Danamon American Express® Business Card

The Gold Business Card is designed to help you fulfill your small business goals. Feel the convenience of a range of exciting benefits with your Gold Business Card, inclusive a quick, flexible, and affordable credit for your business.

Features of The American Express® Gold Business Card Early Pay Cashback

Enjoy 1% Cashback every time you make full payment on your Gold Business Card within 7 days after the statement date. Maximum given cashback amount is IDR 200,000.

1. Welcome Offer
   To welcome you, we give special privilege, 50% cashback for your accumulation transaction during the first 2 months of your Business Danamon American Express® Gold membership, with maximum cashback is IDR 500,000. This offer is valid until 31 December 2021. Click here for the Onboarding Cashback program.
   
2. Interest As Low As 1.5%
   Interest will be charged on your Gold Business Card according to the outstanding billing. The more your outstanding billing presents, the less interest will be charged on your transaction.
   

   Tiering	Outstanding Billing	Interest/Month
   1stTier	IDR 0 - IDR 5.000.000	2.25%
   2ndTier	IDR 5.000.001 - IDR 10.000.000	2%*
   3rdTier	> IDR 10.000.000	1.5%

   *Effective 21 November 2021, interest/month 1.65%
3. Installment
   Enjoy up to 12 months installment for your transaction payment. For further information, please contact Danamon American Express Card Services at 1-500-090.
   
4. Cash Advance
   You can also enjoy cash advance access at more than 1,000 Danamon ATMs across Indonesia and our networks worldwide.

Requirements

1. Age
   Basic Cardmember: 21 to 65 years old
   Supplementary Cardmember: 17 to 70 years old
   
2. Income/Year
   Minimum Rp180.000.000
   
3. Administrative Documents
   
   • Enclose a copy of ID Card (KTP/KIMS/KITAS) and Passport
     
   • Enclose a copy of other Credit Card
     
   • Enclose a copy of Tax ID (NPWP)
     
   • Enclose Salary Slip/Tax Report (SPT)/Salary Verification Letter from current working institution/company
     
   • All documents should be accurate/readable
     
4. Tarifs and Fees of The American Express Gold Business Card
   

   Description	The American Express Gold Business Card
   Annual Fee: Basic Card Supplementary Card	IDR 500.000 IDR 250.000
   Cash Advance	5% of cash advance + IDR 5.000 per transaction
   Late Payment Fee	3% of outstanding billing or maximum IDR 150.000
   Overlimit Fee	IDR 100.000
   Printed Statement Fee	IDR 9.000

Information guide on Card usage are featured on e-guidebook click here.
Information on Contactless Feature, click here.
Information on General Terms and Conditions click here.