Proteksi Prima Kritis Andalan

Proteksi Prima Kritis Andalan is a Health Insurance Product that provides coverage benefits for 4 major last-stage critical illnesses (Cancer, Heart Attack, Stroke or Kidney Failure) with 100% premium return.
Provide protection against critical illness for you and your family as early as possible. 

MANFAAT PRODUK

  1. Last Stage Critical Illness Benefit
    100% of the Sum Insured plus 100% of the Total Premium paid (excluding Additional Premiums if any) if the Insured is diagnosed with one of 4 Final Stage Critical Illnesses (Cancer, Heart Attack, Stroke and Kidney Failure).
  2. Additional Protection Benefit (Safety Net Benefit)
    Benefits will be paid with 25% of the Sum Assured or a maximum of IDR 250,000,000 per Insured and will not reduce the Sum Assured, if the Insured:
    1. Must undergo Angioplasty; or
    2. Treated in the Incentive Care Unit (ICU) for a minimum of 120 hours / 5 days.
  3. Death Benefit
    100% of the total premium paid (excluding additional premiums if any) if the Insured dies.
  4. Maturity Benefit
    100% of the total premium paid (excluding additional premiums if any) will be returned if the Insured is still alive until the end of the insurance period.

ILUSTRASI

 Insured  Andy, Male age 40 years old
 Sum Insured  Rp. 1.000.000.000
 Coverage Period  20 years
 Premi Tahunan  Rp. 62.000.000
 Premium Payment Period  5 years