BVLGARI: Up to 12 Months 0% Installment

This promotional program from PT Bank Danamon Indonesia Tbk (Bank Danamon), in collaboration with merchant partner Bvlgari, entitles all credit card holders bearing the JCB, Visa, Mastercard or American Express logo and Danamon American Express charge cards and American Express charge cards (Cardholder) to avail of 0% Installment program privilege based on the Program General Terms and Conditions (Program).

The Program is valid from 12 February 2023 until 28 February 2024 (Program Period).

  1. Cardholders who perform transactions at Bvlgari offline stores can avail of the privilege to participate in the 0% installment program with tenors of 3, 6 and 12 months.
  2. The Program applies for a minimum purchase transaction worth IDR 30,000,000 (Thirty Million Rupiah).
  3. An administration fee amounting to IDR 15,000 will be charged for each installment transaction.
  4. The Program is valid any day and applies in multiples.
  5. The Program is applicable for holders of JCB, Visa, Mastercard and American Express Credit Cards (except Corporate cards).
  6. This Program applies to transactions at all Bvlgari offline stores throughout Indonesia.
  7. The Program applies to either principal or supplementary cards.
  8. The Program cannot be combined with other programs and/or promotions.
  9. The Program’s policy terms and conditions, which may change at any time with prior notification, shall be at the sole discretion of Bvlgari.
  10. By participating in this Program, customers are deemed to have understood and agreed to all applicable terms and conditions.
  11. These terms and conditions form an inseparable and integral part of the applicable Terms and Conditions.
  12. The program also applies to selected Standard Chartered Bank Indonesia Credit Cards. More information:
  1. The products, services and/or 0% instalment privilege from Bulgari are entirely the responsibility of Bulgari as the merchant partner, not of Bank Danamon. If there are problems and/or complaints regarding these products, services and/or savings, please contact Bulgari directly.
  2. All transactions have no indications of money laundering and/or other similar activities that are prohibited under Indonesia’s laws and regulations.
  3. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon has the right to cancel the transaction or disallow installments to the Cardholder.
  4. The Cardholder agrees that Bank Danamon has the right to cancel the Cardholder's participation in this Program if he/she fails to fulfill its General Terms and Conditions.
  5. Other terms and conditions related to banking products and/or services, as long as those are not regulated differently in the Program General Terms and Conditions, are declared to remain valid and binding on the Cardholder and shall become an inseparable part of the Program General Terms and Conditions.
  6. The Program General Terms and Conditions form an integral and inseparable part of the "General Terms and Conditions for PT Bank Danamon Indonesia Tbk Accounts and Banking Services" and "General Terms and Conditions for Danamon Card Membership".
  7. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to revise/amend/update the Program General Terms and Conditions. Any changes/amendments/updates to the Program General Terms and Conditions will be notified via Bank Danamon’s available communication media. 
  8. In case of changes to the benefits, risks, costs, terms and conditions based on the Program General Terms and Conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days upon notification of the change by Bank Danamon through its available communication media. The Cardholder agrees that Bank Danamon will consider his/her agreement to the changes if he/she fails to submit an objection within that time period. If the Cardholder disagrees with those changes, he/she has the right to cancel participation in the Program by first completing all his/her obligations to Bank Danamon (if any).
  9. Cardholders and/or cardholder representatives can submit verbal or written complaints regarding banking transactions/services through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or email at
  10. Procedures regarding complaint services can be accessed via the website link
  11. PT Bank Danamon Indonesia Tbk, which is a member of the Deposit Insurance Corporation, is licensed and supervised by the Financial Services Authority.
  12. These General Terms and Conditions follow the provisions of laws and regulations including those of the Financial Services Authority regulations.

    Beware of fraud. Please take necessary precautions against fraud committed by unauthorized individuals acting on behalf of Bank Danamon who promise rewards in any form. All forms of fraud or other criminal and deceitful acts committed by other parties/third parties associated with or on behalf of the Program are beyond the authority of Bank Danamon.