Promo Developer Morizora

Customers who purchase property units at Morizora using Bank Danamon KPR products during the special promo period are eligible for this program. 

1. Special Interest Rates

   Description	Bank Danamon Interest Rate	Tenor Provisions (Loan Term)
   Fix and Floating Rates	Year 1 to 3 : 3.20% Year 4 to 5 : 4.75%	Minimum of 15 Years Maximum of 20 Years

   • Note:
     - Interest rates are non-binding and subject to change.
     - Tenor is in accordance with the applicable interest rate provisions 

1. Participants must read and understand these General Terms and Conditions before enrolling in the Program.
   
2. The Bank reserves the right to refuse or cancel a participant's enrollment if they do not meet the eligibility requirements.
   
3. Participants assume full responsibility for any losses, claims, or legal actions arising from their participation or cancellation in the Program. 

1. Participants may submit complaints related to banking products or services through:
   o The nearest Bank Danamon branch
   o Hello Danamon at 1-500-090
   o Email: hellodanamon@danamon.co.id
   
2. For details on the complaint-handling process, visit the website at the https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah

1. These General Terms and Conditions form an integral part of the General Terms and Conditions for Bank Danamon Accounts and Banking Services, including, but not limited to, the terms governing Danamon Bank Cards, Debit/ATM Cards, and American Express Credit Cards. These terms remain valid unless stated otherwise in this Program's General Terms and Conditions.
   
2. If the Program involves collaboration with a Partner, all products, services, and benefits provided by the Partner are the Partner’s sole responsibility. Any complaints or issues related to these offerings must be directed to the relevant Partner.
   
3. The Bank reserves the right to modify or update these General Terms and Conditions at any time. Any changes will be communicated through the Bank’s official channels. If the modifications affect benefits, risks, fees, or conditions, participants may file an objection in writing within 30 working days. If no objection is raised, participants are considered to have accepted the changes. Those who disagree may withdraw from the Program, provided they fulfill all financial obligations to the Bank.
   
4. Participants confirm that their transactions do not involve money laundering or any unlawful activity under Indonesian regulations.
   
5. If fraudulent activity, misuse, abnormal transactions, or money laundering is suspected, the Bank reserves the right to:
   o Cancel transactions
   o Terminate product or service usage
   o Revoke participation in the Program
   o Withhold Program benefits
   Participants remain responsible for fulfilling any outstanding obligations to the Bank.
   
6. Any irregularities or suspected fraud should be immediately reported to Hello Danamon.
   
7. These General Terms and Conditions comply with applicable laws and regulations, including those set forth by the Financial Services Authority (OJK).
   
8. PT Bank Danamon Indonesia Tbk is licensed and regulated by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Deposit Insurance Corporation (LPS) program.