0% Installment up to 12 Months at DOSS

The Terms and Conditions of the 0% Installment up to 12 Months Program at DOSS (“General Terms and Conditions of the Program”) outline the applicable guidelines for customers of PT Bank Danamon Indonesia Tbk (“Bank Danamon”) who transact using a Card (“Cardholder”) as part of the 0% Installment up to 12 Months Program at DOSS (“Program”). This Program is organized by Bank Danamon in collaboration with its merchant partner PT.Global Sukses Digital, Tbk (“DOSS”).

By participating in the Program, Cardholders agree to be bound by the following General Terms and Conditions:

The Program is valid from February 14, 2025, to October 31, 2025 (“Program Period”).

All DOSS outlets. The list of outlets can be view here

  1. This Program is valid for Bank Danamon customers who own and transact with the following card types ("Cardholders") as follows: Bank Danamon Credit Cards and Charge Cards with Visa, Mastercard®, JCB, American Express® logos, but exclude Corporate Cards ("Cards").
  2. Cardholders must read and understand the General Terms and Conditions of the Program.
  3. Bank Danamon has the right to refuse or cancel the Cardholder's participation in this Program if the Cardholder does not meet the General Terms and Conditions of the Program.
  4. The Cardholder bears full responsibility for any risks, demands, lawsuits, and/or claims in connection with the Cardholder's participation and/or cancellation of participation in this Program.
  5. The program is valid under the following conditions:
    1. The installment program applies as follows:

      Tenor

      Minimum Transaction (IDR)

      3 Months

      500.000,00

      6 Months

      500.000,00

      12 Months

      500.000,00
    2. Bank Danamon will charge an administration fee of IDR 25,000 (twenty-five thousand rupiah) for each transaction converted into installments by the Cardholder. Merchant partners are not involved in any additional charges. For the fees charged, please see bdi.co.id/tarifdanbiaya.
    3. Any transaction converted into installments will not earn D-Points or Membership Rewards Points; and
    4. The process of submitting conversion into installments is done directly during transactions and has never been submitted through other channels (e.g. SMS, Email).
  6. This program cannot be combined with other programs and/or promos.
  7. By the Cardholder making a transaction in accordance with the General Terms and Conditions of the Program, the Cardholder is considered to have read, understood, and agreed to participate in the Program and is subject to the General Terms and Conditions of the Program. Such transactions serve as valid proof of the Cardholder's participation and consent to the Program Terms and Conditions.
  1. Products and/or services from merchant partners are solely the responsibility of the merchant partner and not of Bank Danamon. For any issues or complaints regarding products, services, or the Program, Cardholders are advised to contact the relevant merchant partner directly.
  2. Cardholders affirm that their transactions comply with applicable Indonesian laws and regulations and are not indicative of money laundering or other prohibited activities.
  3. Bank Danamon reserves the right to:
    • Cancel transactions, terminate Card usage, or revoke participation in the Program if there are indications of fraud, unusual transactions, money laundering, or any other actions violating applicable laws.
    • Require Cardholders to fulfill any outstanding obligations to Bank Danamon.
  4. Terms and conditions related to other banking products or services remain valid and binding unless explicitly stated otherwise in this Program’s terms.
  5. These Program Terms and Conditions are an integral part of the: General Terms and Conditions of PT Bank Danamon Indonesia Tbk Banking Accounts and Services, General Terms and Conditions of Debit Cards/ATM Danamon, General Terms and Conditions of Danamon Credit Card Membership, and General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership.
  6. Bank Danamon reserves the right to revise, amend, or supplement the Program’s terms. Any updates will be communicated through official Bank Danamon channels. Cardholders may object in writing within 30 (thirty) working days of receiving such updates. If no objection is received within this period, the changes will be deemed accepted.
  7. Cardholders may submit complaints regarding banking services or transactions through the nearest Bank Danamon branch, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
  8. Details of Bank Danamon’s complaint-handling procedures are available at https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  9. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Deposit Insurance Agency guarantee.
  10. These terms comply with all relevant laws and regulations, including those stipulated by the Financial Services Authority.

NOTICE
Cardholders should be cautious of fraudulent activities by individuals claiming to represent Bank Danamon and offering rewards in connection with the Program. Any fraudulent or criminal acts by third parties are beyond the control of Bank Danamon.

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