Danamon LEBIH Junior / Danamon LEBIH Junior iB Savings Account
A type of savings account intended for children ages 0 – 11 years, Danamon LEBIH Junior/ Danamon LEBIH Junior iB meets growing children’s diverse needs through vital facilities such as a special junior debit card, and various benefits which include free monthly administration, low initial deposit, no transfer and cash withdrawal fees.
Benefits of Danamon LEBIH Junior / Danamon LEBIH Junior iB:
No Administration Fee (free admin) Customers avail of free monthly administration and are not charged a penalty if the balance of savings fall below the minimum.
Low Initial Deposit Open an account with an initial deposit of only IDR 50,000 (fifty thousand rupiah). The holding balance only amounts to IDR 10,000 (ten thousand rupiah).
No Transaction Fee (free transactions) No charges for cash withdrawals and online transfers using ATM Bersama, PRIMA or ALTO networks. This applies up to a maximum of 5 times per month for each transaction provided the maintaining balance prior to transaction amounts to IDR 250,000 (two hundred and fifty thousand rupiah).
Danamon LEBIH Junior / Danamon LEBIH Junior iB Special Debit Card Customers can perform various banking transactions using the Danamon LEBIH Junior / Danamon LEBIH Junior iB Special Debit Card which has a different design and daily transaction limit compared to other Danamon Debit Cards.
Automatic Savings Upgrade Danamon LEBIH Junior/ Danamon LEBIH Junior iB Savings customers who turn 12 years old automatically get upgraded into Danamon LEBIH Youth/ Danamon LEBIH Youth iB. They will retain the same account number but can avail of more benefits when performing transactions.
How to Open Danamon LEBIH Junior/ Danamon LEBIH Junior iB account:
Open a Danamon LEBIH Junior / Danamon LEBIH Junior iB Savings Account at any Danamon branch.
Customers ages 0 – 11 years must be represented by Parents or Guardians who are required to accomplish with complete data and/or information on behalf of the customer. Parent or guardian must sign the Account Opening Form, Statement Letter and Parents/Guardian Approval provided by Bank Danamon.
Main Features of Danamon LEBIH Junior/ Danamon LEBIH Junior iB Savings Account*
Minimum balance on hold
Account closure fee
Minimum maintaining balance (penalty-free)
No minimum balance requirement
Below minimum balance penalty fee
No penalty if below minimum balance
Minimum maintaining balance (dormant account)
Dormant account penalty fee
Maximum balance limit
Interest Rate for Danamon LEBIH Junior* Savings Account
0 - < 500.000
≥ 500.000 <1.000.000.000
Profit Share agreement (Mudharabah) for Danamon LEBIH Junior iB* Savings Account
The customer will receive a corresponding ratio/profit sharing in all savings balances under the following conditions:
The Indicative Rate is the product of the ratio with the Gross Profit Distribution (GPD).
GPD refers to the bank's income in the current month.
GPD, which is based on bank performance, is subject to change and not fixed.
0 - < 1.000.000.000
General features and interest rates may change any time according to Danamon's policy
Interest calculation method: progressive tiering
Interest calculation mechanism uses daily interest calculation, wherein calculation of interest is based on daily balance and daily interest, calculated from the beginning until end of the current month. This will be credited to the account at the end of the current month
For more information about Danamon LEBIH Junior products, click here.
Ini Contoh Peluang Usaha yang Potensial di Tahun 2022!