Danamon American Express Gold Business Card

The Business Gold Card is designed to help you achieve your small business goals. Enjoy the convenience of various exciting benefits, including fast, flexible, and affordable credit for your business.

Danamon American Express® Gold Business Card Features

  1. Early Pay Cashback
    Get 1% cashback every time you pay your Gold Business Card bill in full within 7 days after the statement date. The maximum cashback is IDR 200,000.
  2. Low Interest (up to 1.5%)
    The interest charged on your Gold Business Card transactions is based on the remaining balance of your bill. The higher your bill balance, the lower the interest rate charged on your transactions. The retail interest rates are as follows:

    Tiering

    Credit Card Bill Remaining

    Interest/Month

    1stTier

    IDR 0 - IDR 5.000.000

    1.75%

    2ndTier

    IDR 5.000.001 - IDR 10.000.000

    1.6%*

    3rdTier

    > IDR 10.000.000

    1.5%

  3. Installments
    Enjoy installment plans of up to 12 months for your transactions. For more information, contact Danamon American Express Card Services at 1-500-090.
  4. Cash Withdrawal
    Withdraw cash at over 1,000 Bank Danamon ATMs across Indonesia and through our global network. To activate this feature, please call the number listed on the back of your Business Gold Card.
  5. Membership Rewards® Points
    Effective November 1, all Danamon American Express Charge/Corporate and Business Credit Card holders are subject to a new Membership Rewards Points redemption scheme. To view your Membership Rewards points conversion, Click Here

Terms and Conditions

  1. Age
    - Primary Cardholder: 21 – 65 years old
    - Additional Cardholder: 17 – 70 years old
  2. Income
    - Minimum annual income: IDR 180,000,000
  3. Required Documents
    - Photocopy of KTP/KIMS/KITAS and Passport
    - Photocopy of another Bank Credit Card
    - Copy of NPWP
    - Salary slip, tax return, or Income Certificate from the applicant's employer
    - All submitted documents must be clear and legible
  4. American Express Gold Business Card Rates and Fees

    Description

    The American Express Gold Business Card

    Annual Fee:

    Main Card

    Additional Cards


    IDR 500.000

    IDR 250.000

    Cash Pickup

    5% of cash withdrawal amount + IDR 5,000 per withdrawal

    Late Fees

    3% of the total amount or a maximum of IDR 150,000

    Overlimit Fees

    IDR 100.000

    Non-E-Statement Bill Printing Fee

    IDR 9.000


Information guide on Card usage are featured on e-guidebook click here.
Information on Contactless Feature, click here.
Information on General Terms and Conditions click here.

For more information, contact Hello Danamon 1-500-090. Information on Danamon Card tariff & fees click here