Property Insurance

Bank Danamon and PT Asuransi Adira Dinamika, Tbk have made cooperation to sell “Property Insurance” which provides a warranty to your properties for the damages as resulted from any possible risks such as fire, lightning, explosion, aircraft falling and smoke.  This product also provides protection against riots, strikes, burglary, landslide, flood, earthquake, volcano eruption, and tsunami.

PRODUCT ADVANTAGES

  • AFFORDABLE premium
  • Easy and fast products purchase & claim process.
  • 24/7 call center
  • Provides by outlet throughout Indonesia

PRODUCT PACKAGES

Coverage for the caoused of

FLEXAS

(Fire, Lightning, Explosion, Aircrat Impact & Smoke)

PAR

(Property All Risk)

EQ

(Earthquake)

Fire, Lightning, Explosion, Falling Air Craft & Smoke

V

V

 

Riot, Strike, and Civil Commotion

 

V

 

Theft & Burglary

 

V

 

Landslide

 

V

 

Flood

 

V

 

Earthquake, Volcano Eruption & Tsunami

 

 

V


BENEFIT & WARRANTIES

FLEXAS (Fire, Lightning, Explosion, Falling Air Craft, dan Smoke)

Guarantees the risks of:

  • Fire
    A fire triggered and sustained by the negligence of the insured, the rage of fire, short circuit, as well as fire triggered by other items.
  • Lightning
    Lightning that induces direct damage(s). The coverage also includes electrical engines, electrical equipment or electronics, as well as the electrical installations burned due to the lightning.
  • Explotion
    An explosion that is triggered by the items or possessions covered by this Policy.
  • Falling Air Craft
    A falling aircraft that collides with your possessions and building(s) insured by this Policy.
  • Smoke
    Smoke coming out of the fire of your possessions insured by this Policy covered by this policy.

Riots, Strikes and Malicious Damages (RSMD)

Guaranteeing the risks or damages of insured items, which are directly sustained by a riot, strike and malicious damages.

Burglary

Guaranteeing items located in the house that experiences loss or damage sustained by a break-in or forced theft and/or with violence.

Landslide

Guaranteeing the loss or damages on the insured object sustained by a landslide and/or subsidence of up to 100% from the Insured Value according to the provisions in the Policy.

Flood

Guaranteeing the loss or damages on the insured object caused by flood.

Earthquake, Tsunami and Volcano Eruption

Guaranteeing the loss or damages on the insured object caused by Earthquake, Tsunami and Volcano Eruption.