Save up to IDR 1,800,000 at Dwidayatour

The General Terms and Conditions of the program of Save up to IDR 1,800,000 at Dwidayatour (“General Terms and Conditions of the Program”) are the terms and conditions applicable to customers of PT Bank Danamon Indonesia Tbk (“Bank Danamon”) who own and transact using a Card (“Cardholders”) participating in the program of Save up to IDR 1,800,000 at Dwidayatour (“Installment Program”). The Installment Program is referred to as the “Program” and is organised by Bank Danamon in collaboration with merchant partner PT Dwidaya World Wide (“Dwidayatour”).

Cardholders hereby agree and bind themselves to all provisions in the General Terms and Conditions of this Program as follows:

The Program runs from August 14, 2025 to August 20, 2025 ("Program Period").

All Dwidayatour outlets.The list of outlets can be viewed here.

  1. This Program is valid for Bank Danamon customers who own and transact with the following types of cards (“Cardholders”): Danamon Mastercard Debit Card with BIN 541143 and 557791 (“Card”).
  2. Cardholders must read and understand the General Terms and Conditions of this Program.
  3. Bank Danamon reserves the right to refuse or cancel the Cardholder's participation in this Program if the Cardholder does not comply with the General Terms and Conditions of this Program.
  4. The Cardholder is fully responsible for all risks of loss, demands, lawsuits, and/or claims in connection with the Cardholder's participation and/or cancellation of participation in this Program.
  5. The Discount Program is valid as follows:
    1. The program offers discounts/direct deductions of up to IDR 1,800,000 with the following conditions:

    Minimum Transaction (IDR)

    Direct Deductions (IDR)

    Quota During Program Period

    3,000,000

    178,000

    45

    12,000,000

    780,000

    40

    25,000,000

    1,800,000

    35

    Total

    120
    1. The program applies to purchases of all Travel products.
    2. The program applies to one Card per day during the Program Period.
    3. This program cannot be combined with other programs and/or promotions.
  6. By conducting transactions in accordance with the General Terms and Conditions of this Program, Cardholders are deemed to have read, understood and agreed to participate in the Program and to be bound by the General Terms and Conditions of this Program. Transactions conducted by Cardholders constitute valid proof of Cardholders' participation in the Program and Cardholders' agreement to be bound by the General Terms and Conditions of this Program.
  1. The products and/or services of merchant partners are not products of Bank Danamon and are not the responsibility of Bank Danamon, and are therefore entirely the responsibility of the merchant partners. If there are any problems and/or complaints regarding the products, services and/or Program, please contact the relevant merchant partner.
  2. Cardholders declare that there are no and will be no transactions that are suspected of money laundering and/or other transactions that are not permitted under the laws and regulations applicable in Indonesia.
  3. If there are indications of fraud, cheating, transaction irregularities, unusual transactions, money laundering, and/or actions that are not in accordance with the laws and regulations in force, Bank Danamon reserves the right to cancel the transaction, terminate the use of the Card, cancel participation in the Program, and/or revoke the benefits granted to the Cardholder. The Cardholder remains obliged to settle all of his/her obligations to Bank Danamon (if any).
  4. Other terms and conditions related to banking products and/or services, as long as not regulated differently in the General Terms and Conditions of this Program, are declared to remain valid and binding on the Cardholder and become an integral part of the General Terms and Conditions of the Program.
  5. The General Terms and Conditions of this Program constitute an integral part and are an integral part of the ‘General Terms and Conditions of Danamon Credit Card Membership’. ‘General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership’. These terms and conditions remain valid unless otherwise stipulated in the General Terms and Conditions of this Program.
  6. Cardholders agree that Bank Danamon reserves the right to cancel Cardholders' participation in this Program if Cardholders do not comply with the General Terms and Conditions of this Program.
  7. Cardholders hereby agree and acknowledge that Bank Danamon reserves the right to amend/change/supplement the General Terms and Conditions of this Program from time to time. Any changes/additions/updates to the General Terms and Conditions of this Program will be notified through the communication media available at Bank Danamon. In the event of changes in benefits, risks, costs, terms and conditions based on the General Terms and Conditions of this Program and other changes, the Cardholder has the right to submit his/her objection in writing to Bank Danamon within 30 (thirty) working days from the date of notification of such changes by Bank Danamon through Bank Danamon's communication media. The Cardholder agrees that Bank Danamon will consider the Cardholder to have accepted the changes if the Cardholder does not submit an objection within the aforementioned period. If the Cardholder does not accept the changes, the Cardholder has the right to cancel their participation in the Program by first settling all obligations of the Cardholder to Bank Danamon (if any).
  8. Cardholders and/or their representatives may submit complaints regarding banking transactions/services verbally or in writing through the nearest Bank Danamon branch or Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id.
  9. Procedures regarding complaint handling services can be accessed via the website https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  10. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Deposit Insurance Agency (LPS).
  11. The General Terms and Conditions of this Program have been adjusted to comply with the provisions of laws and regulations, including the provisions of the Financial Services Authority (OJK).

WARNING
Cardholders must be cautious of fraud committed by individuals acting on behalf of Bank Danamon by promising prizes of any kind. Any fraud or other criminal acts committed by other parties/third parties associated with or acting on behalf of the Programme are outside the authority of Bank Danamon.