As one of the Rupiah (Rp) savings accounts, the D-Save iB Savings follows the sharia principle of mudharabah (profit sharing agreement) issued by the Sharia Business Unit - PT Bank Danamon Indonesia Tbk (“Bank Danamon”). Individual customers experience convenient transactions using this specially designed savings account.
Benefits
With the D-Save iB Savings Account, you can manage your finances for various transactions, including monthly expenses and other planned long-term needs.
D-Save iB offers various advantages, such as:
- Effortless account opening requirements
- No monthly administration fees (free administration)
- Free-of-charge cash withdrawals, checking of balance and online transfers via ATM PRIMA/ATM Bersama/ALTO networks, without any minimum balance requirement, for a maximum of 10 transactions per month
- No need to physically open the account. Open a D-Save iB savings account anytime and anywhere via D-Bank mobile banking application.
- Avail of the most-up-to-date transaction features through Danamon Internet Banking: Danamon Online Banking and D-BANK application.
Product features and benefits
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MAIN FEATURES
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D-Save iB
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Minimum Initial Deposit
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Rp 0
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Balance on hold
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Rp 0
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Minimum balance
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Rp 0
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Minimum balance to avail of profit share
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Rp 500.000
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Monthly administration fee
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FREE
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Account closure fee
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FREE
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Branch transactions
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Yes, just like other types of savings account
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Penalty/Administration fee for below minimum balance
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Rp 0
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Penalty/administration fee for dormant minimum balance
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Rp 0
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Dormant account penalty/administration fee
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Rp 0
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Method of reporting
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e-statement
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Special Features:
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D-Save iB
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Agreement: Mudharabah
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Ratio:
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D’Save iB
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Nisbah (%)
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Indikasi Rate (%)*
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All amount
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5
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0.5
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*Indicative Rate is the product of the ratio with Gross Profit Distribution (GPD) or the bank's income in the current month..
GPD, which depends on bank performance, is subject to change and not fixed.
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-Minimum maintaining balance (free of administration fees): none
- Administration fee for below minimum balance: none
- Minimum maintaining balance (dormant account): none
- Dormant account administration fee: none
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Notes:
- Profit share will be paid at the beginning of the following month.
- Profit share may change any time, according to Bank Danamon's policies. Customers will receive prior notification.
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All transaction fees incurred will be directly debited from the customer's account at the time of transaction or every month depending on the method of each product/service.
Tutorial for Opening D-Save iB
For more information about the D-Save iB Savings account, click here.
