Credit Cards Fees & Charges

 

Announcement

 

  • Effective 31 December 2021, the validity period of late fines and late fees is 1 % of the total bill, maximum of Rp 100,000 per month, extended until 30 June 2022.
  • Effective 14 January 2022, there will be a change in Notification Fee from Rp. 5,000 per month to Rp.10,000 per month.
  • Effective 1 July 2021, there will be a change in Retail Interest & Cash Advance from 2% per month to 1.75% per month.
  • Effective 1 June 2021, there will be a change in Printing & Delivery Fee for Non-e-Statement Bills from Rp. 15,000 to Rp. 25,000.
  • Effective 1 March 2021, every transaction that is converted into installments at cooperating merchants will be charged a fee of IDR 15,000.
    *For a detailed list of Bank Danamon cooperating merchants, visit bdi.co.id/installment 
     

 

Danamon Card VISA, Mastercard & JCB Fees and Charges*

Description

Classic

Gold

Danamon

Grab

Platinum

JCB Precious

World

Infinite

World Elite

Business Card

Corporate Card

Annual Fee

 

Principal Card

Rp250.000

Rp400.000

Rp450.000

Rp600.000

Rp800.000

Rp1.200.000

Rp1.500.000

Rp6.000.000

Rp2.500.000

Rp170.000 s/d Rp650.000

Supplementary Card

Rp75.000

Rp150.000

Rp250.000

Rp250.000

Rp400.000

Rp500.000

Rp750.000

Rp2.000.000

Rp1.000.000

N/A

Family Pack

Rp300.000

Rp450.000

N/A

Rp750.000

N/A

Rp1.500.000

Rp1.700.000

N/A

Rp3.500.000

N/A

Retail Interest and Cash Advance

1.75% per bulan

(Effective 1 July 2021)

Minimum Payment Limit

10% from total bill per month

(Effective 1 May 2020 – 30 Juni 2022 5% from total bill per month)

N/A

Cash Withdrawal Fee

5% from total cash withdrawal amount or minimum Rp80.000

5% of total cash withdrawal amount or minimum  Rp125.000

5% of total cash withdrawal amount or minimum  Rp125.000

3% of total cash withdrawal amount or minimum  Rp80.000

5% of total cash withdrawal amount or minimum  Rp50.000

Charge for Late Payment

3% from total bill, minimum Rp50.000 and maximum Rp150.000 per month

(Effective 1 May 2020 – 30 June 2022, 1% from total bill, maximum Rp100.000 per month)

Overlimit Penalty

Rp75.000 per month

Rp100.000 per month

Rp50.000 per month

Rp100.000 per month

Printing and Delivery fee of non-electronic Billing Statement 

Rp25.000 per month

(Effective 1 June 2021)

Credit Balance Refund Transfer Fee

Rp35.000

Documentary Stamp (Meterai) Fee

Rp0 s.d Rp5.000.000 = Free

> Rp5.000.000 = Rp10.000

Notification Fee

Rp10.000 per month

(Effective 14 January 2022)

N/A

Fee for Teller-assisted Payment of Credit Card

Rp75.000

Expedited Payment Fee

5% from remaining principal loan + running interest (if any)

N/A

Fee for Increase in Limit via Hello Danamon

Rp25.000

Fee for D-Point redemption via Hello Danamon

N/A

Rp15.000

Card Replacement Fee 

Rp50.000

Administration Fee for installments through partner-merchants**

Rp15.000

*Fees are subject to change any time with prior notice.
*The Installment Program feature on Credit Cards for non-partner merchants of Bank Danamon will incur administration fees and is subject to change any time according to the Bank's policy.
**For a detailed list of Bank Danamon partner-merchants, visit bdi.co.id/installment 

 

 





 

Danamon American Express® Card Fees and Charges*

Description

Blue Credit Card

Gold Credit Card

Gold Business Card

Green Charge Card

Gold Charge Card

Platinum Charge Card

Corporate Card

Annual Fee

 

Principal Card

Rp250.000

Rp350.000

Rp500.000

Rp650.000

Rp1.200.000

Rp12.000.000

Rp170.000 up to Rp650.000

Supplementary Card

Rp90.000

N/A

Rp250.000

Rp400.000

Rp750.000

Free

N/A

Family Pack

N/A

Rp500.000

N/A

Retail Interest & Cash Advance

1.75% per month

(Effective 1 July 2021)

Retail Interest: N/A

Cash Advance Interest:1.75% per month

(Effective 1 July 2021)

Cash Withdrawal Fee

5% from total cash withdrawal amount or minimum Rp80.000 and Rp5.000 per withdrawal

5% from total cash withdrawal or minimum Rp100.000 and Rp15.000 per withdrawal

5% from total cash withdrawal or minimum Rp125.000 and Rp15.000 per withdrawal

5% from total cash withdrawal or minimum Rp80.000 and Rp15.000 per withdrawal

Penalty for Late Payment

3% from total bill, minimum Rp50.000 and maximum Rp150.000 per month

(Effective 1 May 2020 – 30 June 20221% from total bill, maximum Rp100.000 per month)

N/A

Late Fee**

N/A

1.75% per month

(Effective 1 May 2020 – 30 June 2022 becomes1% from total bill, maximum Rp100.000 per month)

1.75% per month

(Effective 1 May 2020 – 30 June 2022

becomes 1% from total bill, maximum Rp100.000 per month)

Overlimit Penalty

Rp100.000 per month

N/A

Fee for printing and delivery of non-electronic Billing Statement

Rp25.000 per month

(Effective 1 June 2021)

Credit Balance Refund Transfer Fee

Rp35.000

Documentary Stamp (Meterai) Fee



Rp0 up to Rp5.000.000 = Free

> Rp5.000.000 = Rp10.000

Notification Fee

Rp10.000 per month
(Effective 14 January 2022)

Fee for Teller-assisted Payment of Credit Card or Charge Card

Rp75.000

Expedited Payment Fee

5% from the remaining principal loan + running interest (if any)

N/A

Fee for Increase in Limit via HelloDanamon

Rp25.000

Fee for Redemption of Membership Rewards Point via HelloDanamon

Rp15.000

Memberships Rewards

FTO: Rp250.000

NFTO: Free

N/A

FTO: Rp250.000

NFTO: Free

FTO: Free

FTO: Rp250.000

NFTO: Free

Card Replacement Fee

Rp50.000

Administration Fee for instalment via partner Merchant ***

Rp15.000

*Fees are subject to change any time with prior notice.
*The Installment Program feature on Credit Cards for non-partner merchants of Bank Danamon will incur administration fees and is subject to change any time according to the Bank's policy.
**The Late Fee refers to a non-full payment fee, applicable to the Danamon American Express Charge Card.
*** For a detailed list of Bank Danamon partner-merchants, visit 
bdi.co.id/installment