Bisa iB Saving is a saving with Sharia fundament of profit sharing (Modaraba) for your transaction solution.
FITUR DAN BIAYA*
Feature |
|
Contract |
Modaraba |
Profit Sharing |
Tiering |
Initial Deposit Minimum |
Rp 100 ribu |
Monthly Administration Fee* |
Free |
Account Closing Fee |
Rp 50 ribu |
Nisbah** |
||
Average Balance (Rp) |
Nisbah |
Equivalent Rate (%)** |
Rp 50k – 500m |
10% |
1% |
Rp 500 million |
30% |
3% |
Fee |
|
Monthly Administration Fee |
Free |
Closing Account Fee |
Rp 50ribu |
*Tariff and fee conditions may change anytime and will be informed through considered decent media by the Bank.
**Gross Profit Distribution assumption 10.025%
BENEFITS:
FACILITIES
1 |
Transfer to Another Bank and Balance Checking |
|
|
ATM Prima/Bersama/ALTO/ATM Danamon, Danamon Online Banking (Online ATM Bersama/ALTO) |
Free, if before transacting the effective balance minimum for Rp 1 million. Free transaction maximum 5 times/month. Free is given when on transaction. |
2 |
Cash Withdraw |
|
|
ATM Prima/Bersama/ALTO/ATM Danamon |
Free, if before transacting the effective balance minimum for Rp 1 million. Free transaction maximum 10 times/month. Free is given when on transaction. |
3 |
Transfer to Other Bank LLG/RTGS* |
|
|
Danamon Online Banking Counter Teller Cabang |
Free, refund/cashback mechanism for the next month if the average balance minimum of Rp 1 million in the transaction month. Refund/cashback maximum for 5 times/month. |
EXAMPLE OF PROFIT SIMULATION
Type of Transaction and Channel |
Fee (Rp) / Transaction |
BISA iB Savings (Rp) |
Transfer to Other Banks on ATM Danamon, ATM Prima/Bersama/ALTO atau di Danamon Online Banking (Online ATM Bersama/ALTO) |
7.500 |
5 x 7.500 = 37.500 |
Transfer to Other Banks LLG on Danamon Online Banking atau Counter Teller Cabang |
5.000 |
5 x 5.000 = 25.000 |
Transfer to Other Banks RTGS on Danamon Online Banking atau Counter Teller Cabang |
35.000 |
5 x 35.000 = 175.000 |
Balance Checking on ATM Prima/Bersama/ALTO |
4.000 |
5 x 4.000 = 20.000 |
Cash Withdrawal on ATM Prima/Bersama / ALTO |
7.500 |
10 x 7.500 = 75.000 |
Monthly Administration Fee |
10.000 |
10.000 |
Total of Saving up / Month |
|
332.500 |