Danamon LEBIH PRO iB is a saving account dedicated for you to easily manage funds with 9 currencies in one account, based on sharia principles, provided by PT Bank Danamon Indonesia Tbk (”Bank Danamon”).
Contract
Wadiah (Safekeeping)
Benefits
Danamon LEBIH PRO iB Account Features
Customer Criteria |
Individual customer |
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Currency on one account |
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Transaction Report Media |
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Minimum initial deposit |
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Blocked fund |
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Minimum average balance to avoid penalty/ administrative costs (IDR 17,000) |
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Joint account |
In the form of “OR” and/or “AND”. |
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ATM/Debit Card Feature |
ATM/Debit Card feature is only applicable for Rupiah currency |
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E-Channel Facilities |
Transaction via D-Bank Pro is applicable for all currencies. Transaction via Danamon SMS, ATM and Hello Danamon only applicable of Rupiah currency. |
Bank Danamon Debit/ATM Card Facilities
Bank Danamon Debit/ATM Card can only be given to individual customer.
Bank Danamon Debit/ATM Card can be used for transactions at:
Danamon Debit/ATM Card Transaction Guidelines:
Risk
Exhange Rate Changes.
Cost
No |
Feature |
Amount |
1 |
Monthly Admin Fee |
Free |
2 |
Monthly ATM Fee |
Free |
3 |
New Debit/ATM Card (when opening account) |
Free |
4 |
Debit/ATM Card replacement fee : |
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Rp10,000 (for stamp duty) |
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Rp25,000 + Rp10,000 (for stamp duty) |
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Rp25,000 |
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5 |
Transaction report print fee/ sheet: |
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Rp5,000 |
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Rp10,000 |
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6 |
Minimum average balance to avoid penalty/cost administrative |
Rupiah: Rp5,000,000 Other currencies: not applicable |
7 |
Penalty/cost administrative for going below the minimum average balance |
Rupiah: Rp17,000 Other currencies: not applicable |
8 |
Dormant Fee |
Rupiah: Rp20,000 Other currencies: not applicable |
9 |
Minimum average balance dormant account to avoid penalty |
Rupiah: 0 Other currencies: not applicable |
10 |
Penalty/cost administrative for dormant account going below the minimum balance |
Rupiah: Rp20,000 Other currencies: not applicable |
11 |
Closing an account |
Rupiah: Rp50,000 Other currencies: not applicable |
12 |
(Paper Statement) Monthly statement fee |
Rupiah: Rp10,000 Other currencies: not applicable |
13 |
Electronic Statement |
Free |
14 |
ATM usage |
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Free |
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Free |
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Rp4,000 |
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Rp7,500 (Free 99 times per month if balance before transaction ≥ Rp5,000,000) |
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Rp25,000 |
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15 |
D-Bank PRO usage |
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- SKN Transfer |
Rp2,900 |
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- RTGS Transfer |
Rp20,000 |
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- Online Transfer (ATM Bersama / ALTO / PRIMA) |
Rp7,500 |
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Rp2,500 (Free 99 times per month if balance before transaction ≥ Rp5.000.000) |
Simulation
Average Balance Calculation for Danamon LEBIH PRO iB
Calculation |
Amount |
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Account Balance:
Monthly Average Balance:
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Rp30,500,000 (≥IDR5,000,000.00 : no penalty/cost administrative)
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If Customer Balance Below the Minimum Balance
Account Balance:
Saldo rata-rata bulanan/ Monthly Average Balance:
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Rp167,742
(<IDR 5,000,000.00 : will be penalized: Rp17,000) |
Notes:
Terms and Procedures
Danamon LEBIH PRO/ Danamon LEBIH PRO iB account opening request can be done by customers at Bank Danamon branch offices by fulfilling terms/conditions set by Bank Danamon as follow:
Important Notes:
Additional Information :
Other information regarding cost, benefit and risks can be accessed through the Bank’s official website at https://www.danamon.co.id/id
I. GENERAL TERMS |
This General Terms and Conditions for Danamon LEBIH PRO iB (“General Terms and Conditions”) is an integral and inseparable part of the General Terms and Conditions for Sharia Accounts and Banking Services issued by PT Bank Danamon Indonesia Tbk (“Bank Danamon”) and the Customer Data and Saving Account Opening Form (Individual Customer) (“Saving Account Opening Form”) signed by the Customer. |
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II. DEFINITION |
“Danamon LEBIH PRO iB” means saving products issued by Bank Danamon based on Sharia principle for individual Customer, with benefits that include: (i) can be opened in 9 (nine) currencies; (ii) free transaction fee according to the terms and conditions stipulated in this General Terms and Conditions ; and (iii) other programs offered by Bank Danamon. |
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III. THE TERMS AND CONDITIONS OF DANAMON LEBIH PRO IB OPENING |
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IV. FEATURES AND FEE |
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V. CUSTOMER COMPLAINTS |
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VI. MISCELLANEOUS |
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