Danamon Credit and Charge Card Rates & Fees

 

Announcement

 

  • Effective 1 August 2023, there are changes to the Cash Advance Fee for Danamon Credit and Charge Card. 
  • Effective September 1, 2023, the implementation of the Non-Full Payment Fee for Danamon Charge Cards
  • Effective July 1, 2024, there is an extension of the regulation validity period regarding minimum payment limit and late payment penalty for Danamon Credit Card until December 31, 2024.
  • Effective as of October 1, 2024, there is an adjustment to the annual fee for Danamon Mastercard® Corporate Card and Corporate Danamon American Express® (Gold and Green).
     

 

Danamon Visa, Mastercard and JCB Credit Card Rates and Fees*

Description

Classic

Gold

Danamon Grab

Platinum

JCB Precious

World

Infinite

World Elite

Business Card

Corporate Card

Annual Fees

 

 

 

 

 

 

 

 

 

 

Primary Card

Rp250,000

Rp400,000

Rp450,000

Rp600,000

Rp800,000

Rp1,200,000

Rp1,500,000

Rp6,000,000

Rp2,500,000

IDR 550,000 per card per year (Effective as of 1 October 2024)

Supplementary Card

Rp75,000

Rp150,000

Rp250,000

Rp,250,000

Rp400,000

Rp500,000

Rp750,000

Rp2,000,000

Rp1,000,000

NA

Family Pack

Rp300,000

Rp450,000

N/A

Rp750,000

N/A

Rp1.500.000

Rp1.700.000

N/A

Rp3.500.000

N/A

Retail Interest & Cash Withdrawal

1.75% per month

(Effective 1 July 2021)

Minimum Payment Limit

10% per month of the total bill

(Effective 1 May 2020 - 31 December 2024 it is 5% per month of the total bill)

N/A

Cash Withdrawal Fee

6% of Cash Withdrawal amount or minimum Rp100,000 (Effective 1 August 2023)

6% of Cash Withdrawal amount or minimum Rp150,000 (Effective 1 August 2023)

6% of Cash Withdrawal amount or minimum Rp150,000 (Effective 1 August 2023)

6% of Cash Withdrawal amount or minimum Rp100,000 (Effective 1 August 2023)

6% of Cash Withdrawal amount or minimum Rp150,000 (Effective 1 August 2023)

Late Payment Penalty

3% of the total bill, minimum Rp50,000 and maximum Rp150,000 per month

(Effective 1 May 2020 - 31 December 2024 it is 1% of the total bill, maximum Rp100,000 per month)

Overlimit Penalty

Rp75,000 per month

Rp100,000 per month

Rp50,000 per month

Non e-Statement Bill Printing & Mailing Fee

Rp25,000 per month

(Effective 1 June 2021)

Credit Balance Refund Transfer Fee

Rp35,000

Stamp Duty

Rp0 up to Rp5,000,000 = Free

> Rp5,000,000 = Rp10,000

Notification Fee

Rp10,000 per month

(Effective 14 January 2022)

N/A

Credit Card Payment Fee Through Teller

Rp75,000

Early Repayment Fee

5% of remaining principal loan + current interest (if any)

N/A

Limit Increase Fee Through Hello Danamon

Rp25,000

D-Point Redemption Fee Through Hello Danamon

N/A

Rp15,000

Card Replacement Fee

Rp50,000

Administration Fee For Installments Through Participating Merchants**

Rp15,000

*Fees are subject to change at any time with prior notice

*Installment Program features on Credit Cards through channel offerings other than merchants working with Bank Danamon will be subject to administration fees and may change at any time according to Bank policy.
**Visit bdi.co.id/cicilan0 for a detailed list of merchants that work with Bank Danamon.

 

 

Danamon American Express® Card Rates and Fees

Description

Blue Credit Card

Gold Credit Card

Gold Business Card

Green Charge Card

Gold Charge Card

Platinum Charge Card

Corporate Card

Annual Fee

 

Primary Card

Rp250,000

Rp350,000

Rp500,000

Rp650,000

Rp1,200,000

Rp12,000,000

IDR 550,000 per card per year (Effective as of 1 October 2024)

Supplementary Card

Rp90,000

N/A

Rp250,000

Rp400,000

Rp750,000

Free

N/A

Family Pack

N/A

Rp500,000

N/A

Retail Interest & Cash Withdrawal

1.75% per month

(Effective 1 July 2021)

Retail Interest: N/A

Cash Withdrawal Interest:1.75% per month

(Effective 1 July 2021)

Minimum Payment Limit

10% per month from total bill

(Effective 1 May 2020 – 31 December 2024 it is 5% per month from total bill)

N/A

Cash Withdrawal Fee

6% from total cash withdrawal amount or minimum Rp100,000 and Rp5,000 per withdrawal

(Effective 1 August 2023)

6% from total cash withdrawal amount or minimum Rp150,000 and Rp15,000 per withdrawal

(Effective 1 August 2023)

 

6% from total cash withdrawal amount or minimum Rp150,000 and Rp15,000 per withdrawal

(Effective 1 August 2023)

 

6% from total cash withdrawal amount or minimum Rp150,000 and Rp15,000 per withdrawal

(Effective 1 August 2023)

Late Payment Penalty

3% from total bill, minimum Rp50,000 and maximum Rp150,000 per month
(Effective 1 May 2020 – 31 December 2024 it is 1% from total bill, maximum Rp100,000 per month)

N/A

Late Payment Fee**

N/A

1.75% per month
(Effective 1 May 2020 – 30 December 2023 it is 1% from total bill, maximum Rp100,000 per month)

Non Full Payment Fee = 1.75% of the total outstanding balance that has not been paid yet.

Overlimit Penalty

Rp100,000 per month

N/A

Non e-Statement Bill Printing & Mailing Fee

Rp25,000 per month

(Effective 1 June 2021)

Credit Balance Refund Transfer Fee

Rp35,000

Stamp Duty

Rp0 up to Rp5,000,000 = Gratis

> Rp5,000,000 = Rp10,000

Notification Fee

Rp10,000 per month

(Effective 14 January 2022)

N/A

Credit Card Payment Fee Through Teller

Rp75,000

Early Repayment Fee

5% of remaining principal loan + current interest (if any)

N/A

Limit Increase Fee Through Hello Danamon

Rp25,000

D-Point Redemption Fee Through Hello Danamon

Rp15,000

Memberships Rewards

FTO: Rp250,000

NFTO: Free

N/A

FTO: Rp250,000

NFTO: Free

FTO: Free

FTO: Rp250,000

NFTO: Free

Card Replacement Fee

Rp50,000

Administration Fee For Installments Through Participating Merchants***

Rp15,000

 


*Fees are subject to change at any time with prior notice.

*Installment Program features on Credit Cards through channel offers other than merchants working with Bank Danamon will be subject to administration fees and may change at any time according to Bank policy.

**Late Payment Fee is a non-full payment fee, applicable to Danamon American Express Charge Card.

***Visit bdi.co.id/cicilan0 for a detailed list of merchants that work with Bank Danamon.