10 bio	1.25%	5 bio - < 10 bio	0.75%
		10 bio - < 20 bio	2.00%	10 bio - < 20 bio	1.50%
		>=20 bio	3.25%	>=20 bio	2.75%
484 - GIROBISNIS PREMIUM IDR	Threshold	All amount	3.00%	All amount	2.50%
487 - GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	0 - < 5 bio	0.75%	0 - < 5 bio	0.50%
487 - GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	>= 5 bio	3.00%	>= 5 bio	2.50%
488 - GIROBISNIS IDR	Tiering	0 - < 500 mio	0.01%	0 - < 500 mio	0.01%
		500 mio - < 1 bio	0.01%	500 mio - < 1 bio	0.01%
		1 bio - < 5 bio	1.25%	1 bio - < 5 bio	1.00%
		5 bio - < 7 bio	2.25%	5 bio - < 7 bio	2.00%
		7 bio - < 1 trillion	3.25%	7 bio - < 1 trillion	2.75%
		>= 1 trillion	3.25%	>= 1 trillion	2.75%
495 - GIROBISNIS PREMIUM IDR	Threshold	All amount	3.00%	All amount	2.50%
497 - GIRO PREMIUM IDR	Threshold	0 - < 10 mio	0.00%	0 - < 10 mio	0.00%
		10 mio - < 250 mio	0.01%	10 mio - < 250 mio	0.01%
		250 mio - < 500 mio	0.75%	250 mio - < 500 mio	0.50%
		500 mio - < 3 bio	1.50%	500 mio - < 3 bio	1.00%
		3 bio - < 5 bio	2.25%	3 bio - < 5 bio	1.75%
		>= 5 bio	3.25%	>= 5 bio	2.75%
507 - GIRO SIMPANAN PASIF IDR	Threshold	0 - < 2 bio	1.00%	0 - < 2 bio	0.75%
		2 bio - < 5 bio	1.50%	2 bio - < 5 bio	1.00%
		5 bio - < 10 bio	2.25%	5 bio - < 10 bio	1.75%
		10 bio - < 20 bio	2.50%	10 bio - < 20 bio	2.00%
		20 bio - < 50 bio	3.25%	20 bio - < 50 bio	2.75%
		>=50 bio	3.50%	>=50 bio	3.00%
517 - KRK SUPPLY CHAIN	Tiering	0 - < 25 mio	0.01%	0 - < 25 mio	0.01%
		25 mio - < 250 mio	0.01%	25 mio - < 250 mio	0.01%
		250 mio - < 1 Bio	0.50%	250 mio - < 1 Bio	0.25%
		1 Bio - < 5 Bio	0.75%	1 Bio - < 5 Bio	0.25%
		5 Bio - < 10 Bio	1.75%	5 Bio - < 10 Bio	1.25%
		>= 10 Bio	3.00%	>= 10 Bio	2.50%
533 - GIRO SPECIAL IDR	Tiering	0 - < 50 mio	0.01%	0 - < 50 mio	0.01%
		50 mio - < 500 mio	0.50%	50 mio - < 500 mio	0.25%
		500 mio - < 2 bio	1.00%	500 mio - < 10 bio	0.50%
		>= 2 bio	3.00%	>= 10 bio	2.50%
534 - GIROBISNIS PREMIUM CORPORATE IDR	Threshold	All amount	3.00%	All amount	2.50%
541 - GIRO BISA IDR	Tiering	0 - < 250 mio	0.01%	0 - < 250 mio	0.01%
		250 mio - < 500 mio	0.50%	250 mio - < 500 mio	0.25%
		500 mio - < 2 Bio	1.00%	500 mio - < 2 Bio	0.75%
		2 Bio - < 10 Bio	1.50%	2 Bio - < 10 Bio	1.00%
		10 Bio - < 25 Bio	2.50%	10 Bio - < 25 Bio	2.00%
		>= 25 Bio	3.75%	>= 25 Bio	3.25%
544 - SME GIRO BPR PERBARINDO IDR	Threshold	0 - < 1 bio	0.75%	0 - < 1 bio	0.50%
		1 bio - < 5 bio	1.25%	1 bio - < 10 bio	0.75%
		5 bio - < 10 bio	2.25%	10 bio - < 20 bio	1.75%
		10 bio - < 20 bio	2.50%	20 bio - < 25 bio	2.00%
		>=20 bio	3.25%	>=25 bio	2.75%
557 - GIRO DANA FLEKSI BPR	Tiering	0 - <100 mio	0.01%	0 - <100 mio	0.01%
		100 mio - <250 mio	0.01%	100 mio - <250 mio	0.01%
		250 mio - <1 bio	0.50%	250 mio - <2 bio	0.25%
		1 bio - <2 bio	1.50%	2 bio - <5 bio	1.00%
		2 bio - <5 bio	2.25%	5 bio - <25 bio	1.75%
		>=5 bio	3.00%	>=25 bio	2.50%
493 - GIROBISNIS IDR - PREMIUM RB	Threshold	0 - < 5 bio	0.75%	0 - < 5 bio	0.50%
493 - GIROBISNIS IDR - PREMIUM RB	Threshold	>= 5 bio	3.00%	>= 5 bio	2.50%
572 - GIROBISNIS USD	Tiering	0 - < 50,000	0.01%	0 - < 50,000	0.01%
		50,000- < 100,000	0.02%	50,000- < 100,000	0.02%
		100,000- < 500,000	0.10%	100,000- < 500,000	0.05%
		>= 500,000	0.20%	>= 500,000	0.15%
583 - GIRO UMUM USD	Tiering	0 - < 50,000	0.01%	0 - < 50,000	0.01%
		50,000- < 100,000	0.02%	50,000- < 100,000	0.02%
		100,000- < 500,000	0.10%	100,000- < 500,000	0.05%
		>= 500,000	0.20%	>= 500,000	0.15%
595 - GIROBISNIS COMMERCIAL USD	Tiering	0 - < 50,000	0.00%	0 - < 50,000	0.00%
		50,000- < 100,000	0.00%	50,000- < 100,000	0.00%
		100,000- < 500,000	0.01%	100,000- < 500,000	0.01%
		500,000- < 2,000,000	0.05%	500,000- < 2,000,000	0.05%
		>= 2,000,000	0.15%	>= 2,000,000	0.10%
560 - GIROBISNIS USD	Tiering	0 - < 100,000	0.00%	0 - < 100,000	0.00%
		100,000- < 1,000,000	0.01%	100,000- < 1,000,000	0.01%
		1,000,000- < 3,000,000	0.05%	1,000,000- < 3,000,000	0.05%
		3,000,000- < 5,000,000	0.10%	3,000,000- < 5,000,000	0.08%
		>= 5,000,000	0.15%	>= 5,000,000	0.10%
566 - TCM USD	Threshold	All Amount	0.05%	All Amount	0.01%
567 - TCM USD	Tiering	0 - < 50,000	0.00%	0 - < 50,000	0.00%
		50,000- < 100,000	0.00%	50,000- < 100,000	0.00%
		100,000- < 500,000	0.00%	100,000- < 500,000	0.00%
		500,000- < 2,000,000	0.05%	500,000- < 2,000,000	0.01%
		>= 2,000,000	0.15%	>= 2,000,000	0.05%
573 - GIROBISNIS PREMIUM CORPORATE USD	Threshold	All Amount	0.25%	All Amount	0.15%
565 - TCM USD	Tiering	0 - < 100,000	0.00%	0 - < 100,000	0.00%
		100,000- < 1,000,000	0.00%	100,000- < 1,000,000	0.00%
		1,000,000- < 3,000,000	0.05%	1,000,000- < 3,000,000	0.00%
		3,000,000- < 5,000,000	0.10%	3,000,000- < 5,000,000	0.01%
		>= 5,000,000	0.15%	>= 5,000,000	0.05%
596 - GIROBISNIS PREMIUM COMMERCIAL USD	Tiering	0 - < 100,000	0.00%	0 - < 100,000	0.00%
		100,000- < 1,000,000	0.20%	100,000- < 1,000,000	0.10%
		>= 1,000,000	0.30%	>= 1,000,000	0.10%
514 - GIRO DANA TA USD	Threshold	0 - < 2,000	0.00%	0 - < 2,000	0.00%
514 - GIRO DANA TA USD	Threshold	>= 2,000	0.25%	>= 2,000	0.10%
469 - GIROBISNIS PREMIUM COMMERCIAL USD	Threshold	0 - < 100,000	0.10%	0 - < 100,000	0.00%
		100,000- < 500,000	0.25%	100,000- < 500,000	0.00%
		500,000- < 1,000,000	0.50%	500,000- < 1,000,000	0.00%
		1,000,000- < 5,000,000	0.90%	1,000,000- < 5,000,000	0.00%
		>= 5,000,000	1.00%	>= 5,000,000	0.00%
579 - GIROBISNIS CORPORATE USD	Threshold	0 - < 100,000	0.00%	0 - < 100,000	0.00%
		100,000- < 1,000,000	0.15%	100,000- < 1,000,000	0.00%
		1,000,000- < 5,000,000	0.25%	1,000,000- < 5,000,000	0.00%
		5,000,000- < 15,000,000	0.50%	5,000,000- < 15,000,000	0.00%
		>= 15,000,000	0.75%	>= 15,000,000	0.00%
593 - GIROBISNIS CORPORATE USD	Threshold	0 - < 100,000	0.00%	0 - < 100,000	0.00%
		100,000- < 1,000,000	0.15%	100,000- < 1,000,000	0.00%
		1,000,000- < 5,000,000	0.25%	1,000,000- < 5,000,000	0.00%
		5,000,000- < 15,000,000	0.50%	5,000,000- < 15,000,000	0.00%
		>= 15,000,000	0.75%	>= 15,000,000	0.00%
594 - GIROBISNIS USD	Threshold	0 - < 1,000,000	0.00%	0 - < 1,000,000	0.00%
		1,000,000- < 5,000,000	0.50%	1,000,000- < 5,000,000	0.00%
		5,000,000- < 10,000,000	0.75%	5,000,000- < 10,000,000	0.00%
		10,000,000- < 15,000,000	1.00%	10,000,000- < 15,000,000	0.00%
		>= 15,000,000	1.00%	>= 15,000,000	0.00%

Efektif 18 Desember 2020, akan dilakukan penyesuaian suku bunga pada Giro Bisa IDR sebagai berikut:

Produk Giro	Tipe Bunga	Tiering Saldo	Jasa Giro (Saat ini)	Jasa Giro (Baru)
541 - GIRO BISA IDR	Tiering	0 - < 250 mio	0.01%	0.01%
		250 mio - < 500 mio	0.50%	0.50%
		500 mio - < 2 Bio	1.00%	1.00%
		2 Bio - < 10 Bio	1.50%	1.50%
		10 Bio - < 25 Bio	2.50%	2.50%
		>= 25 Bio	4.00%	3.75%

Efektif 03 Desember 2020, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro	Tipe Bunga	Tiering Saldo	Jasa Giro (Saat ini)	Jasa Giro (Baru)
464 - GIROBISNIS PREMIUM CORPORATE IDR	Tiering	0 - <5 bio	1.00%	0.75%
		5 bio - <10 bio	2.00%	1.50%
		10 bio - <25 bio	2.50%	2.25%
		25 bio - <50 bio	3.00%	2.75%
		>=50 bio	4.00%	3.75%
541 - GIRO BISA IDR	Tiering	0 - < 250 mio	0.15%	0.01%
		250 mio - < 500 mio	0.75%	0.50%
		500 mio - < 2 Bio	1.25%	1.00%
		2 Bio - < 10 Bio	1.75%	1.50%
		10 Bio - < 25 Bio	2.75%	2.50%
		>= 25 Bio	4.25%	4.00%
484 - GIROBISNIS PREMIUM IDR	Threshold	All amount	3.25%	3.00%
487 - GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	0 - < 5 bio	1.00%	0.75%
487 - GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	>= 5 bio	3.50%	3.00%
495 - GIROBISNIS PREMIUM IDR	Threshold	All amount	3.50%	3.00%
557 - GIRO DANA FLEKSI BPR	Tiering	0 - <100 mio	0.05%	0.01%
		100 mio - <250 mio	0.15%	0.01%
		250 mio - <1 bio	0.75%	0.50%
		1 bio - <2 bio	1.75%	1.50%
		2 bio - <5 bio	2.50%	2.25%
		>=5 bio	3.50%	3.00%
468 - GIROBISNIS PREMIUM COMMERCIAL IDR	Threshold	0 - < 1 bio	0.05%	0.01%
		1 bio - < 5 bio	0.75%	0.50%
		5 bio - < 10 bio	1.50%	1.25%
		10 bio - < 20 bio	2.25%	2.00%
		>=20 bio	3.50%	3.25%
507 - GIRO SIMPANAN PASIF IDR	Threshold	0 - < 2 bio	1.50%	1.00%
		2 bio - < 5 bio	2.00%	1.50%
		5 bio - < 10 bio	2.50%	2.25%
		10 bio - < 20 bio	3.00%	2.50%
		20 bio - < 50 bio	3.50%	3.25%
		>=50 bio	3.75%	3.50%
497 - GIRO PREMIUM IDR	Threshold	0 - < 10 mio	0.00%	0.00%
		10 mio - < 250 mio	0.15%	0.01%
		250 mio - < 500 mio	1.00%	0.75%
		500 mio - < 3 bio	2.00%	1.50%
		3 bio - < 5 bio	2.75%	2.25%
		>= 5 bio	3.75%	3.25%
534 - GIROBISNIS PREMIUM CORPORATE IDR	Threshold	All amount	3.50%	3.00%
467 - GIROBISNIS PREMIUM IDR	Threshold	0 - < 500 mio	0.01%	0.01%
		500 mio - < 1 bio	0.15%	0.01%
		1 bio - < 2 bio	0.50%	0.25%
		2 bio - < 5 bio	1.50%	1.25%
		5 bio - < 10 bio	2.25%	2.00%
		>= 10 bio	3.50%	3.25%
544 - SME GIRO BPR PERBARINDO IDR	Threshold	0 - < 1 bio	1.00%	0.75%
		1 bio - < 5 bio	1.50%	1.25%
		5 bio - < 10 bio	2.50%	2.25%
		10 bio - < 20 bio	2.75%	2.50%
		>=20 bio	3.50%	3.25%
533 - GIRO SPECIAL IDR	Tiering	0 - < 50 mio	0.25%	0.01%
		50 mio - < 500 mio	0.75%	0.50%
		500 mio - < 2 bio	1.25%	1.00%
		>= 2 bio	3.50%	3.00%
517 - KRK SUPPLY CHAIN	Tiering	0 - < 25 mio	0.10%	0.01%
		25 mio - < 250 mio	0.25%	0.01%
		250 mio - < 1 Bio	0.75%	0.50%
		1 Bio - < 5 Bio	1.25%	0.75%
		5 Bio - < 10 Bio	2.25%	1.75%
		>= 10 Bio	3.50%	3.00%
520 - GIROBISNIS VOSTRO FI	Threshold	0 - < 10 bio	0.00%	0.00%
		10 bio - < 50 bio	0.75%	0.25%
		50 bio - < 100 bio	1.25%	0.75%
		100 bio - < 250 bio	1.75%	1.25%
		>=250 bio	2.25%	1.75%
485 - GIROBISNIS COMMERCIAL IDR	Tiering	0 - < 50 mio	0.00%	0.00%
		50 mio - < 100 mio	0.10%	0.01%
		100 mio - < 500 mio	0.25%	0.01%
		500 mio - < 1 bio	0.50%	0.25%
		>= 1 bio	0.75%	0.50%
486 - GIROBISNIS PREMIUM COMMERCIAL IDR	Tiering	0 - < 500 mio	1.00%	0.75%
486 - GIROBISNIS PREMIUM COMMERCIAL IDR	Tiering	>= 500 mio	3.25%	2.75%
488 - GIROBISNIS COMMERCIAL IDR	Tiering	0 - < 500 mio	0.15%	0.01%
		500 mio - < 1 bio	0.15%	0.01%
		1 bio - < 5 bio	1.50%	1.25%
		5 bio - < 7 bio	2.50%	2.25%
		7 bio - < 1 trillion	3.50%	3.25%
		>= 1 trillion	3.50%	3.25%
494 - GIROBISNIS IDR	Tiering	0 - < 50 mio	0.10%	0.01%
		50 mio - < 100 mio	0.25%	0.01%
		100 mio - < 500 mio	0.50%	0.25%
		>= 500 mio	0.75%	0.50%
496 - GIROBISNIS PREMIUM IDR	Threshold	0 - < 5 bio	0.25%	0.01%
		5 bio - < 10 bio	2.00%	1.75%
		10 bio - < 20 bio	2.25%	2.00%
		20 bio - < 50 bio	2.50%	2.25%
		50 bio - < 75 bio	2.75%	2.50%
		>= 75 bio	3.00%	2.75%
505 - TCM IDR	Tiering	0 - < 2 mio	0.00%	0.00%
		2 mio - < 25 mio	0.15%	0.01%
		25 mio - < 250 mio	1.00%	0.75%
		>= 250 mio	1.75%	1.00%
508 - TCM IDR	Threshold	All amount	1.75%	1.00%
522 - GIRO DANA FLEKSI	Tiering	0 - < 2 mio	0.00%	0.00%
		2 mio - < 25 mio	0.15%	0.01%
		25 mio - < 250 mio	0.75%	0.50%
		>= 250 mio	1.00%	0.75%
523 - GIRO DANA FLEKSI KOPERASI IDR	Tiering	0 - < 100 mio	0.15%	0.01%
		100 mio - < 250 mio	0.25%	0.01%
		250 mio - < 500 mio	0.75%	0.50%
		500 mio - < 1 bio	1.00%	0.75%
		1 bio - < 2 bio	1.25%	1.00%
		>= 2 bio	1.50%	1.25%
525 - GIRO ADIRA FLEKSI IDR	Threshold	0 - < 5 mio	0.00%	0.00%
		5 mio - < 20 mio	0.50%	0.25%
		20 mio - < 100 mio	1.50%	1.25%
		100 mio - < 1 bio	2.50%	2.25%
		>= 1 bio	2.75%	2.25%
538 - SME GIRO UMUM IDR	Tiering	0 - < 2 mio	0.00%	0.00%
		2 mio - < 25 mio	0.15%	0.01%
		25 mio - < 250 mio	0.75%	0.50%
		>= 250 mio	1.00%	0.75%
556 - GIROBISNIS PREMIUM CORPORATE IDR	Tiering	0 - < 10 bio	0.25%	0.01%
		10 - < 180 bio	2.25%	2.00%
		>= 180 bio	2.50%	2.25%
493 - GIROBISNIS IDR - PREMIUM RB	Threshold	0 - < 5 bio	1.00%	0.75%
493 - GIROBISNIS IDR - PREMIUM RB	Threshold	>= 5 bio	3.50%	3.00%

Efektif 01 Oktober 2020, akan dilakukan penyesuaian suku bunga pada produk giro berikut:

Produk Giro

Tipe Bunga

Tiering Saldo
(Saat ini)

Jasa Giro
(Saat Ini)