Danamon American Express Gold Business Card

The Business Gold Card is designed to help you achieve your small business goals. Enjoy the convenience of various exciting benefits, including fast, flexible, and affordable credit for your business.

Danamon American Express® Gold Business Card Features

1. Early Pay Cashback
   Get 1% cashback every time you pay your Gold Business Card bill in full within 7 days after the statement date. The maximum cashback is IDR 200,000.
2. Low Interest (up to 1.5%)
   The interest charged on your Gold Business Card transactions is based on the remaining balance of your bill. The higher your bill balance, the lower the interest rate charged on your transactions. The retail interest rates are as follows:

   Tiering	Credit Card Bill Remaining	Interest/Month
   1stTier	IDR 0 - IDR 5.000.000	1.75%
   2ndTier	IDR 5.000.001 - IDR 10.000.000	1.6%*
   3rdTier	> IDR 10.000.000	1.5%

3. Installments
   Enjoy installment plans of up to 12 months for your transactions. For more information, contact Danamon American Express Card Services at 1-500-090.
4. Cash Withdrawal
   Withdraw cash at over 1,000 Bank Danamon ATMs across Indonesia and through our global network. To activate this feature, please call the number listed on the back of your Business Gold Card.

Terms and Conditions

1. Age
   - Primary Cardholder: 21 – 65 years old
   - Additional Cardholder: 17 – 70 years old
   
2. Income
   - Minimum annual income: IDR 180,000,000
   
3. Required Documents
   - Photocopy of KTP/KIMS/KITAS and Passport
   - Photocopy of another Bank Credit Card
   - Copy of NPWP
   - Salary slip, tax return, or Income Certificate from the applicant's employer
   - All submitted documents must be clear and legible
   
4. American Express Gold Business Card Rates and Fees
   

   Description	The American Express Gold Business Card
   Annual Fee: Main Card Additional Cards	IDR 500.000 IDR 250.000
   Cash Pickup	5% of cash withdrawal amount + IDR 5,000 per withdrawal
   Late Fees	3% of the total amount or a maximum of IDR 150,000
   Overlimit Fees	IDR 100.000
   Non-E-Statement Bill Printing Fee	IDR 9.000

Information guide on Card usage are featured on e-guidebook click here.
Information on Contactless Feature, click here.
Information on General Terms and Conditions click here.