The Advantages of Proteksi Prima Medika:
- Available for Inpatient in Hospital
- Entry age from 18 years old to 60 years old with maximum coverage until the Insured is 65 years old
- Freedom to choose your own product plan based on your needs
- Double claim is allowed*
- Return of Premium for no claim submission**
- No medical checkup requirement
- Premium starts from Rp90,000/month***
* The Benefit is provided according to the customer plan and is not affected by other health insurance product benefits
** No Claim Bonus
*** Premium my vary based on age
Proteksi Prima Medika (PPMe) Benefit:
- Daily Cash Benefit
- Maximum 90 days per Policy Year (due to illness).
- Maximum 365 days per Policy Year (due to accident).
- Inpatient minimum 1x12 hours.
- Daily Cash Benefit for Medical Treatment in Intensive Care Unit (ICU)
2 times of Daily Cash Benefit, maximum 15 days per Policy Year (due to illness or accident).
- Surgical Benefit
5 times of Daily Cash Benefit for every surgery followed by inpatient.
- Death Benefit
500 times of Daily Cash Benefit if the Insured dies away during the surgical process up to 24 hours after the surgery.
- No Claim Bonus Benefit
105% of Premium which has been paid the Policyholder will be given to the Policyholder if there is no claim submitted in 5 consecutive years.
Benefit |
Plan A (Rp) |
Plan B (Rp) |
Plan C (Rp) |
Plan D (Rp) |
Plan E (Rp) |
Daily Cash Benefit (Room & Board)
Max. 90 days/year, due to illness; or
Max. 365 days/year, due to accident
|
100,000
|
300,000
|
500,000
|
1000,000
|
1,500,000
|
Daily ICU Benefit (Additional)
Max. 15 days/year due to illness or accident
|
200,000
|
600,000
|
1,000,000
|
2,000,000
|
3,000,000
|
Surgical Benefit
5 x Daily Cash Benefit for Surgery requiring anesthesia
|
-
|
-
|
2,500,000
|
5,000,000
|
7,500,000
|
Death Benefit
If the Insured dies up to 24 hours after a surgery
|
50,000,000
|
150,000,000
|
250.000.000
|
500.000.000
|
750.000.000
|
No Claim Bonus
By expiry date of coverage
|
105% of Premium which has been paid in every 5 consecutive years
|