BISA Qurban iB Savings is a planned saving in Sharia fundament of profit sharing (Modaraba) in Rupiah currency which is provided to fulfil your holy intention in preparing Qurban fund. The Fund will be debited every month by auto debit process from a source account to BISA Qurban iB Savings with deposit amount and period of your own necessity.
FEATURES AND FEES****
Feature |
|
Contract |
Modaraba |
Profit Sharing (Nisbah) |
20% (Eq. Rate 2% p.a) |
Period |
3 – 24months |
Initial Deposit |
IDR 50.000 |
Minimum Monthly Deposit |
IDR 150.000 |
Withdrawal Funds Before Maturity/ Period |
Funds cannot be withdrawn partially or fully before the tenor or target fund is fulfilled, except for closing the account with an administrative fee for closing accounts IDR 50,000 |
Fee |
|
Monthly Administration Fee |
Free |
Failure Debit Fee |
Free |
Account Closing Before the Due Date Fee |
IDR 50.000 |
*Fees may change any time as set by the bank.
BENEFITS
QURBAN PACKAGE
*) LAZ Al Azhar
**) LAZ Al Azhar and Dompet Dhuafa
PROCEDURE AND REQUIREMENTS
REQUIRED DOCUMENTS
BISA Umrah iB Savings is only for Indonesian Citizen.
PRODUCT VALIDITY PERIOD
Product validity period will be ended when the customer closes the account or the Bank closing the product or when the due date of BISA Umrah iB or BISA Qurbani B Savings.
PRODUCT RISK
The risks that may come with Danamon Sharia Savings are:
Only for BISA Umrah iB Savings, the Customer is not entitled to insurance protection benefit when the saving is closed before the due date or when the saving is failed to debit.