Sharia - iB Hajj Plan Savings

Is a plan savings using Sharia sharing principles (Mudharabah) in Rupiah provided specifically to realize your sacred intention in performing the Hajj. Funds will be debited every month through the auto debit process from the source account (source account) to the iB Hajj Plan Savings account with the deposit amount and time period of your choice.

 

FEATURES

Contract

Mudharabah

Profit Sharing (Nisbah)

20% (Eq. Rate 2% p.a)

Time Period

6 – 72 months

Monthly Deposit

IDR 300.000 - IDR 5.000.000

Insurance

Free

 

FEES 

Monthly Administration

Gratis

Failed Debit

Gratis

Account Closing Before Maturity

Gratis

*Product features and fees can change at any time and will be informed through media deemed appropriate by the Bank

EASY, monthly routine deposits are debited automatically from the Source Account to the Tabungan Rencana Haji iB.
FLEXIBLE, determine the time period for saving and the amount of monthly routine deposit.
FREE, Sharia insurance coverage (as long as the customer makes regular monthly payments) up to IDR 200 million.
COMFORTABLE, the Customer will get information if the funds are sufficient to register for Hajj

Time

Coverage Value

At the Time of Saving

  • Death by Accident

 

 

 

 

  • Death not by Accident

 

  1. 100% difference of initial sum insured with the savings balance
  2. 1 time insurance
  3. Grief compensation of IDR 10,000,000

     

  1. 100% difference of initial sum insured with the savings balance
  2. Grief compensation of IDR 10,000,000

After finishing saving:

  • During Waiting Time for Hajj Departure (2 years)
  • Hajj (for 60 days)
  • Returning to the homeland

 

Death by Accident Grief compensation of IDR 10,000,000
Tabungan Rencana Haji iB is organized by the Bank and PT. Asuransi Jiwa Manulife Indonesia, therefore the Bank does not act as an Agent of PT. Asuransi Jiwa Manulife Indonesia, or a broker for the customer. The issuance of the Insurance Certificate is fully the responsibility of PT. Asuransi Jiwa Manulife Indonesia and not the responsibility of the Bank