The General Terms and Conditions governing the Triple D-Point Bonus
Feature ("Feature General Terms and Conditions") apply to Danamon
Mastercard World, Mastercard World Business, and Visa Infinite Credit
Cardholders who receive the Triple D-Point Bonus Feature ("Feature")
organized by PT Bank Danamon Indonesia Tbk ("Bank Danamon").
By participating in the Feature, Cardholders hereby consent to and are
bound by all provisions outlined in the following General Terms and
Conditions:
-
The Cardholder must read and understand the General Terms and
Conditions of the Feature.
-
Bank Danamon reserves the right to deny or revoke the Cardholder's
participation in this Feature should the Cardholder fail to meet the
General Terms and Conditions.
-
The Cardholder assumes full responsibility for any losses, demands,
lawsuits, and/or claims arising from their participation in or
cancellation of participation in this Feature.
-
Cardholders are entitled to 1 (one) additional D-Point for each
transaction made with Danamon Mastercard World, Mastercard World
Business, and Visa Infinite Credit Cards ("Cards") totaling Rp2,500
(two thousand five hundred rupiah) or more at any merchant ("Regular
D-Point").
-
Cardholders are entitled to a bonus of 2 (two) times the D-Points
("D-Point Bonus") for each transaction made with the Card totaling
IDR2,500 (two thousand five hundred rupiah) or more.
-
The D-Point Bonus will be credited to the primary Cardholder's
account under the following conditions:
-
Transactions are tallied monthly from the 1st to the end of each
month, based on the recording date.
-
The D-Point calculation is simulated as follows:
-
Effective 1 November 2023, the maximum Total D-Point Bonus
earned is capped at transactions totaling 1 (one) times the Card
limit (including temporary limit increases) provided by the Bank
to each Cardholder.
-
The D-Point Bonus will be given within 60 (sixty) calendar days
following the end of the month in which the transaction
occurred.
-
Accumulated transactions will not apply to Cash Advance (cash
withdrawal), Bill Payment (routine bills), Insurance (insurance),
Money Transfer (fund transfer), Installment (installment), QRIS
transactions with Credit Card source of funds, and/or canceled
transactions.
-
It does not apply to transactions that indicate or are considered
irregular, including but not limited to cash swipe transactions,
transactions at merchants that are indicated to sell products that
are prohibited under the prevailing laws and regulations in
Indonesia, and/or transactions that are contrary to the prevailing
laws and regulations in Indonesia.
Not applicable for Cards that are listed as blocked and/or have
late bill payments.
-
The following is an illustration of this Feature:
Conditions
|
Card Limit
|
Accumulated Transactions
|
D-Point Calculation
|
D-Point Bonus Cap
(based on card limit)
|
Credited D-Points
|
(Rp)
|
Regular D-Point (1x)
|
Bonus D-Point (2x)
|
Regular D-Point (1x)
|
Bonus D-Point (3x)
|
Total
|
D-Point bonus earned does not exceed the acceptable
D-Point bonus cap based on 1x card limit
transaction.
|
50,000,000
|
25,000,000
|
10,000
|
20,000
|
40,000
|
10,000
|
20,000
|
30,000
|
D-Point bonus earned exceeds the acceptable D-Point
bonus cap based on 1x card limit transaction.
|
50,000,000
|
60,000,000
|
24,000
|
48,000
|
40,000
|
24,000
|
40,000
|
64,000
|
-
If the Card no longer meets the General Terms and Conditions of
this Feature, the Cardholder agrees that Bank Danamon reserves the
right to withhold the D-Point Bonus from the Cardholder.
-
By conducting transactions in accordance with the General Terms
and Conditions of the Feature, the Cardholder is considered to
have acknowledged, comprehended, and consented to this Feature,
and is bound by its General Terms and Conditions. The Cardholder's
transactions serve as valid proof of their participation in the
Feature and their acceptance of the Feature's General Terms and
Conditions.
-
Any additional terms and conditions pertaining to banking
products and/or services, unless specified otherwise in these
General Terms and Conditions of Features, shall continue to be
applicable, binding the Cardholder and forming an integral part
thereof.
-
These General Terms and Conditions of Features are an integral
part of the "General Terms and Conditions of Banking Accounts and
Services of PT Bank Danamon Indonesia Tbk," and "General Terms and
Conditions of Danamon Credit Card Membership."
-
The Cardholder affirms that no transactions indicating money
laundering or other activities prohibited by current laws and
regulations in Indonesia have occurred or will occur.
-
In the event of reported signs of fraud, fraudulent activities
and/or transaction irregularities, improper transactions, money
laundering, and/or any actions contrary to applicable laws and
regulations, Bank Danamon reserves the right to cancel the
transaction or issue cashback to the Cardholder. The Cardholder is
still responsible for fulfilling all obligations to Bank Danamon
(if any).
-
The Cardholder acknowledges that Bank Danamon reserves the right
to terminate the Cardholder's participation in this Feature should
the Cardholder fail to comply with the General Terms and
Conditions of the Feature.
-
The Cardholder hereby acknowledges that Bank Danamon reserves the
right to modify/alter/supplement the General Terms and Conditions
of this Feature. Any revisions/additions/updates to the General
Terms and Conditions will be communicated through Bank Danamon's
available communication channels. Should there be alterations to
the benefits, risks, fees, or General Terms and Conditions of this
Feature, the Cardholder has the option to lodge a written
objection with Bank Danamon within 30 (thirty) business days from
the notification of such changes through Bank Danamon's
communication channels. In the absence of an objection within the
specified period, Bank Danamon will assume the Cardholder's
agreement to the changes. If the Cardholder disagrees with the
modifications, they have the right to close the product and/or
service by settling any outstanding obligations owed to Bank
Danamon (if applicable).
-
The Cardholder or their authorized representative may lodge
complaints concerning banking transactions or services either
orally or in writing. Complaints can be submitted at the nearest
Bank Danamon branch office, through Hello Danamon (1-500-090), or
via email at hellodanamon@danamon.co.id.
-
Information on the procedures for Cardholder complaint services
can be found on the website:
https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah
-
PT Bank Danamon Indonesia Tbk is licensed and regulated by the
Financial Services Authority (OJK) and Bank Indonesia, and is a
member of the Deposit Insurance Corporation (LPS).
-
The General Terms and Conditions of this Feature have been
aligned with the requirements of relevant laws and regulations,
including those stipulated by the OJK.
REMINDER
Cardholders should remain vigilant against fraudulent activities perpetrated
by individuals claiming to represent Bank Danamon and offering prizes in any
form. Bank Danamon disclaims responsibility for any fraudulent schemes or
actions conducted by third parties associated with or purporting to act on
behalf of the Feature.
Airport Lounge Access
Before you travel, please ensure to register your Danamon Mastercard World Credit Card via airport.mastercard.com or Mastercard Airport Experiences mobile application on your smartphone.
- Searching for Lounge:
Use the airport.mastercard.com or navigate on the Mastercard Airport Experiences mobile application to find the participated lounges location.
- Lounge Access:
Customer must present the Danamon Mastercard World Credit Card or their Mastercard Airport Experiences digital lounge access code along with the boarding pass and identify yourself as a LoungeKey customer when entering the lounge.
- Payment:
The cost per airport lounge visit for one person is USD 27 or IDR 390,015 (based on USD 1 conversion = IDR 14,445, according to Danamon's foreign exchange rates as of April 4, 2019, at 15:34 WIB. Exchange rates may change at any time) . This fee is not charged at the place, but will be charged to your Danamon Mastercard World Credit Card approximately 3-5 calendar days after the date of the visit and will be listed on the billing statement with the information LoungeKey.com.
Restaurant, Spa and Retail Offers
To access these offers, make sure you register your Danamon Mastercard World Credit Card via airport.mastercard.com or Mastercard Airport Experiences mobile application on your smartphone.
Looking for offers:
Use the www.airport.mastercard.com or navigate to the Mastercard Airport Experiences mobile application to find participated restaurants, spas and retail stores location.
To redeem offer:
- Select your available and preferred restaurants, spas, retail store offer on the Mastercard Airport Experiences mobile application and generate an offer code.
- Present the valid offer code to the cashier and redeem the offer.
Terms and Conditions:
- Offers vary by location, please visit airport.mastercard.com or Mastercard Airport Experiences mobile application for more details, Terms and Conditions, as well as Frequently Asked. Questions
8. My Own Installment
Change your transaction to a fixed installment up to 36 months tenure by calling Hello Danamon at 1-500-090.
9. Cash Advance
You may perform cash withdrawal using Danamon Credit Card in all over ATM Danamon, ATM with Visa/Plus logo or MasterCard/Cirrus, also Bank teller with your credit card Visa logo or MasterCard.
10. Credit Protection
By registering Credit Protection, An insurance that protect your Credit Card bill with low monthly contribution.
11. World Mastercard Experiences and Offers, Services & Protection from Mastercard
Enjoy various unique offers and a special tribute from MasterCard for you. Further information please visit www.mastercard.com
Information guide on Card usage are featured on e-guidebook click here.
Information on Contactless Feature, click here.
Information on General Terms and Conditions click here.
For more information, contact Hello Danamon 1-500-090. Information on Danamon Card tariff & fees click here