Tabungan Rencana Haji iB USD

Bisa iB Saving is a saving with Sharia fundament of profit sharing (Modaraba) for your transaction solution.

FITUR DAN BIAYA*

Feature

Contract

Modaraba

Profit Sharing

Tiering

Initial Deposit Minimum

Rp 100 ribu

Monthly Administration Fee*

Free

Account Closing Fee

Rp 50 ribu

 

Nisbah**

Average Balance (Rp)

Nisbah

Equivalent Rate (%)**

Rp 50k – 500m

10%

1%

Rp 500 million

30%

3%

 

Fee

Monthly Administration Fee

Free

Closing Account Fee

Rp 50ribu


*Tariff and fee conditions may change anytime and will be informed through considered decent media by the Bank.
**Gross Profit Distribution assumption 10.025%

BENEFITS:

  1. FREE balance checking, withdrawal and different bank transfer in ATM PRIMA, Bersama, ALTO and Danamon.
  2. FREE transfer rate to other banks via Danamon Online Banking and counter teller.
  3. FREE monthly administration fee and tiering profit sharing.

FACILITIES

  1. 24 Hours ATM service on ATM Danamon, ATM Prima, ATM Bersama, Maestro and MasterCard Electronic.
  2. ATM Card can be used as a debit card and may be used for shopping in shop/merchant in MasterCard Electronic logo.
  3. 24 hours Phone Banking Service through Hello Danamon and transaction report medium in a form of statement or passbook.

 

1

Transfer to Another Bank and Balance Checking


ATM Prima/Bersama/ALTO/ATM Danamon, Danamon Online Banking (Online ATM Bersama/ALTO)

Free, if before transacting the effective balance minimum for Rp 1 million. Free transaction maximum 5 times/month. Free is given when on transaction.

2

Cash Withdraw


ATM Prima/Bersama/ALTO/ATM Danamon

Free, if before transacting the effective balance minimum for Rp 1 million. Free transaction maximum 10 times/month. Free is given when on transaction.

3

Transfer to Other Bank LLG/RTGS*


Danamon Online Banking

Counter Teller Cabang

Free, refund/cashback mechanism for the next month if the average balance minimum of Rp 1 million in the transaction month. Refund/cashback maximum for 5 times/month.


EXAMPLE OF PROFIT SIMULATION

Type of Transaction and Channel

Fee (Rp) / Transaction

BISA iB Savings (Rp)

Transfer to Other Banks on ATM Danamon, ATM Prima/Bersama/ALTO atau di Danamon Online Banking (Online ATM Bersama/ALTO)

7.500

5 x 7.500 = 37.500

Transfer to Other Banks LLG on Danamon Online Banking atau Counter Teller Cabang

5.000

5 x 5.000 = 25.000

Transfer to Other Banks RTGS on Danamon Online Banking atau Counter Teller Cabang

35.000

5 x 35.000 = 175.000

Balance Checking on ATM Prima/Bersama/ALTO

4.000

5 x 4.000 = 20.000

Cash Withdrawal on ATM Prima/Bersama / ALTO

7.500

10 x 7.500 = 75.000

Monthly Administration Fee

10.000

10.000

Total of Saving up / Month


332.500