Proteksi Prima Pendapatan Berencana Insurance

Proteksi Prima Pendapatan Berencana Insurance

Financial planning for the future should begin as soon as possible, as we cannot predict the life risks that may occur.
Therefore, Proteksi Prima Pendapatan Berencana, as a dual-purpose individual insurance product, is here to provide various coverage benefits. 

Insurance Guarantee:

1. Cash Payment Benefit
   This will be paid to the Policyholder starting from the 6th policy year until the end of the Coverage Period, which is the end of the 20th policy year, as long as the Insured is still alive and the policy remains active.
   Below are the amounts of the Annual Cash Payment Benefits:

   Premium Payment Period	Benefit Amount
   Lump Sum	2% of the Lump Sum Premium
   5 Years	15% of the Annual Premium

2. End of Coverage Period Benefit
   This will be paid to the Policyholder at the end of the Coverage Period, which is the end of the 20th policy year, as long as the Insured is still alive and the policy remains active.

   Premium Payment Period	Benefit Amount
   Lump Sum	175% of the Lump Sum Premium
   5 Years	675% of the Annual Premium

3. Death Benefit
   The Death Benefit of 100% of the Sum Assured will be paid to the Beneficiary if the Insured passes away during the Coverage Period.
   
   Sum Assured:

   - Lump Sum Premium	:110% x Lump Sum Premium
   -Premium Payment Period (PPP) of 5 years	:110% x Premium Payment Period x Annual Premium