Agung Sedayu Group's PIK2 Mortgage Promo

The Program is exclusively available to Bank Danamon customers who purchase units in the PIK2 during the Program Period.

1. PIK2 Developer Promo Terms and Conditions
   • Free VAT 50% 
   • KPR Express Price starting at IDR 1,67 Billion
   • DP starting at 5% 
   • Get 1 unit of Iphone 16 Pro Max after signing Mortgage Agreement in Bank Danamon 
2. Special Interest Rates

   Information	Bank Danamon Interest Rate	Tenor Provision (Credit Term)
   Fix and Floating	3.88 % Fixed 3 Years	Minimum 10 Years
   Special Fix and Fix	• Years 1 – 3 : 5.25% • Years 4 – 6 : 8.25% • Year 7 – Completion: 11.25%	Tenor Choice : 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years

    
   Note:
   • Interest rates are non-binding and subject to change.
   •Tenor is in accordance with the applicable interest rate provisions
3. Get interest of up to IDR 0 during the fixed period with KPR Danamon Lebih. More detailed info on Danamon Mortgage is available at Pinjaman KPR Danamon LEBIH | Bank Danamon
4. Installment Simulation 
   Estimated simulation of mortgage financing installments with Bank Danamon:

   INSTALLMENT SIMULATION

   Property Value : IDR 1,670,000,000 5% Down Payment : IDR 83,500,000   Mortgage Ceiling : IDR 1,586,500,000 Interest Rate : 3.88% Fixed 3 Years Tenor : 20 Years Installment : IDR 9,513,857 ( For the first 3 years ), the 61st month installment will change based on Calculation with floating interest rate

   
   Notes:
   This simulation is only an illustration/estimate and does not show the actual value.

1. Participants must read and understand these General Terms and Conditions before enrolling in the Program.
   
2. The Bank reserves the right to refuse or cancel a participant's enrollment if they do not meet the eligibility requirements.
   
3. Participants assume full responsibility for any losses, claims, or legal actions arising from their participation or cancellation in the Program. 

1. Participants may submit complaints related to banking products or services through:
   o The nearest Bank Danamon branch
   o Hello Danamon at 1-500-090
   o Email: hellodanamon@danamon.co.id
   
2. For details on the complaint-handling process, visit the website at the https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah

1. These General Terms and Conditions form an integral part of the General Terms and Conditions for Bank Danamon Accounts and Banking Services, including, but not limited to, the terms governing Danamon Bank Cards, Debit/ATM Cards, and American Express Credit Cards. These terms remain valid unless stated otherwise in this Program's General Terms and Conditions.
   
2. If the Program involves collaboration with a Partner, all products, services, and benefits provided by the Partner are the Partner’s sole responsibility. Any complaints or issues related to these offerings must be directed to the relevant Partner.
   
3. The Bank reserves the right to modify or update these General Terms and Conditions at any time. Any changes will be communicated through the Bank’s official channels. If the modifications affect benefits, risks, fees, or conditions, participants may file an objection in writing within 30 working days. If no objection is raised, participants are considered to have accepted the changes. Those who disagree may withdraw from the Program, provided they fulfill all financial obligations to the Bank.
   
4. Participants confirm that their transactions do not involve money laundering or any unlawful activity under Indonesian regulations.
   
5. If fraudulent activity, misuse, abnormal transactions, or money laundering is suspected, the Bank reserves the right to:
   o Cancel transactions
   o Terminate product or service usage
   o Revoke participation in the Program
   o Withhold Program benefits
   Participants remain responsible for fulfilling any outstanding obligations to the Bank.
   
6. Any irregularities or suspected fraud should be immediately reported to Hello Danamon.
   
7. These General Terms and Conditions comply with applicable laws and regulations, including those set forth by the Financial Services Authority (OJK).
   
8. PT Bank Danamon Indonesia Tbk is licensed and regulated by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Deposit Insurance Corporation (LPS) program.