Asuransi Proteksi Prima Medika

Health insurance product with regular Premium which provides the following benefits :

1. Daily cash benefit for inpatient due to illness or accident
   
2. Daily cash benefit for medical treatment in Intensive Care Unit (ICU) due to illness or accident
   
3. Surgical benefit
   
4. Death benefit due to surgery
   
5. No Claim Bonus benefit
   

The Advantages of Proteksi Prima Medika:

1. Available for Inpatient in Hospital
   
2. Entry age from 18 years old to 60 years old with maximum coverage until the Insured is 65 years old
   
3. Freedom to choose your own product plan based on your needs
   
4. Double claim is allowed*
   
5. Return of Premium for no claim submission**
   
6. No medical checkup requirement
   
7. Premium starts from Rp90,000/month***
   

* The Benefit is provided according to the customer plan and is not affected by other health insurance product benefits
** No Claim Bonus
*** Premium my vary based on age

Proteksi Prima Medika (PPMe) Benefit:

• Daily Cash Benefit
  
  1. Maximum 90 days per Policy Year (due to illness).
     
  2. Maximum 365 days per Policy Year (due to accident).
     
  3. Inpatient minimum 1x12 hours.
     
• Daily Cash Benefit for Medical Treatment in Intensive Care Unit (ICU) 
  2 times of Daily Cash Benefit, maximum 15 days per Policy Year (due to illness or accident).
  
• Surgical Benefit
  5 times of Daily Cash Benefit for every surgery followed by inpatient.
  
• Death Benefit
  500 times of Daily Cash Benefit if the Insured dies away during the surgical process up to 24 hours after the surgery.
  
• No Claim Bonus Benefit
  105% of Premium which has been paid the Policyholder will be given to the Policyholder if there is no claim submitted in 5 consecutive years.
  
  

Terms and Conditions:

1. Entry Age : Insured: 18 - 60 Years Old
   Policyholder: minimum 18 Years Old
   
2. Insured Age : Up to 65 Years Old
   
3. Premium Payment Period : Life time (up to 64 Years Old)
   
4. Premium Payment Method : Monthly
   

Important Notice:

• Proteksi Prima Medika is insurance product of PT Asuransi Jiwa Manulife Indonesia (“Manulife Indonesia”), which distributed through partnership with PT Bank Danamon Indonesia Tbk (“Bank Danamon”), therefore this product cannot be considered as saving product from Bank Danamon and cannot be categorized as third party saving in Bank Danamon.
  
• The Premium paid by the Customer is included of Cost of Administration, Cost of Insurance, Bank Commission and Marketing Expense.
  
• Full and complete description of Benefit and cost shall be referred to the General Provisions (Ketentuan Umum) and Special Provisions (Ketentuan Khusus) of Proteksi Prima Medika Policy.
  
• Bank Danamon shall not be held responsible for the Insurance Policy issued by Manulife Indonesia in relation to Proteksi Prima Medika. Information provided in this website must be read and shall be subject to the terms and conditions stipulated in the General Provisions (Ketentuan Umum) and Special Provisions (Ketentuan Khusus) of Proteksi Prima Medika Policy. Product feature information stated in this website is made based on information from Manulife Indonesia.
  
• Bank Danamon’s logo is used based on the approval from Bank Danamon and only for the purpose to reflect the partnership between Bank Danamon and Manulife Indonesia. Bank Danamon is neither an agent to Manulife Indonesia nor the broker of Bank Danamon Customer. 
  
• Operational Risk: a risk caused by the failure of the internal, human resources and system process as well external events.
  
• You can submit your claim through the nearest Manulife Indonesia marketing offices and your claim must be completed with claim form and all documents required for claim submission in accordance with the Policy provisions. Manulife Indonesia will process any claim in accordance with the General Provisions (Ketentuan Umum) and Special Provisions (Ketentuan Khusus) of the Policy, including but not limited to the Policy exclusion and claim settlement period.
  
• Information provided in this website is only describing information in general and cannot be considered as part of or as replacement of the insurance Policy. Complete and detail information related to cost, benefit as well as terms and conditions shall be referred to the General Provisions (Ketentuan Umum) and Special Provisions (Ketentuan Khusus) of Proteksi Prima Medika Policy.
  
• The sales force conducting the offering and marketing of this product has been registered and supervised by the Financial Services Authority (Otoritas Jasa Keuangan - OJK) or other related association.
  
• PT Asuransi Jiwa Manulife Indonesia is registered and supervised by the Financial Services Authority (Otoritas Jasa Keuangan - OJK). For further information about Manulife Indonesia, including link to follow us in Facebook, Twitter, YouTube, or visit www.manulife.co.id
  
• For customer complaint services, please contact Customer Contact Center Manulife:
  Sampoerna Strategic Square, South Tower
  Jl. Jenderal Sudirman Kav. 45 - 46 Jakarta 12930
  Phone  : (021) 2555 7777 or 0800 1 606060 (toll free & exclusive for the area outside Jakarta code area)
  Email : customerserviceid@manulife.com
  Services and customer complaint settlement are free of charge.
  

If you are interested, please visit the nearest Bank Danamon branches or click link below