Credit Cards Fees & Charges


Fees and Charges During Covid-19 Period

Based on Bank Indonesia Letter No. 22/363/DKSP/Srt/B Regarding: Policy for Implementing Credit Cards in the Emergency Period of COVID-19, Bank Indonesia stipulates policy adjustments in the operation of credit cards, as follows:

Description

Before

Adjusted to*

Validity Date

Minimum Payment

10% from total bill amount

5% from total bill amount

1 May 2020

Interest Retail & Cash Withdrawal

2.25%/month

2.00%/month

1 May 2020 – 31 December 2020

Overdue Payment Fee

3% from total bill amount, minimum Rp. 50.000 or maximum Rp. 150.000 per month

1% from total bill amount, maximum Rp. 100.000 per month

1 May 2020 – 31 December 2020

* Valid for all Danamon Credit Cards, except Mastercard Corporate Card, Corporate American Express Card dan Charge American Express Card



Fee and Charges* of Danamon VISA & MasterCard Cards

Description

Classic

Man Utd

Gold

Platinum

World

Infinite

Business Card

World Elite

Annual Fee

 

Main Card

Rp250.000

Rp350.000

Rp400.000

Rp600.000

Rp1.200.000

Rp1.500.000

Rp2.500.000

Rp6.000.000

Supplement  Card

Rp75.000

Rp100.000

Rp150.000

Rp250.000

Rp500.000

Rp750.000

Rp1.000.000

Rp2.000.000

Family Pack

Rp300.000

Rp400.000

Rp450.000

Rp750.000

Rp1.500.000

Rp1.700.000

Rp3.500.000

N/A

Interest Retail & Cash Withdrawal

2,25%/month 

Cash Withdrawal Fee

5% from total cash withdrawal or minimum Rp 50.000

5% from total cash withdrawal or minimum  Rp 100.000

3% from total cash withdrawal or minimum Rp 50.000

5% from total cash withdrawal or minimum  Rp 100.000

Overdue Payment Fee

3% from total bill amount minimum Rp50.000 or maximum Rp150.000 per month

Overlimit Fee

Rp75.000/month

Rp100.000/month

Rp50.000/month

Rp100.000/month

Printing & Non e-Statement Bill Delivery Fee

Rp15.000/month (start 1 June 2018)

Credit Balance Refund Transfer Fee

Rp35.000

Stamp Duty Fee
Rp0,- until Rp250.000,-                = Free
Rp250.001,- until Rp1.000.000,-  = Rp3.000,-
Rp1.000.001,- and above             = Rp6.000,-

Notification Fee

Rp5.000/month

Credit Card Payment Fees and Charge Cards Via Teller

Rp 75.000 (effective 1 May 2020)

*Fee may change anytime with prior information.


Fees and Charges* of Danamon American Express® Cards

Description

Blue Credit Card

Gold Credit Card

Gold Business Card

Green Charge Card

Gold Charge Card

Corporate Card

Platinum Charge Card

Annual Fee


Main Card

Rp250.000

Rp350.000

Rp500.000

Rp650.000

Rp1.200.000

Rp170.000 to Rp650.000

Rp12.000.000

Additional Card

Rp90.000

N/A

Rp250.000

Rp400.000

Rp750.000

N/A

FREE

Family Pack

N/A

Rp500.000

N/A

Interest Retail & Cash Withdrawal

2.25%/month

Retail Interest :N/A

Cash Withdrawal Interest: 2,25%/month 

Cash Withdrawal Fee

5% of cash withdrawal or minimum Rp50.000 and Rp 5.000 per withdrawal

5% of cash withdrawal or minimum Rp50.000 and Rp15.000 per withdrawal

Overdue Payment Fee

3% from total bill amount minimum Rp50.000 or maximum Rp150.000 per month

2,25% of collectable bill per month

Overlimit Fee

Rp100.000/month

N/A

Printing & Non e-Statement Bill Delivery Fee

Rp15.000/month (start 1 June 2018)

N/A

Rp15.000/month

Credit Balance Refund Transfer Fee

Rp35.000

Stamp Duty Fee
Rp0,- until Rp250.000,-               = Free
Rp250.001,- until Rp1.000.000,- = Rp3.000,-
Rp1.000.001,- and above            = Rp6.000,-

Notification Fee

Rp5.000/month

Credit Card Payment Via Teller

Rp 75.000 (effective 1 May 2020)

* Fee may change anytime with prior information.