Info Lengkap Fitur Kartu Kredit Danamon JCB Precious


A. Program Description

The Spend & Get e-Voucher Program for Danamon JCB Precious Credit Card (“Program”) by PT Bank Danamon Indonesia Tbk (“Bank Danamon”) entitles Danamon JCB Precious Credit Card holders (“Cardholders”) to avail of Traveloka e-Vouchers according to the Program’s General Terms and Conditions (“Program General Terms and Conditions”). 

B. Program Period
This program is valid from 19 January 2022 to 31 December 2022 (“Program Period”).

C. Program General Terms and Conditions

  1. The Cardholder must read and understand the Program’s General Terms and Conditions.
  2. Bank Danamon has the right to disallow or cancel the Customer's participation in this Program if he/she fails to comply with its General Terms and Conditions.
  3. Valid for Danamon JCB Precious Credit Card (“Card”) approved and issued by Bank Danamon during the Program Period.
  4. During the Program Period, the Cardholder is required to accumulate domestic and/or international retail transactions during the first 60 (sixty) calendar days since the Card was approved and issued (“Transaction Period”).
    1. For Card approved and issued from January to June 2022, the minimum accumulated transactions are valid under the following conditions: 

      Scheme

      Minimum accumulated transactions during 2 (two) months upon approval

      Tier 1

      Rp20.000.000,-

      Tier 2

      Rp10.000.000,-

    2. For Card approved and issued from July to December 2022, the minimum accumulated transactions are valid under the following conditions:

      Scheme

      Minimum accumulated transactions during 2 (two) months upon approval

      Tier 1

      Rp20.000.000,-

    3. Transactions exclude bill pyment transactions (routine bills), insurance payments, cash avances (cash withdrawals), money transfers (fund transfers) and installments.
  5. Cardholders who meet the Program’s General Terms and Conditions are entitled to receive rewards in the form of Traveloka e-Vouchers (“Rewards”) with reward value based on each tier as follows: 
    1. Cards approved and issued from January to June 2022 are entitled to receive the following rewards:

      Scheme

      Total Reward

      Tier 1

      Rp3.500.000,-

      Tier 2

      Rp1.000.000,-

    2. Cards approved and issued from July to December 2022 are entitled to receive the following rewards:

      Scheme

      Total Reward

      Tier 1

      Rp3.500.000,-

  6. Rewards will be issued within a maximum of 60 (sixty) calendar days after the end of the transaction period month. The following illustrates the period of card approval, reward issuance and transaction period:

    Card Approval and Issuance Period

    Transaction Period (Initial 60 Calendar Days)

    Reward Issuance Period (Maximum 60 Calendar Days)

    19 July 2022

    19 July – 20 September 2022

    Maksimal 19 November 2022

    1 August 2022

    1 August - 2 October 2022

    Maksimal 1 December 2022

    3 September 2022

    3 September 2022 – 3 November 2022

    Maksimal 3 January 2023

     
  7. The reward in the form of an e-voucher code will be sent via short message service (SMS) to the Cardholder's mobile phone number registered in the Bank's system. The Cardholder bears full responsibility for not receiving the reward in case of discrepancy between the Cardholder's mobile phone number registered in the Bank's system and the Customer's latest yet unregistered mobile phone number in the Bank's system.
  8. Issuance of reward becomes invalid for blocked cards or delayed bill payments. 
  9. Rewards in the form of Traveloka e-Vouchers refer to discount vouchers that are valid only for single (one time) use and can be deducted in part/all when purchasing FLIGHT, HOTEL, EXPERIENCE, BUS, TRAIN, VEHICLE RENTAL, SHUTTLE AIRPORT TRANSPORT and CULINARY products on the Traveloka Application without a minimum transaction. If the Voucher value is less than the transaction value, then the Cardholder must settle the difference using the Danamon JCB Precious Credit Card.
  10. The use of rewards in the form of Traveloka e-Vouchers can be combined with other Traveloka promos, but cannot be transferred nor converted into cash. 
  11. Rewards in the form of Traveloka e-Vouchers expire based on the expiration date listed on the e-Voucher sent via SMS. The e-Voucher will be invalid/expired if unused within the indicated validity period.
  12. The Traveloka e-Voucher is entirely the product and responsibility of Traveloka, not of Bank Danamon. For other terms and conditions related to the use of the Traveloka e-Voucher that are not listed here, access the following Traveloka link http://traveloka.com/giftvoucher/help. If there are complaints and/or problems regarding the Traveloka e-Voucher, please contact Traveloka directly.
  13. Bank Danamon has the right to disallow or cancel the issuance of rewards for transactions that are considered unfair, including but not limited to cash swipe transactions and transactions at merchants who are indicated to be selling products that are prohibited under Indonesia’s laws and regulations.
  14. If the Cardholder cancels the transaction, thereby resulting to non-compliance with the Program’s General Terms and Conditions, then the Cardholder agrees that Bank Danamon has the right not to issue rewards.
  15. Program illustration for reference:

    Simulation

    Card Approval and Issuance Period

    Accumulated Transactions

    Reward Value

    Scenario 1:Meets requirements

    19 Juli 2022

    Rp25 Juta dari tanggal 19 Juli – 20 September 2022

    Rp3,5 Juta

    Scenario 2: Does not meet requirements

    3 August 2022

    Rp8 million from 3 August until 4 October 2022

    N/A



  16. Upon approval and issuance of Card to Cardholders during the Program Period, and performing transactions during the Transaction Period in accordance with the Program’s General Terms and Conditions, the Cardholder is deemed to have read, understood and agreed to participate in the Program and complied with its General Terms and Conditions. The Card’s approval and issuance to the Cardholder and transactions performed by the Cardholder serve as valid evidence of his/her participation in the Program and approval to comply with its General Terms and Conditions.
     

C. Other Terms and Conditions

  1. Other terms and conditions related to products and/or services, as long as these are not regulated differently in the Program’s General Terms and Conditions, are declared to remain valid and binding on the Cardholder and shall become an integral part of the Program General Terms and Conditions.
  2. This Program’s General Terms and Conditions form an integral part of the "General Terms and Conditions for Accounts and Banking Services of PT Bank Danamon Indonesia Tbk" and "General Terms and Conditions for Bank Danamon Card Membership".
  3. All transactions do not have any indications of money laundering and/or other transactions that are prohibited under Indonesia’s laws and regulations.
  4. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon has the right to cancel the transaction or issuance of reward to the Cardholder.
  5. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to correct/amend/complete the Program’s General Terms and Conditions. Any corrections/additions/updates to the Program’s General Terms and Conditions will be notified via the communication media available at Bank Danamon.
  6. In case of changes to the benefits, risks, costs, and general terms and conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the change by Bank Danamon through Bank Danamon's communication media. The Cardholder agrees that Bank Danamon will assume his/her agreement to these changes in the event that he/she fails to submit objections within that period. If the Cardholder disagrees with these changes, he/she has the right to close the product and/or service by first settling all his/her outstanding obligations to Bank Danamon.
  7. Cardholders and/or cardholder representatives can submit complaints regarding banking transactions/services verbally or in writing through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id.
  8. Procedures regarding Cardholder complaint services can be accessed through the website link https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  9. PT Bank Danamon Indonesia Tbk is registered and supervised by the Financial Services Authority.
  10. This Program’s General Terms and Conditions follow the provisions of laws and regulations including those of the Financial Services Authority regulations.
     

A. Program Description

The Program’s General Terms and Conditions (“Program General Terms and Conditions) refer to the terms and conditions of the e-Voucher Welcome Offer Program (“Program”) organized by PT Bank Danamon Indonesia Tbk (“Bank Danamon”) applicable for participating Danamon JCB Precious Credit Cardholders. 

The Cardholder hereby agrees and binds himself/herself to all provisions in the following Program’s General Terms and Conditions.

B. Program Period
This program is valid from 1 January 2023 to 30 June 2023 (“Program Period”).

C. Program General Terms and Conditions

  1. The Cardholder must read and understand the Program’s General Terms and Conditions.
  2. Bank Danamon has the right to disallow or cancel the Cardholder's participation in this Program if he/she fails to comply with its General Terms and Conditions.
  3. The Cardholder bears full responsibility for all risks of loss, demands, lawsuits and/or claims in connection with his/her participation and/or cancellation in this Program.
  4. Valid for Cards approved and issued by Bank Danamon during the Program Period.
  5. During the Program Period, the Cardholder is required to accumulate domestic and/or international retail transactions during the first 60 (sixty) calendar days since the Card was approved and issued (“Transaction Period”).
    1. For Card approved and issued from January to June 2023, valid for minimum accumulated transactions worth Rp15,000,000.- (Fifteen Million Rupiah).
    2. Transactions performed exclude bill payment transactions (routine bills), insurance payments, cash advances (cash withdrawals), money tansfers (transfers of funds), and installments.
  6. Cardholders who meet the Program General Terms and Conditions are entitled to receive a reward in the form of a Traveloka e-Voucher (“Reward”) worth Rp2,500,000 (Two Million Five Hundred Thousand Rupiah).
  7. Rewards will be issued within a maximum of 60 (sixty) calendar days after the end of the transaction period month. The following illustrates the period of card approval, reward issuance and transaction period:

    Card Approval and Issuance Period

    Transaction Period (Initial 60 Calendar Days)

    Reward Issuance Period (Maximum 60 Calendar Days)

    10 January 2023

    10 January 20233 March 2023

    Maximum 2 May 2023

    5 February 2023

    5 February 2023 - 6 April 2023

    Maximum 5 June 2023

    4 March 2023

    4 March  2023 3 May 2023

    Maximum 2 July 2023

  8. The reward in the form of a Traveloka e-voucher code will be sent via short message service (SMS) or WhatsApp (WA) to the Cardholder's mobile phone number registered in the Bank's system. The Cardholder bears full responsibility for not receiving the reward in case of discrepancy between the Cardholder's mobile phone number registered in the Bank's system and the Customer's latest yet unregistered mobile phone number in the Bank's system.
  9. Issuance of reward becomes invalid for blocked cards or delayed bill payments. 
  10. Rewards in the form of Traveloka e-Vouchers refer to discount vouchers that are valid only for single (one time) use and can be deducted in part/all when purchasing FLIGHT, HOTEL, EXPERIENCE, BUS, TRAIN, VEHICLE RENTAL, SHUTTLE AIRPORT TRANSPORT and CULINARY products on the Traveloka Application without a minimum transaction. If the Voucher value is less than the transaction value, then the Cardholder must settle the difference using the Danamon JCB Precious Credit Card.
  11. The use of rewards in the form of Traveloka e-Vouchers can be combined with other Traveloka promos, but cannot be transferred nor converted into cash.
  12. Rewards in the form of Traveloka e-Vouchers expire based on the expiration date listed on the e-Voucher sent via SMS. The e-Voucher will be invalid/expired if unused within the indicated validity period.
  13. The Traveloka e-Voucher is entirely the product and responsibility of Traveloka, not of Bank Danamon. For other terms and conditions related to the use of the Traveloka e-Voucher that are not listed here, access the following Traveloka link http://traveloka.com/giftvoucher/help. If there are complaints and/or problems regarding the Traveloka e-Voucher, please contact Traveloka directly.
  14. Bank Danamon has the right to disallow or cancel the issuance of rewards for transactions that are considered unfair, including but not limited to cash swipe transactions and transactions at merchants who are indicated to be selling products that are prohibited under Indonesia’s laws and regulations.
  15. If the Cardholder cancels the transaction, thereby resulting to non-compliance with the Program’s General Terms and Conditions, then the Cardholder agrees that Bank Danamon has the right not to issue rewards.
  16. Apabila Pemegang Kartu membatalkan transaksi yang menyebabkan Pemegang Kartu menjadi tidak lagi memenuhi Syarat dan Ketentuan Umum Program ini, Pemegang Kartu setuju bahwa Bank Danamon berhak untuk tidak memberikan Hadiah.
  17. Program illustration for reference:

    Simulation

    Card Approval and Issuance Period

    Accumulated Transactions

    Reward Value

    Scenario 1:Meets requirements

    10 January 2023

    Rp20 million from 10 January – 2 March 2023

    Rp2.5 million

    Scenario 2: Does not meet requirements

    1 February 2023

    Rp12 million from 1 February until 2 April 2023

    N/A

  18. Upon approval and issuance of Card to Cardholders during the Program Period, and performing transactions during the Transaction Period in accordance with the Program’s General Terms and Conditions, the Cardholder is deemed to have read, understood and agreed to participate in the Program and complied with its General Terms and Conditions. The Card’s approval and issuance to the Cardholder and transactions performed by the Cardholder serve as valid evidence of his/her participation in the Program and approval to comply with its General Terms and Conditions.

C. Other Terms and Conditions

  1. Other terms and conditions related to products and/or services, as long as these are not regulated differently in the Program’s General Terms and Conditions, are declared to remain valid and binding on the Cardholder and shall become an integral part of the Program General Terms and Conditions.
  2. This Program’s General Terms and Conditions form an integral part of the "General Terms and Conditions for Accounts and Banking Services of PT Bank Danamon Indonesia Tbk" and "General Terms and Conditions for Bank Danamon Card Membership".
  3. All transactions do not have any indications of money laundering and/or other transactions that are prohibited under Indonesia’s laws and regulations.
  4. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon has the right to cancel the transaction or issuance of reward to the Cardholder.
  5. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to correct/amend/complete the Program’s General Terms and Conditions. Any corrections/additions/updates to the Program’s General Terms and Conditions will be notified via the communication media available at Bank Danamon.
  6. In case of changes to the benefits, risks, costs, and general terms and conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the change by Bank Danamon through Bank Danamon's communication media. The Cardholder agrees that Bank Danamon will assume his/her agreement to these changes in the event that he/she fails to submit objections within that period. If the Cardholder disagrees with these changes, he/she has the right to close the product and/or service by first settling all his/her outstanding obligations to Bank Danamon.
  7. Cardholders and/or cardholder representatives can submit complaints regarding banking transactions/services verbally or in writing through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id.
  8. Procedures regarding Cardholder complaint services can be accessed through the website link https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  9. PT Bank Danamon Indonesia Tbk is registered and supervised by the Financial Services Authority.
  10. This Program’s General Terms and Conditions follow the provisions of laws and regulations including those of the Financial Services Authority regulations.
     

A. Description of Feature

The Danamon JCB Precious Credit Card D-Point Bonus Feature (“Feature”) by PT Bank Danamon Indonesia Tbk (“Bank Danamon”) offers Danamon JCB Precious Credit Cardholders (“Cardholders”) to avail of D-Points bonus according to the Feature’s General Terms and Conditions (“Feature General Terms and Conditions”).

B. Feature Terms and Conditions

  1. The Cardholder must read and understand the Feature’s General Terms and Conditions.
  2. Cardholders are entitled to 1 (one) D-Point for every Danamon JCB Precious Credit Card transaction worth Rp2,500 (Two Thousand Five Hundred Rupiah) at all merchants (“Regular D-Point”).
  3. Cardholders are entitled to an additional bonus of 3x (three) D-Points ("3x D-Points Bonus") specifically for every Danamon JCB Precious Credit Card transaction worth Rp2,500 (Two Thousand Five Hundred Rupiah) under the following conditions :

    a. Cardholders are required to accumulate transactions worth at least Rp1,500,000 (One Million Five Hundred Thousand Rupiah) in 1 (one) month.
    b. The 3x (three) D-Points bonus will only be issued based on the transaction value of the Danamon JCB Precious Credit Card within 1 (one) month, excluding canceled transactions. Here is a simulation of the calculation: 


  4. In addition, Cardholders are also entitled to an additional 16,000 (sixteen thousand) D-Points bonus (“16,000 D-Points Bonus”) specifically for each accumulated transaction using the Danamon JCB Precious Credit Card worth a minimum of Rp10,000,000 (Ten Million Rupiah) within 1 (one) month.
  5. The 3x D-Points Bonus and 16,000 D-Points Bonus will be issued to Cardholders under the following conditions:
    a. Transactions are calculated within a period of 1 (one) month starting from the 1st to the end of the month based on the transaction date.
    b. The D-Point Bonus will be issued no later than 60 (sixty) calendar days after the end of the transaction month.

  6. Accumulated transactions exclude cash advance transactions, bill payments, insurance, money transfers, installments and/or canceled transactions.
  7. It does not apply to transactions that have been deemed as unreasonable, including but not limited to cash swipe transactions, transactions at merchants that are indicated to be selling products that are prohibited under Indonesia’s laws and regulations, and/or transactions that run contrary to applicable laws and regulations in Indonesia.
  8. It is not applicable to blocked cards nor to late bill payments.
  9. Here’s an illustration of the Feature:

    Accumulated Transactions (Rp)

    RewardsPoints

    Total D-Points Earned

    Regular D-Point (1x)

    Bonus

    Bonus

    3x D-Points

    16.000 D-Points

    1.000.000

    400

    -

    -

    400

    1.500.000

    600

    1.800

    -

    2.400

    9.900.000

    3.960

    11.880

    -

    15.840

    10.000.000

    4.000

    12.000

    16.000

    32.000

    15.000.000

    6.000

    18.000

    16.000

    40.000

  10. If the Cardholder cancels one of the transactions which causes him/her to lose eligibility to fulfill the Feature’s General Terms and Conditions, he/she agrees for Bank Danamon to disallow issuance of the D-Point Bonus to himself/herself.

  11. By performing transactions according to the Feature, the Cardholder is deemed to have read, understood and agreed to this Feature and complied with its General Terms and Conditions. The transactions performed by the Cardholder serve as valid proof of his/her participation in the Feature and approval to comply with its General Terms and Conditions.

  12. Here’s a simulation of accumulated transactions within 1 (one) year to avail of 1 Jakarta-Singapore Roundtrip Economy Class Airticket for the Danamon JCB Precious Credit Card:
    a. Spend a minimum of Rp10 million per month for 12 months and get 384,000 D-Points

    Min. accumulated transactions per month

    Rp10.000.000

    D-Point acquisition

    Regular D-Point

    4.000

    3x D-Points Bonus

    12.000

    16.000 D-Points Bonus

    16.000

    Total acquired D-Points per month

    32.000

    Total acquired D-Points in 12 months

    384.000


    b. Redeem into the miles needed per trip for each airline through:

    Mileage/Frequent Flyer Miles from Danamon partner airlines, including: Asia Miles, AirAsia BIG, Enrich, GarudaMiles, KrisFlyer, JAL Mileage.
    Example: Redeem Krisflyer miles for 1 Jakarta Singapore RT Economy Class Airticket based on the required miles on the Singapore Airlines website or other airlines

    Exchange D-Points into Krisflyer

    D-Points

    384,000

    D-Point conversion

    20

    Krisflyer earned

    19,200

    Or, by performing transactions worth Rp10 million per month, you will earn a total of 32,000 D-Points (according to the table above) which can be exchanged for (32,000/20) = 1,600 Miles. Therefore, 1 Mile is sufficient for transaction worth Rp10,000,000 / 1,600 Miles = Rp6,250.
  13. Cardholders can also exchange D-Points for flight tickets, hotel vouchers, e-vouchers or other merchandise via https://dpoint.id

     

     

Present your Danamon JCB Precious Credit Card and avail of exclusive waiting lounge facilities at airports (Airports) located across major cities in Indonesia and oversees. Danamon JCB Precious Credit Cardholders can also take advantage of Lounge Key and other special facilities from Bank Danamon. 

  1. Airport Lounge Access at Domestic Airports
    Use your Danamon Credit and Charge Card to take advantage of the exclusive airport lounge facilities in Indonesia’s major airports. 
    Here's a list of airports for you to enjoy:

    City

    Airport Name

    Lounge

    Jakarta

    Soekarno Hatta Airport Cengkareng

    Domestic

    Sapphire Blue Sky T3 Lounge

    Bali

    I Gusti Ngurah Rai International Airport

    Domestic

    Concordia Lounge

    Medan

    Kualanamu Airport

    Domestic

    Sapphire Blue Sky Lounge

    Balikpapan

    Balikpapan Airport

    International

    BlueSky Premiere Lounge

    Semarang

    Achmad Yani International Airport

    Domestic

    Concordia Lounge

    Lombok

    Lombok International Airport

    Domestic

    Concordia Lounge

    Makassar

    Hasanudin Makassar International Airport

    Domestic

    Concordia Lounge

    Yogyakarta

    Yogyakarta Kulon Progo International Airport

    Domestic

    Concordia Lounge

    Surabaya

    Juanda T1 (Domestic Terminal) Airport

    Domestic

    Concordia Lounge

    For complete information, click here.



  2. International Airport


    A. Program General Description

    The Lounge Key Service Program for Danamon JCB Precious Credit Cards (“Program”) by PT JCB International Indonesia (“JCB”) offers Danamon JCB Precious Credit Cardholders (“Cardholders”) free access to the lounge key in accordance with the Program’s General Terms and Conditions (“Program General Terms and Conditions”). 

    B. Program Period

    This program is valid from 1 March 2022 to 31 December 2022 (“Program Period”).

    C. Program Terms and Conditions

    1. Valid for Danamon JCB Precious Credit Cardholder (“Card”).
    2. The Program offers free of charge lounge key access under the following conditions:
      1. Valid only for Cardholders whose names are indicated on the Card.
      2. Cardholders are required to inform the lounge staff if they wish to use the Lounge Key service.
      3. The Cardholder must present both card and boarding pass for registration by airport lounge staff.
      4. the Card. Lounge Key access cannot be issued if there’s a difference between the name on the boarding pass and card.
      5. Lounge staff will input the Danamon card number into the system and charge USD 1 to determine the card’s active status. The USD1 is only for authorization purposes and will not be deduced from the Cardholder.
      6. The Cardholder has the right to access the lounge key free of charge within a maximum of 8 (eight) times a year. Once all 8 (eight) lounge key access have been performed within the year, the next Cardholder’s lounge key access will incur a charge of USD32 (Thirty Two United States dollars) per person per lounge. 
      7. There is no limit to the total number of times customers can visit airport lounges in Japan and Hawaii per year.
      8. If the additional/supplementary card with the name of the cardholder is different, the name printed on the boarding pass must match the name of the additional/supplementary cardholder. 
      9. The Card can access the key lounge only at the following airports:

        Country

        Airport and Lounge Name*

        China

        1. Pudong Shanghai International Airport
        • First Class Lounge (No.73) (Terminal 2)
        1. Beijing International Airport
        • BGS Premier Lounge (Terminal 3E)
        • BGS Premier Lounge (Terminal 2)

        Thailand

        Suvarnabhumi International Airport

        • Miracle First Class Lounge (International Concourse A)
        • Miracle First Class Lounge (International Concourse C)
        • Miracle First Class Lounge (International Concourse F)
        • Miracle First Class Lounge (International Concourse G, Level 4, opposite Gate 2 (West Side)
        • Miracle First Class Lounge (International Concourse G, Level 3, opposite Gate 2 (West Side)
        • Miracle First Class Lounge (International Concourse G, Level 3 (West Side)

        Korea

        Incheon International Airport

        • SKY HUB Lounge (Terminal 1, Airside - East Wing)
        • SKY HUB Lounge (Terminal 1, Airside - West Wing)
        • Matina Lounge (Terminal 1, Airside - East Wing)
        • Matina Lounge (Terminal 1, Airside - West Wing)

        Singapore

        Changi Singapore Airport

        • SATS Premier Lounge (Terminal 1)
        • SATS Premier Lounge (Terminal 3)
        • Blossom Lounge (Terminal 4)

        Germany

        Frankfurt International Airport

        • LUXX Lounge (Terminal 1)
        • Priority Lounge (Terminal 2)

        Taiwan

        Taoyuan International Airport

        • Oriental Club Lounge (Terminal 2)

        United Kingdom

        Heathrow Airport

        • Big Smoke Taphouse & Kitchen (Terminal 2)

        Hawaii

        Daniel K. Inouye International Airport

        Japan

        Hokkaido, Tohoku

        • Asahikawa Airport
        • Taisetsu Lounge (Domestic Terminal 2F)
        • New Chitose Airport
        • Super Lounge (Domestic Terminal 3F)
        • North Lounge (International Terminal 4F)
        • Hakodate Airport
        • Business Lounge A Spring (Domestic Terminal 2F)
        • Aomori Airport
        • Airport Lounge (Passenger Terminal 2F)
        • Akita Airpoort
        • Royal Sky Lounge (Domestic Terminal 2F)
        • Sendai Airport
        • Business Lounge East Side (Passenger Terminal 3F)

        Kanto

        • Haneda Airport
        • Terminal 1 Power Lounge Central 1F
        • Terminal 1 Power Lounge North 2F
        • Terminal 1 Power Lounge South 2F
        • Terminal 2 Airport Lounge South 2F
        • Terminal 2 Power Lounge Central 3F
        • Terminal 2 Power Lounge North 3F
        • Terminal 3 Sky Lounge 4F
        • Terminal 3 Sky Lounge South 3F
        • Narita International Airport
        • Terminal 1 IASS Executive Lounge 1 Central Building 5F
        • Terminal 2 IASS Executive Lounge 2 Main Building 4F

        Chubu, Hokuriku

        • Mt. Fuji Shizuoka Airport
        • Your Lounge (Passenger Terminal 2F)
        • Chubu Centrair International Airport
        • Premium Lounge Centrair (Passenger Terminal 3F)
        • Niigata Airport
        • Airium Lounge (Passenger Terminal 3F)
        • Toyama Airport
        • Lounge Raicho (Passenger Terminal 2F)
        • Komatsu Airport
        • Sky Lounge Hakusan (Passenger Terminal 2F)

        Kinki

        • Kansai International Airport
        • Cardmember Lounge Rokko (Terminal 1 2F)
        • Cardmember Lounge Annex Rokko (Terminal 1 2F)
        • Cardmember Lounge Kongo (Terminal 1 2F)
        • Cardmember Lounge Hiei (Terminal Main Building 3F North Area)
        • Osaka (Itami Airport) International Airport
        • Lounge Osaka (Terminal Central 3F)
        • Kobe Airport
        • Lounge Kobe (Passenger Terminal 2F)

        Chugoku, Shikoku

        • Okayama Momotaro Airport
        • Lounge Muscat (Passenger Terminal 3F)
        • Hiroshima Airport
        • Business Lounge Momiji (Passenger Terminal 2F)
        • Yonago Airport
        • Lounge Daisen (Passenger Terminal 2F)
        • Izumo Airport
        • Izumo Enmusubi Airport Lounge (Airport Building 2F)
        • Yamaguchi Ube Airport
        • Lounge Kirara (Domestic Terminal 3F)
        • Takamatsu Airport
        • Lounge Sanuki (Passenger Terminal 2F)
        • Tokushima Airport
        • Airport Lounge Vortis (Passenger Terminal 3F)
        • Matsuyama Airport
        • Business Lounge (Passenger Terminal 2F)
        • Sky Lounge (Passenger Terminal 3F)

        Kyusyu, Okinawa

        • Fukuoka Airport
        • Kutsurogi-No Lounge Time (Domestic Terminal 1F)
        • Lounge Time International (International Terminal 3F)
        • Kitakyushu Airport
        • Lounge Himawari (Passenger Terminal 2F)
        • SAGA AIRPORT
        • Premium Lounge Saganogara (Passenger Terminal 2F)
        • Oita Airport
        • Lounge Kunisaki (Domestic Terminal 2F)
        • Nagasaki Airport
        • Business Lounge Azalea (Passenger Terminal 2F)
        • Kumamoto Airport
        • Lounge ASO (Domestic Terminal 1F)
        • Miyazaki Bougainvillea Airport
        • Bougain Lounge Hinata (Domestic Terminal 1F)
        • Kagoshima Airport
        • Sky Lounge Nanohana ( Domestic Terminal 2F)
        • Naha Airport
        • Lounge Hana (Domestic Terminal 1F)
        *List of participating lounge names is subject to change. For update list, please refer to www.loungekey.com 

        Negara

        Nama Bandara dan Lounge*

        Tiongkok

        1. Bandara Internasional Pudong Shanghai
        • First Class Lounge (No.73) (Terminal 2)
        1. Bandara Internasional Beijing Capital
        • BGS Premier Lounge (Terminal 3E)
        • BGS Premier Lounge (Terminal 2)

        Thailand

        Bandara Internasional Suvarnabhumi

        • Miracle First Class Lounge (International Concourse A)
        • Miracle First Class Lounge (International Concourse C)
        • Miracle First Class Lounge (International Concourse F)
        • Miracle First Class Lounge (International Concourse G, Level 4, opposite Gate 2 (West Side)
        • Miracle First Class Lounge (International Concourse G, Level 3, opposite Gate 2 (West Side)
        • Miracle First Class Lounge (International Concourse G, Level 3 (West Side)

        Korea

        Bandara Internasional Incheon

        • SKY HUB Lounge (Terminal 1, Airside - East Wing)
        • SKY HUB Lounge (Terminal 1, Airside - West Wing)
        • Matina Lounge (Terminal 1, Airside - East Wing)
        • Matina Lounge (Terminal 1, Airside - West Wing)

        Singapura

        Bandara Changi Singapura

        • SATS Premier Lounge (Terminal 1)
        • SATS Premier Lounge (Terminal 3)
        • Blossom Lounge (Terminal 4)

        Jerman

        Bandara Internasional Frankfurt

        • LUXX Lounge (Terminal 1)
        • Priority Lounge (Terminal 2)

        Taiwan

        Bandara Internasional Taoyuan

        • Oriental Club Lounge (Terminal 2)

        Britania Raya

        Bandara Heathrow

        • Big Smoke Taphouse & Kitchen (Terminal 2)

        Hawaii

        Bandara Internasional Daniel K. Inouye

        Jepang

        Hokkaido, Tohoku

        • Bandara Asahikawa
          • Lounge Taisetsu (Terminal Domestik Lantai 2)
        • Bandara New Chitose
          • Super Lounge (Terminal Domestik Lantai 3)
          • North Lounge (Terminal Internasional Lantai 4)
        • Bandara Hakodate
          • Business Lounge A Spring (Terminal Domestik Lantai 2)
        • Bandara Aomori
          • Airport Lounge (Terminal Penumpang Lantai 2)
        • Bandara Akita
          • Royal Sky Lounge (Terminal Domestik Lantai 2)
        • Bandara Sendai
          • Business Lounge East Side (Terminal Penumpang Lantai 3)

        Kanto

        • Bandara Haneda
          • Terminal 1 Power Lounge Central Lantai 1
          • Terminal 1 Power Lounge North Lantai 2
          • Terminal 1 Power Lounge South Lantai 2
          • Terminal 2 Airport Lounge South Lantai 2
          • Terminal 2 Power Lounge Central Lantai 3
          • Terminal 2 Power Lounge North Lantai 3
          • Terminal 3 Sky Lounge Lantai 4
          • Terminal 3 Sky Lounge South Lantai 3
        • Bandara Internasional Narita
          • Terminal 1 IASS Executive Lounge 1 Central Building Lantai 5
          • Terimal 2 IASS Executive Lounge 2 Main Building Lantai 4

        Chubu, Hokuriku

        • Bandara Mt. Fuji Shizuoka
          • Your Lounge (Terminal Penumpang Lantai 2)
        • Bandara Internasional Chubu Centrair
          • Premium Lounge Centrair (Terminal Penumpang Lantai 3)
        • Bandara Niigata
          • Airium Lounge (Terminal Penumpang Lantai 3)
        • Bandara Toyama
          • Lounge Raicho (Terminal Penumpang Lantai 2)
        • Bandara Komatsu
          • Sky Lounge Hakusan (Terminal Penumpang Lantai 2)

        Kinki

        • Bandara Internasional Kansai
          • Cardmember Lounge Rokko (Terminal 1 Lantai 2)
          • Cardmember Lounge Annex Rokko (Terminal 1 Lantai 2)
          • Cardmember Lounge Kongo (Terminal 1 Lantai 2)
          • Cardmember Lounge Hiei (Terminal Main Building Lantai 3 North Area)
        • Bandara Internasional Osaka (Bandara Itami)
          • Lounge Osaka (Terminal Central Lantai 3)
        • Bandara Kobe
          • Lounge Kobe (Terminal Penumpang Lantai 2)

        Chugoku, Shikoku

        • Bandara Okayama Momotaro
          • Lounge Muscat (Terminal Penumpang Lantai 3)
        • Bandara Hiroshima
          • Business Lounge Momiji (Terminal Penumpang Lantai 2)
        • Bandara Yonago
          • Lounge Daisen (Terminal Penumpang Lantai 2)
        • Bandara Izumo
          • Izumo Enmusubi Airport Lounge (Airport Building Lantai 2)
        • Bandara Yamaguchi Ube
          • Lounge Kirara (Terminal Domestik Lantai 3)
        • Bandara Takamatsu
          • Lounge Sanuki (Terminal Penumpang Lantai 2)
        • Bandara Tokushima
          • Airport Lounge Vortis (Terminal Penumpang Lantai 3)
        • Bandara Matsuyama
          • Business Lounge (Terminal Penumpang Lantai 2)
          • Sky Lounge (Terminal Penumpang Lantai 3)

        Kyusyu, Okinawa

        • Bandara Fukuoka
          • Kutsurogi-No Lounge Time (Terminal Domestik Lantai 1)
          • Lounge Time International (Terminal Internasional Lantai 3)
        • Bandara Kitakyushu
          • Lounge Himawari (Terminal Penumpang Lantai 2)
        • BANDARA SAGA
          • Premium Lounge Saganogara (Terminal Penumpang Lantai 2)
        • Bandara Oita
          • Lounge Kunisaki (Terminal Domestik Lantai 2)
        • Bandara Nagasaki
          • Business Lounge Azalea (Terminal Penumpang Lantai 2)
        • Bandara Kumamoto
          • Lounge ASO (Terminal Domestik Lantai 1)
        • Bandara Miyazaki Bougainvillea
          • Bougain Lounge Hinata (Terminal Domestik Lantai 1)
        • Bandara Kagoshima
          • Sky Lounge Nanohana ( Terminal Domestik Lantai 2)
        • Bandara Naha
          • Lounge Hana (Terminal Domestik Lantai 1)
        *Daftar nama lounge yang berpartisipasi dapat berubah sewaktu-waktu. Mohon untuk merujuk ke www.loungekey.com untuk mendapatkan daftar terkini 
         
    3. In case of future changes in point 2h, Bank Danamon will provide information to customers.
    4. Access to the lounge key is valid only for active Cardholders (unblocked) and not in a state of arrears.
    5. All information related to Lounge Key access can be viewed through the website www.loungekey.com
    6. By accessing the Lounge Key during the Program Period, the Cardholder is deemed to have read, understood and agreed to participate in the Program and is subject to its General Terms and Conditions. Transactions performed by the Cardholder serve as valid proof of his/her participation in the Program and approval to comply with its General Terms and Conditions. 


    C. Program Terms and Conditions

    1. All Lounge Key products and services are entirely the responsibility of Lounge Key as the merchant partner, not of PT Bank Danamon Indonesia Tbk. If there are problems and/or complaints regarding these products and services, please contact the merchant partner directly.
    2. Other terms and conditions related to products and/or services, as long as these are not regulated differently in the Program’s General Terms and Conditions, are declared to remain valid and binding on the Cardholder and shall become an integral part of the Program General Terms and Conditions.
    3. This Program’s General Terms and Conditions form an integral part of the "General Terms and Conditions for Accounts and Banking Services of PT Bank Danamon Indonesia Tbk" and "General Terms and Conditions for Bank Danamon Card Membership".
    4. All transactions do not have any indications of money laundering and/or other transactions that are prohibited under Indonesia’s laws and regulations.
    5. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon has the right to cancel the transaction or issuance of reward to the Cardholder.
    6. The Cardholder agrees that Bank Danamon has the right to cancel his/her participation in the Program if he/she fails to comply with its General Terms and Conditions. 
    7. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to correct/amend/complete the Program’s General Terms and Conditions. Any corrections/additions/updates to the Program’s General Terms and Conditions will be notified via the communication media available at Bank Danamon.
    8. In case of changes to the benefits, risks, costs, and general terms and conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the change by Bank Danamon through Bank Danamon's communication media. The Cardholder agrees that Bank Danamon will assume his/her agreement to these changes in the event that he/she fails to submit objections within that period. If the Cardholder disagrees with these changes, he/she has the right to close the product and/or service by first settling all his/her outstanding obligations to Bank Danamon.
    9. Cardholders and/or cardholder representatives can submit complaints regarding banking transactions/services verbally or in writing through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or via email at  hellodanamon@danamon.co.id.
    10. Procedures regarding Cardholder complaint services can be accessed through the website link https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
    11. PT Bank Danamon Indonesia Tbk is registered and supervised by the Financial Services Authority.
    12. These General Terms and Conditions have been adapted to the provisions of laws and regulations including the provisions of the Financial Services Authority regulations. 
       

       

D-Point

D-Point is a rewards loyalty program earned by customers through various banking activities determined by Danamon. Collected D-Points can be exchanged for various rewards or merchandise directly by the Customer by accessing the D-Point exchange websitehttps://dpoint.id.

 

For more D-Point information:

https://www.danamon.co.id/id/Personal/Lainnya/New-Feature/D-Point

D-Point Redemption General Terms and Conditions:

https://www.danamon.co.id/id/Personal/Lainnya/New-Feature/D-Point/syartum

Additional Special Terms and Conditions for Redemption of JAL Miles

The Cardholder must read and understand the terms and conditions regarding the exchange of D-Points to JAL Miles.

  1. Valid for Bank Danamon Credit and Debit cards with D-Point feature.
  2. The minimum D-Points that can be exchanged for JAL Miles is 1,000 (one thousand) miles (equivalent to exchanging 32,000 D-Points).
  3. Once the Cardholder performs the exchange via the D-Point website, JAL Miles will be credited to the Cardholder's JAL Miles account within a maximum of 45 (forty five) working days from the date of redemption request.
  4. Danamon D-Point Rewards General Terms and Conditions apply.
  5. Other terms and conditions apply.

 

Enjoy 5% (five percent) cashback for bill payments registered on your Danamon Credit Card.

Danamon Credit Card Type

Cashback Bill Payment

Cashback Maximum Limit/Month

JCB Precious

5%

Rp100.000

  1. A 5% (five percent) cashback for bill payment transactions (regular bills) applies to all registered billings, except PLN bills.
  2. The maximum cashback per month is Rp100,000 (One Hundred Thousand Rupiah) for the Danamon JCB Precious Credit Card.
  3. To avail of the cashback, perform a minimum of 5 (five) retail transactions worth Rp100,000 (One Hundred Thousand Rupiah) per transaction within 1 (one) calendar month (1st to the last day of the month).
  4. Cashback crediting is done every month and reflected on the next billing statement. The following is an illustration: The cashback for your bill payment transactions in January 2022 will be credited no later than 28 February 2022 as indicated on your March 2022 billing statement.
  5. Retail transactions refer to Danamon JCB Precious Credit Card transactions excluding bill payment transactions (regular bills), money transfers (fund transfers), cash advance (cash withdrawals), insurance and online subscription transactions (online subscriptions).
  6. Cashback will not be credited to blocked cards or those with delayed bill payments.
  7. Other terms and conditions apply.
     

 

General Terms and Conditions

  1. This applies only to Danamon Credit & Charge Card owners (except Corporate Cards).
  2. The minimum transaction starts from Rp 300,000 while the maximum transaction that can be converted into installments may vary according to the medium of offer or according to Bank Danamon's policy.
  3. This applies only for retail transactions.
  4. This is not valid for credit card transactions in the form of installments, monthly bills and cash withdrawals.
  5. A penalty of 5% from the remaining principal and ongoing interest will be charged in case of:
    Accelerated repayment; and
    Non-payment of minimum credit card bill for 2 consecutive months.
  6. The bank may cancel the application in case credit card owner fails to meet the program terms and conditions
  7. The corresponding interest and fees that will be charged when applying for the program will be in accordance with applicable Bank policies.
     

For detailed Program General Terms and Conditions, please click the following PDF link.
 

  1. Other terms and conditions related to products and/or services, as long as these are not regulated differently in the General Terms and Conditions of this Program/Service/Feature, are declared to remain valid and binding on the Cardholder and shall become an integral part of the General Terms and Conditions of the Program/ Services/Features.
  2. These General Terms and Conditions for Programs/Services/Features form an integral part of the “General Terms and Conditions for Bank Danamon Banking Accounts and Services” and “General Terms and Conditions for Bank Danamon Credit Card Membership”.
  3. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to correct/amend/complete the General Terms and Conditions for this Program/Service/Feature. For this purpose, Bank Danamon will notify Cardholders within a reasonable period of time or as stipulated in the applicable laws and regulations through Bank Danamon branch offices and/or through other communication media according to the latest data recorded at Bank Danamon.
  4. In the event that there are changes to the benefits, risks, costs, general terms and conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the change by Bank Danamon through its communication media. The Cardholder agrees that Bank Danamon will assume his/her agreement to these changes in the event that he/he fails to submit an objection within the timeframe stated above. If the Cardholder does not agree to these changes, he/she has the right to close the product and/or service by first settling all his/her outstanding obligations to Bank Danamon.
  5. The Cardholder agrees that Bank Danamon has the right to cancel his/her participation in this Program/Service/Feature if he/she does not comply with the General Terms and Conditions of the Program/Service/Feature.
  6. All transactions do not have indications of money laundering and/or other transactions that are prohibited under Indonesian laws and regulations.
  7. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon has the right to cancel transactions, programs/services/features, as well as issuance of rewards to the Cardholder.
  8. Cardholders and/or cardholder representatives can submit complaints regarding banking transactions/services verbally or in writing through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id.
  9. Procedures regarding complaint services that apply at Bank Danamon can be accessed through the website link https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  10. The General Terms and Conditions for this Program/Service/Feature have been adapted to the provisions of laws and regulations including those of the Financial Services Authority regulations.
  11. PT Bank Danamon Indonesia Tbk is registered and supervised by the Financial Services Authority.
     

 

REMINDER

Be cautious of scams. Please be careful and do not be deceived by unauthorised persons acting on behalf of Bank Danamon who promise rewards. All forms of fraud or other similar acts committed by other parties/third parties associated with this Program are beyond the authority of Bank Danamon.