These General Terms and Conditions apply to participants of the Super Deal Mortgage (KPR) Program ("Program Terms and Conditions"), organized by PT Bank Danamon Indonesia Tbk ("BDI").
By participating in the Program, Program Participants acknowledge and agree to be bound by the following terms and conditions:
The Program period runs from 1 April 2025 to 30 June 2025 ("Program Period").
The Program is open to both new customers who are not yet registered with BDI ("new to bank") and existing BDI customers ("existing to bank") (collectively referred to as "Program Participants").
Nominal Held (minimum) |
Hold period (minimum) |
IDR 500,000,000 |
6 months |
IDR 300,000,000 |
12 months |
IDR 100,000,000 |
24 months |
Types of Blocking Funds |
Information |
a. Program New to Privilege (“NTP”) |
This offer is valid for individual customers who have not previously been registered under the BDI Privilege service. To participate, customers must deposit and block funds through the New to Privilege program by placing funds into savings accounts, in accordance with the applicable terms and conditions of the program as may be updated from time to time. For full program details, please visit www.bdi.co.id/privakuisisi. |
b. Program Top Up Balance (“TUB”) |
This offer is valid for individual customers who are registered as BDI Privilege customers. To participate, customers must place and block funds through the Top Up Balance program by depositing funds into savings accounts, in accordance with the applicable terms and conditions of the program as may be updated from time to time. For full program details, please visit www.bdi.co.id/topup24. |
c. Block savings account |
This offer is valid for all types of individual customers. Customers must place and block funds entirely in a savings account, in accordance with the amount and period specified in Point 4 above. This placement must be completed no later than 7 days prior to the credit agreement signing. |
Program Participants meeting the General Terms and Conditions of the Program and applying for mortgage facilities at BDI during the Program Period can benefit from the following interest rates:
Fixed Interest Rates
Facilities |
Fixed & Fix Interest Rate (10/15 Year Tenor)* |
|
KPR/A Super Deal Primary KPR/A Super Deal Secondary Take Over / Take Over + Top Up Super Deal Program / Regular |
1 – 3 Years |
5.00% |
4 – 6 Years |
8.00% |
|
7 – 10/15 Years |
11.00% |
Fixed & Floating Interest Rates
Facilities |
Tenor |
Fixed Interest Rate* |
KPR/A Super Deal Primary KPR/A Super Deal Secondary Take Over / Take Over + Top Up Super Deal Program / Regular |
Minimum 15 Years (5 Years Fixed) |
4.00% |
KPR/A Super Deal Primary Take Over / Take Over + Top Up Super Deal Program |
Minimum 10 Years (3 Years Fixed) |
3.28% |
KPR/A Super Deal Secondary Take Over / Take Over + Top Up Super Deal Regular |
Minimum 10 Years (3 Years Fixed) |
3.88% |
*Note: Interest Rates are subject to change at any time based on the Bank's provisions
Customer |
Nominal Held |
Hold period of funds |
Types of fund blocking |
Eligibility for KPR Super Deal |
Benefits |
A |
IDR 60,000,000 |
24 months |
Block savings |
Not |
Interest according to savings products |
B |
IDR 500,000,000 |
3 months |
NTP |
Not |
Rewards from the NTP program |
C |
IDR 500,000,000 |
6 months |
TUB |
Yes |
|
D |
IDR 300,000,000 |
12 months |
Block Savings |
Yes |
|
Illustration explanation:
NOTICE
Program Participants are advised to be cautious of fraudulent activities conducted by individuals claiming to represent BDI and offering rewards or prizes in any form. Any fraudulent or criminal acts committed by third parties in connection with or under the guise of this Program fall outside the responsibility and authority of BDI.