0% Installment up to 12 Months at AntaVaya

The program runs from July 1, 2025 until June 30, 2026 ("Program Period"). 

All AntaVaya outlets, the list of outlets can be seen here

1. The Program is valid for Cardholders with Bank Danamon Credit Cards bearing the Visa, Mastercard, JCB, or American Express logos, as well as American Express Charge Cards, but excluding Corporate Cards (“Card”).
   
2. Cardholders are required to read and understand the General Terms and Conditions of the Program.
   
3. Bank Danamon reserves the right to refuse or cancel a Cardholder’s participation in this Program if the Cardholder does not meet the General Terms and Conditions of the Program.
   
4. The Cardholder is solely responsible for any risks, losses, demands, lawsuits, and/or claims arising from their participation in or cancellation of participation in this Program.
   
5. The Program is valid under the following conditions:Program berlaku sebagai berikut:
   
   Installment Program 
   1. The Installment Program is valid with the following details:

      Tenor	Minimum Transaction (IDR)	Valid for Transactions
      3 Months	3,000,000	Tickets and Hotels
      6 Months	5,000,000	Other transactions exclude Tickets and Hotels
      12 Months	8,000,000

   2. Bank Danamon will charge an administration fee of IDR 25,000.00 (twenty-five thousand rupiah) for each transaction converted into installments by the Cardholder. Merchant partners are not involved in any additional charges. The fees charged can be found at bdi.co.id/tarifdanbiaya.
   3. Transactions converted into installments will not earn D-Points or Membership Rewards Points.
   4. Requests to convert transactions into installments must be made directly at the time of transaction, either in-store or online, and must not have been previously submitted through other channels (e.g., SMS, email, etc.). 
6. This Program cannot be combined with other Bank Danamon programs and/or promotions.
7. By conducting a transaction in accordance with the General Terms and Conditions of the Program, the Cardholder is deemed to have read, understood, and agreed to participate in the Program and to be bound by its terms. Transactions made by such Cardholders constitute valid evidence of participation in the Program and the Cardholder's consent to its terms and conditions. 

1. Products and/or services from merchant partners are solely the responsibility of the merchant partner and not of Bank Danamon. For any issues or complaints regarding products, services, or the Program, Cardholders are advised to contact the relevant merchant partner directly.
   
2. Cardholders affirm that their transactions comply with applicable Indonesian laws and regulations and are not indicative of money laundering or other prohibited activities.
   
3. Bank Danamon reserves the right to:
   • Cancel transactions, terminate Card usage, or revoke participation in the Program if there are indications of fraud, unusual transactions, money laundering, or any other actions violating applicable laws.
   • Require Cardholders to fulfill any outstanding obligations to Bank Danamon.
   
4. Terms and conditions related to other banking products or services remain valid and binding unless explicitly stated otherwise in this Program’s terms.
   
5. These Program Terms and Conditions are an integral part of the: General Terms and Conditions of PT Bank Danamon Indonesia Tbk Banking Accounts and Services, General Terms and Conditions of Debit Cards/ATM Danamon, General Terms and Conditions of Danamon Credit Card Membership, and General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership.”
   
6. Bank Danamon reserves the right to revise, amend, or supplement the Program’s terms. Any updates will be communicated through official Bank Danamon channels. Cardholders may object in writing within 30 (thirty) working days of receiving such updates. If no objection is received within this period, the changes will be deemed accepted.
   
7. Cardholders may submit complaints regarding banking services or transactions through the nearest Bank Danamon branch, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
   
8. Details of Bank Danamon’s complaint-handling procedures are available at: https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
   
9. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Deposit Insurance Agency guarantee.
   
10. These terms comply with all relevant laws and regulations, including those stipulated by the Financial Services Authority.