Unless the relevant sentence expressly provides another meaning, all terms used in these General Terms and Conditions have the following meanings:
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Bank is PT Bank Danamon Indonesia Tbk, located in South Jakarta, acting through its head office, branch offices, or other forms of offices throughout Indonesia.
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Hello Danamon is the authorized work unit that provides information services and (non-cash) banking transaction services provided by the Bank to the Cardholder via telephone 24 (twenty-four) hours a day and 7 (seven) days a week.
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Danamon American Express Credit Card and Danamon American Express Charge Card (hereinafter referred to as the "Card") is a card issued by the Bank and given to the Cardholder based on the Cardholder's application under the license of the Principal, American Express, which cooperates with the Bank, which can be used as a means of payment for obligations arising from an economic activity, including shopping transactions and/or for making cash withdrawals, where the Cardholder's payment obligation is first fulfilled by the Issuer or the Bank, and the Cardholder is obliged to settle said payment obligation with a payment period until the due date every month or as agreed, either in full (mandatory for charge cards) or in installments.
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Membership Rewards® Point is a reward point obtained by the Cardholder through transactions, the amount of which is determined by the Bank. The system will calculate and accumulate points from certain Cardholder transaction activities as determined by the Bank from Bank products owned by the Cardholder, provided that the products owned by the Cardholder are registered under 1 (one) account. The accumulated points can be redeemed for various gifts through the redemption channels provided by the Bank.
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D-Bank PRO is a banking information and transaction service provided by the Bank to the Customer 24 (twenty-four) hours a day and 7 (seven) days a week, and can be accessed by the Customer, either through D-Bank PRO mobile using a mobile phone or through D-Bank PRO application.
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Cardholder is the principal cardholder and supplementary cardholder who is the legitimate user of the Card, whose name and data are on the Card.
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Redemption Channel is the Membership Rewards® Point redemption channel provided by the Bank to redeem Membership Rewards® Points for various available gifts.