Sharia - Tabungan Bisa Qurban iB

BISA Qurban iB Savings is a planned saving in Sharia fundament of profit sharing (Modaraba) in Rupiah currency which is provided to fulfil your holy intention in preparing Qurban fund. The Fund will be debited every month by auto debit process from a source account to BISA Qurban iB Savings with deposit amount and period of your own necessity.

FEATURES AND FEES****

Feature

Contract

Modaraba

Profit Sharing (Nisbah)

20% (Eq. Rate 2% p.a)

Period

3 – 24months

Initial Deposit

Rp. 50.000

Minimum Monthly Deposit

Rp. 150.000

 

Fee

Monthly Administration Fee

Free

Failure Debit Fee

Free

Account Closing Before the Due Date Fee

Rp. 50.000

****the fees may change any time as set by the Bank.

BENEFITS

  1. AFFORDABLE, initial deposit is only Rp 50.000 and the monthly deposit minimum is Rp 150.000;
  2. EASY, monthly deposit is automatically debited from Source Account to BISA Qurban iB Savings;
  3. FREE, adjust your saving tenure and monthly deposit;
  4. COMFORTABLE, cooperated with Qurban organizing foundation (Dompet Duafa and Al Azhar Peduli Umat) 

QURBAN PACKAGE

  1. Cooperating with Qurban organizing foundation partner for purchasing, distributing and other technical things of Qurban livestock.
  2. You may choose the following Qurban purchasing and distribution mechanism :
    • Qurban Livestock purchasing by Qurban organizing foundation partner and sending it to your address/chosen area according to the area reach of the partner.
    • Qurban is distributed to the third party **)
    • Self-Qurban 

*) Al Azhar Peduli Ummat (APU)

**)  Al Azhar Peduli Ummat (APU) and Dompet Dhuafa

PROCEDURE AND REQUIREMENTS

  1. Account opening can be performed in the nearest Sharia branches/services of Bank Danamon Indonesia.
  2. The Customer should have Danamon account as a source account for BISA Umrah iB Savings and BISA Qurban iB Savings.

REQUIRED DOCUMENTS

  1. Indonesian Citizen : ID card/student card
  2. Foreign Citizen      : passport/KITAS/KITAP

BISA Umrah iB Savings is only for Indonesian Citizen.

PRODUCT VALIDITY PERIOD
Product validity period will be ended when the customer closes the account or the Bank closing the product or when the due date of BISA Umrah iB or BISA Qurbani B Savings.

PRODUCT RISK

The risks that may come with Danamon Sharia Savings are:

  1. Feature and product fee may change any time according to the regulation applied by the Bank and will be informed on a proper media.
  2. For BISA Umrah iB Savings and BISA Qurban iB Savings:
    • When the balance amount is insufficient or unavailable on the debit instructed date, then it will be debited on the next day.
    • If the Customer fails to pay for 3 consecutive months, then the account will be closed automatically and the fund will be credited to the source account.

Only for BISA Umrah iB Savings, the Customer is not entitled to insurance protection benefit when the saving is closed before the due date or when the saving is failed to debit.