Motopro Motorcycle Insurance

Motopro Motorcycle Insurance

Motopro Insurance is a motorcycle insurance product from PT Zurich Asuransi Indonesia Tbk ("Insurer") that provides coverage for your motorcycle ("Insured"). It guarantees compensation for total loss/damage or damage exceeding 75% (seventy-five percent) to your motorcycle directly caused by fire or accidents such as collisions, impacts, overturns, skidding, falling, malicious acts, theft, or other traffic accidents, in accordance with the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI).

Product Advantages:

Affordable Premium with Maximum Coverage

 Supported by branches and a nationwide network of workshops in Indonesia

Fast and easy purchasing and claims process

24-hour Call Center

Insurance Benefits & Premium Rates

1. Typhoon, Flood, Storm, Hail, and Landslides  
   Coverage for damage to the insured motorcycle caused by typhoons, storms, hail, floods, and landslides.
   
2. Earthquake, Tsunami, and Volcanic Eruption  
   Zurich will provide a one-time lump sum payment of IDR 2,500,000. Below are the available Plans, Premium Amounts, and Benefit Limits:
   
3. Riot and Civil Disorder  
   Coverage for damage to the insured motorcycle caused by acts of riot, strike, work stoppage, brawls, civil unrest, popular uprisings, or revolution.
   
4. Personal Accident for the Rider  
   Coverage for the rider of the insured motorcycle in the event of an accident that causes death, bodily injury leading to permanent disability, and medical expenses. The coverage limit is IDR 10,000,000 (ten million rupiahs) per rider.
   
5. Personal Accident for the Passenger  
   Coverage for the passenger of the insured motorcycle in the event of an accident that causes death, bodily injury leading to permanent disability, and medical expenses. The coverage limit is IDR 10,000,000 (ten million rupiahs) per passenger.
   
6. Terrorism and Sabotage  
   Coverage for damage to the insured motorcycle caused by terrorism and sabotage.

*The use of Extended Coverage Benefits may result in an increase in the premium amount based on the chosen coverage.

Purchase of Motopro Motorcycle Insurance Through the D-Bank PRO App

Enjoy several conveniences when purchasing Motopro Motorcycle Insurance through the D-Bank PRO app, including:

 No need for direct vehicle inspection; simply upload a photo of the vehicle along with the vehicle registration (STNK/BASTK)

 You can check the premium directly

 Fast and easy application and approval process 

 Purchase can be completed in just one D-Bank PRO app

 Motopro Motorcycle Insurance can be purchased at any time

 You can view the status of your purchase and e-policy under the Insurance -> My Insurance menu in the D-Bank PRO app