Complete Info on Danamon JCB Precious Credit Card Features


A. General Description of the Program

PT Bank Danamon Indonesia Tbk (“Bank Danamon”) offers this Spend & Get e-Voucher Program for Danamon JCB Precious Credit Cards (“Program”) that enables Danamon JCB Precious Credit Card holders (“Card Holders”) to avail of Traveloka e-Vouchers in accordance with general terms and conditions (“Program General Terms and Conditions”). 

B. Program Period
This program is valid from 19 January 2022 until 31 December 2022 (“Program Period”). 

C. Program General Terms and Conditions

  1. Cardholders are required to read and understand the Program’s General Terms and Conditions.
  2. Bank Danamon has the authority to refuse or cancel the Customer's participation in this Program if he/she fails to meet the Program’s General Terms and Conditions.
  3. Valid for Danamon JCB Precious Credit Cards (“Cards”) which are approved and issued by Bank Danamon during the Program Period. 
  4. Cardholders are required to accumulate local and/or international retail transactions for the first 60 (sixty) calendar days upon the Card’s approval and issuance (“Transaction Period”) during the program period as follows :
    1. For cards approved and issued covering the period January to June 2022, the minimum accumulated transactions performed come with the following conditions : 

      Scheme

      Minimum accumulated transactions covering 2 (two) months after approval

      Tier 1

      Rp20.000.000,-

      Tier 2

      Rp10.000.000,-

    2. For cards approved and issued covering the period  July to December 2022, the minimum accumulated transactions performed come with the following conditions :

      Scheme

      Minimum accumulated transactions covering 2 (two) months after approval

      Tier 1

      Rp20.000.000,-

    3. Transactions exclude Bill Payment transactions (routine bills), Insurance Payments, Cash Advances (cash withdrawals), Money Transfers (fund transfers) and Installment payments
  5. Cardholders who meet the Program’s General Terms and Conditions can avail of a reward in the form of a Traveloka e-Voucher (“Reward”) with the reward value based on the following respective tiers : 
    1. For cards approved and issued covering the period January to June 2022, you can avail of the following Rewards : 

      Scheme

      Total Reward

      Tier 1

      Rp3.500.000,-

      Tier 2

      Rp1.000.000,-

    2. For cards approved and issued covering the period July to December 2022, you can avail of this Reward :

      Scheme

      Total Reward

      Tier 1

      Rp3.500.000,-

  6. Rewards will be issued within a maximum of 60 (sixty) calendar days from the month when the Transaction Period ends. The following illustrates the period of the card’s approval and issuance, and Transaction Period : 

    Date of Card’s Approval and Issuance

    Transaction Period (First 60 Calendar Days)

    Period of Reward Issuance (Maximum 60 Calendar Days)

    19 July 2022

    19 July – 20 September 2022

    Maximum 19 November 2022

    1 August 2022

    1 August - 2 October 2022

    Maximum 1 December 2022

    3 September 2022

    3 September 2022 – 3 November 2022

    Maximum  3 January 2023

     
  7. Rewards in the form of an e-Voucher code will be sent via Short Message Service (SMS) to the Cardholder's mobile phone number registered in the Bank's system. The Cardholder bears the risk if the Reward is not received if there is a difference between the Cardholder's mobile phone number registered in the Bank’s system and his/her current mobile phone number which has not yet been registered in the Bank's system.
  8. Issuance of Rewards is not valid if the Card’s status is blocked or if there is any delay in bill payment.
  9. Rewards in the form of Traveloka e-Vouchers are discount vouchers that are valid only once (one-time use) and can be partially or completely deducted from FLIGHT, HOTEL, EXPERIENCE, BUS, TRAIN, VEHICLE RENTAL, SHUTTLE AIRPORT TRANSPORT, CULINARY products purchased through the Traveloka Application without a minimum transaction. If the Voucher value is less than the transaction value, the difference must be paid by the Cardholder using the JCB Precious Danamon Credit Card.
  10. The use of Traveloka E-Voucher Gifts can be combined with other promos from Traveloka, but cannot be transferred nor converted to cash. 
  11. Rewards in the form of Traveloka e-Vouchers have an expiration period according to the expiration date listed on the e-Voucher sent via Short Message Service (SMS). Unused e-Vouchers beyond the expiration date will be considered lost/ forfeited/expired.
  12. The Traveloka e-Vouchers are products which are entirely the responsibility of Traveloka, not of Bank Danamon. For other terms and conditions related to the use of Traveloka e-Vouchers not indicated here, please follow Traveloka’s terms and conditions which can be accessed at http://traveloka.com/giftvoucher/help. If there are complaints and/or problems regarding the Traveloka E-Voucher, please contact Traveloka directly.
  13. Bank Danamon has the authority to refuse or cancel the issuance of Rewards for transactions which are deemed unfair, including but not limited to cash swipe transactions and transactions at merchants who are reported to have indications of selling products prohibited under Indonesia’s prevailing laws and regulations.
  14. If the Cardholder cancels the transaction which results to failure in meeting the Program’s General Terms and Conditions, he/she agrees that Bank Danamon has the authority to disallow issuance of the Reward.
  15. The following simulations illustrate the Programi:

    Simulation

    Period of Card Approval and Issuance

    Accumulated  Transactions

    Reward  Value 

    Scenario  1: meets  requirements

    19 July 2022

    Rp25 million from 19 July until  20 September 2022

    Rp3,5 million

    Scenario  3: Does not  meet  requirements 

    3 August 2022

    Rp8 million from 3 August until  4 October 2022

    N/A



  16. With the Card’s approval and issuance to Cardholders during the Program Period, as well as by performing transactions during the Transaction Period according to the Program’s General Terms and Conditions, Cardholders are deemed to have read, understood and agreed to participate in the Program and are subject to its General Terms and Conditions. The Card’s approval and issuance to the Cardholder and transactions performed by the Cardholder serve as valid evidence of his/her participation in the Program and approval to comply with its General Terms and Conditions.
     

C. Other Terms and Conditions

  1. Other terms and conditions related to products and/or services, as long as they are not regulated differently in the Program’s General Terms and Conditions are declared to remain valid, and shall bind the Cardholder and become an integral part of the Program’s General Terms and Conditions.
  2. This Program’s General Terms and Conditions form an integral part of “General Terms and Conditions for PT Bank Danamon Indonesia Tbk Accounts and Banking Services” and “General Terms and Conditions for Bank Danamon Card Membership”.
  3. All transactions have no indications of money laundering and/or other transactions that are prohibited under Indonesia’s prevailing laws and regulations.
  4. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon has the right to cancel the transaction or issuance of Rewards to the Cardholder.
  5. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to correct/amend/update the Program’s General Terms and Conditions. Any changes/additions/revisions on the Program’s General Terms and Conditions will be notified through the communication media available at Bank Danamon.
  6. In case of a change in the benefits, risks, costs, general terms and conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the change by Bank Danamon through Bank Danamon communication media. The Cardholder agrees that Bank Danamon will assume that the Cardholder has approved the change in the event that the Cardholder does not file an objection within the period stated above. If the Cardholder disagrees with the change, the Cardholder has the right to close the product and/or service by first settling all obligations owed to Bank Danamon.
  7. Cardholders and/or Cardholder representatives may file complaints regarding banking transactions/services verbally or in writing through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id
  8. Procedures regarding Cardholder complaint services can be accessed through the website link  https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  9. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority.
  10. These Program General Terms and Conditions follow and comply with the provisions of laws and regulations including those of the Financial Services Authority regulations.
     

A. General Description of the Program

PT Bank Danamon Indonesia Tbk (“Bank Danamon”) offers an onboarding program in the form of Haagen Dazs Voucher for approved Danamon JCB Precious Credit Card (“Program”) which Danamon JCB Precious Credit Card holders (“Card Holders”) can avail in accordance with the program’s general terms and conditions (“Program General Terms and Conditions”).

B.  Program Period

This program is valid from 19 January 2022 until 31 December 2022 (“Program Period”)


C.Program Terms and Conditions

  1. Prior to participating in the Program, Cardholders are required to read and understand the Program’s description, benefits, risks, costs and other provisions, and agree to its General Terms and Conditions. 
  2. For prospective Cardholders whose Danamon JCB Credit Card (“Card”) application has been approved and issued by Bank Danamon during the Program Period, he/she will receive a reward from Bank Danamon in the form of a Haagen Dazs Voucher worth Rp 50 thousand (“Voucher”).
  3. Vouchers will be issued to Cardholders who meet the Program's General Terms and Conditions.
  4. Upon Card approval, Vouchers will be directly issued by Bank Danamon to Cardholders when the Card application is approved within 5 (five) working days for Cardholders in Greater Jakarta area (Jabodetabek) and 14 (fourteen) working days for Cardholders residing outside Jabodetabek. 
  5. Vouchers received by the Cardholder can be used directly at the following Haagen Dazs outlets :

    No

    Outlet Name

    Outlet Concept

    Address

    Phone

    Unit

    City

    1

    Plaza Senayan

    Cafe

    Level 1 unit 183C, 185C, 187C, Jl. Asia Afrika No.8

    South Jakarta

    (021) 572 5126

    2

    Pondok Indah Mall 2

    Cafe

    GF unit G55, Jl. Metro Pondok Indah, Kebayoran Lama,

    South Jakarta

    (021) 7592 0871

    3

    Grand Indonesia Shopping Town

    Cafe

    West Mall, 3A Floor unit ED 1-12A, Jl. M.H. Thamrin No. 1, Kebon Kacang

    Central Jakarta

    (021) 2358 0341

    4

    Plaza Indonesia

    Cafe

    LB Unit 088-089

    Central Jakarta

    (021) 2992 1928

    5

    Cilandak Town Square

    Cafe

    GF unit B 040, Jl. T.B. Simatupang Kav. 17

    South Jakarta

    (021) 766 3054

    6

    Central Park

    Cafe

    GF unit G 217 A, Jl. Let. Jendral S. Parman kav.28

    West Jakarta

    (021) 5698 5350

    7

    Gandaria City

    Cafe

    MainStreet GF, MG12, JL. Sultan Iskandar Muda, Kebayoran Lama

    South Jakarta

    (021) 2900 7932

    8

    Emporium Pluit Mall

    Cafe

    4th Floor unit IC-07, Jl. Pluit Selatan Raya, Penjaringan

    North Jakarta

    (021) 6667 6738

    9

    Senayan City

    Cafe

    5th Floor unit 5-30 , Jl. Asia Afrika Lot. 19

    South Jakarta

    (021) 7278 1165

    10

    Kota Kasablanka

    Cafe

    GF Food Society unit FSG M26, Jalan Casablanca Raya Kav. 88

    South Jakarta

    (021) 2948 8494

    11

    Puri Indah Mall

    Cafe

    unit G E003, Jl. Puri Agung, Puri Indah, Kembangan Selatan

    West Jakarta

    (021) 582 2774

    12

    Mal Kelapa Gading 1

    Cafe

    GF-183, Jl. Boulevard Raya Kelapa Gading Blok M, Kelapa Gading

    North Jakarta

    (021) 4586 4996

    13

    Summarecon Mal Serpong 2

    Cafe

    DGF 212/Downtown Walk Area Jl. Boulevard Gading Serpong

    Tangerang

    (021) 2931 0490

    14

    Mall Alam Sutera

    Cafe

    GF unit 15-03B, Jl. Jalur Sutera Barat kav. 16

    Tangerang

    (021) 3044 9333

    15

    Bintaro Xchange

    Cafe

    Lantai GF Unit I.2.1 , Jl. Boulevard Bintaro Jaya Blok O No.2, Bintaro Jaya Sektor VII, Pondok Aren

    Tangerang

    (021) 2221 0253

    16

    Setiabudhi Bandung

    Cafe

    Setiabudhi Supermarket, Jl. Dr. Setiabudi No. 50, Bandung

    Bandung

    (022) 8206 3499

    17

    Paragon Mall

    Cafe

    1st Floor unit 34, Jl. Pemuda No.118, Sekayu

    Semarang

    (024) 8657 9203

    18

    Pakuwon MallIndah

    Cafe

    Pakuwon Mall 2nd Mezzanine no 41 Jl Puncak Indah Lontar no 2

    Surabaya

    (031) 991 47564

    19

    Galaxy Mall

    Cafe

    GF unit 032, Jl. Dharmahusada Indah Timur No.35-.37

    Surabaya

    (031) 593 7232

    20

    Ciputra World Surabaya

    Cafe

    3th Floor Unit 61, Jl. Mayjen Sungkono No.87

    Surabaya

    (031) 5120 0341

    21

    Tunjungan Plaza 3 Surabaya

    Cafe

    Plaza Central (Tunjungan Plaza 3), Ground Floor Unit DC 01 no. 90, Jl. Basuki Rahmat 8A, 10A, 12A, Surabaya 60261

    Surabaya

     

    22

    Foodhall PIK Avenue

    Kiosk

    Foodhall GF Jl. Pantai Indah Kapuk, Kamal Muara, Penjaringan

    North Jakarta

    (021) 2257 0769

    23

    Pluit Village

    Cafe

    GF 92 B JL. Pluit Indah Raya

    North Jakarta

    (021) 66602957

    24

    Summarecon Mal Kelapa Gading 3

    Retail Shop

    2nd Floor, Jl. Boulevard Raya, Kelapa Gading

    North Jakarta

    (021) 4587 8518

    25

    Mal Artha Gading

    Retail Shop

    GF/00/303 Jl. Boulevard Arthagading Selatan No. 1

    North Jakarta

    0815 8580 6568

    26

    Central Park

    Retail Shop

    LG unit L260, Jl. Let. Jendral S. Parman kav.28

    West Jakarta

    (021) 5698 5318

    27

    Living World

    Retail Shop

    IC-UG-03A, Jl. Alam Sutera Boulevard Kav. 21, Alam Sutera, Serpong

    Tangerang

    (021) 2923 9465

    28

    AEON Mall BSD

    Retail Shop

    Ground Floor, Unit CL-G03, Jl. BSD Raya Utama, Kec. Pagedangan

    Tangerang

    0813 172 23797

    29

    AEON Mall Sentul City

    Cafe

    Lt. Ground Floor, Unit G-69, Jl. M.H. Thamrin, Bogor, Jawa Barat 16810

    Bogor

    083879188020

    30

    Supermall Karawaci

    Dip Shop

    UG#97sitt, Supermall Karawaci, 105 Bulevar Diponegoro #00-00, Lippo Karawaci 1200, Tangerang 15811

    Tangerang

    0812 986 17797

    31

    Supermall Pakuwon Indah

    Retail Shop

    GF, Jl. Puncak Indah Lontar No 2

    Surabaya

    081315636392

    32

    Pakuwon City Mall 2

    Cafe

    LT. GF – G.46, Pakuwon City Mall & Food Festival, Jl. Kejawan Putih Mutiara no. 17, Surabaya

    Surabaya

    (031)739 0175
    For complete information klik disini. 
  6. Vouchers received by the Cardholder can be used directly at Haagen Dazs outlets anywhere throughout Indonesia without any minimum transaction
  7. To use the Voucher, the Cardholder must present and use the Card as a transaction tool at Haagen Dazs outlets.
  8. If the Voucher is insufficient to cover the invoice, Cardholders are required to use the Card to pay for transactions. Voucher usage cannot be combined with other Haagen Dazs promos.
  9. The Voucher represents a discount voucher that can deduct part/all of the transaction value. If the Voucher value is less than the actual transaction value, the Cardholder must pay the difference.
  10. The Voucher has an expiration date, indicated on the back of the valid voucher. If unused within the validity period, the Cardholder cannot use the Voucher and will be considered lost/forgotten/expired.
  11. Vouchers that have been forfeited cannot be returned/exchanged at the Bank nor replaced with Haagen Dazs vouchers, similar vouchers and other forms of incentive
  12. With the Card’s approval and issuance to Cardholders during the Program Period, as well as by performing transactions during the Transaction Period according to the Program’s General Terms and Conditions, Cardholders are deemed to have read, understood and agreed to participate in the Program and are subject to its General Terms and Conditions. The Card’s approval and issuance to the Cardholder and transactions performed by the Cardholder serve as valid evidence of his/her participation in the Program and approval to comply with its General Terms and Conditions. 

C. Other Terms and Conditions

  1. All Haagen Dazs products and services are entirely the responsibility of Haagen Dazs as the merchant partner, not of PT Bank Danamon Indonesia Tbk. If there are problems and/or complaints regarding these products and services, please contact the merchant partner directly.
  2. Other terms and conditions related to products and/or services, as long as they are not regulated differently in the Program’s General Terms and Conditions are declared to remain valid, and shall bind the Cardholder and become an integral part of the Program’s General Terms and Conditions.
  3. This Program’s General Terms and Conditions form an integral part of “General Terms and Conditions for PT Bank Danamon Indonesia Tbk Accounts and Banking Services” and “General Terms and Conditions for Bank Danamon Card Membership”.
  4. All transactions have no indications of money laundering and/or other transactions that are prohibited under Indonesia’s prevailing laws and regulations.
  5. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon has the right to cancel the transaction or issuance of Vouchers to the Cardholder.
  6. The Cardholder agrees that Bank Danamon has the right to cancel the Cardholder's participation in this Program if he/she fails to meet the Program’s General Terms and Conditions.
  7. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to correct/amend/update the Program’s General Terms and Conditions. Any changes/additions/revisions on the Program’s General Terms and Conditions will be notified through the communication media available at Bank Danamon.
  8. In case of a change in the benefits, risks, costs, general terms and conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the change by Bank Danamon through Bank Danamon communication media. The Cardholder agrees that Bank Danamon will assume that the Cardholder has approved the change in the event that the Cardholder does not file an objection within the period stated above. If the Cardholder disagrees with the change, the Cardholder has the right to close the product and/or service by first settling all obligations owed to Bank Danamon
  9. Cardholders and/or Cardholder representatives may file complaints regarding banking transactions/services verbally or in writing through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id.
  10. Procedures regarding Cardholder complaint services can be accessed through the website link https://www.danamon.co.id/en/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  11. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority.
  12. These Program General Terms and Conditions follow and comply with the provisions of laws and regulations including those of the Financial Services Authority regulations.
     

A. General Description of Feature

PT Bank Danamon Indonesia Tbk (“Bank Danamon”) offers the Danamon JCB Precious Credit Card D-Point Bonus Feature (“Feature”) to Danamon JCB Precious Credit Card holders (“Card Holders”) who can avail of bonus D-Points according to the general terms and conditions (“Feature’s General Terms and Conditions”).

B. Feature’s Terms and Conditions

  1. Cardholders are required to read and understand the Feature’s General Terms and Conditions.
  2. Cardholders are entitled to 1 (one) D-Point for every Danamon JCB Precious Credit Card transaction worth Rp 2,500 (Two Thousand Five Hundred Rupiah) at all merchants (“Regular D-Point”).
  3. Cardholders are entitled to additional bonus of 3 (three) times D-Points (“Bonus 3 Times D-Points”) specifically for every transaction using the Danamon JCB Precious Credit Card worth Rp 2,500 (Two Thousand Five Hundred Rupiah) with the following conditions :
    a. Cardholders are required to perform accumulated transactions worth at least Rp 1,500,000 (One Million Five Hundred Thousand Rupiah) within 1 (one) month. 
    b. The Bonus 3 (three) times D-Points will only be issued based on the transaction value of the Danamon JCB Precious Credit Card within 1 (one) month, excluding cancelled transactions. A simulation of the calculation is as follows: 

  4. In addition, Cardholders are also entitled to an additional bonus of 16,000 (Sixteen Thousand) D-Points (“Bonus 16,000 D-Points”) specifically for each accumulated transaction using the Danamon JCB Precious Credit Card worth a minimum of Rp 10,000,000 (Ten Million Rupiah) within 1 (one) month.
  5. Both Bonus 3 Times D-Points and 16,000 D-Points will be issued to Cardholders based on the following conditions :
    a. Transactions are calculated within 1 (one) month starting from the first until end of the month based on the transaction date.
    b. The D-Point Bonus will be issued no later than 60 (sixty) calendar days after the end of the month when the transaction was performed. 
  6. Accumulated transactions exclude Cash Advance transactions (cash withdrawals), Bill Payments (routine bills), Insurance (insurance), Money Transfers (fund transfers), Installment payments (installments) and/or cancelled transactions.
  7. Accumulated transactions also exclude those transactions which are indicative of/deemed unreasonable, including but not limited to cash swipe transactions, and transactions at merchants who are reported to have indications of selling products prohibited or run contrary to Indonesia’s prevailing laws and regulations.
  8. The Feature is not valid for cards with blocked status and/or if there is any delay in bill payment.
  9. The Feature is illustrated as follows :

    Accumulated Transactions (Rp)

    Reward Points

    Total D-Points Benefit

    Regular D-Point (1x)

    Bonus

    Bonus

    3x D-Points

    16.000 D-Points

    1.000.000

    400

    -

    -

    400

    1.500.000

    600

    1.800

    -

    2.400

    9.900.000

    3.960

    11.880

    -

    15.840

    10.000.000

    4.000

    12.000

    16.000

    32.000

    15.000.000

    6.000

    18.000

    16.000

    40.000

  10. If the Cardholder cancels the transaction which results to failure in meeting the Feature’s General Terms and Conditions, he/she agrees that Bank Danamon has the authority to disallow issuance of D-Point Bonus to the Cardholder.

  11. By performing a transaction according to the Feature, the Cardholder is deemed to have read, understood and agreed to this Feature and shall be subject to its General Terms and Conditions. Transactions performed by the Cardholder serve as valid evidence of his/her participation in the Feature and approval to comply with its General Terms and Conditions.

  12. Sample simulation of accumulated transactions within 1 (one) year to avail of 1 (one) Jakarta – Singapore Economy Class Roundtrip Airticket for Danamon JCB Precious Credit Card
    a. Spend a minimum of Rp 10 million per month for 12 months and avail of 384,000 D-Points

    Minimum accumulated transactions per month

    Rp 10.000.000

    Acquired D-Point

    Regular D-Point

    4.000

    Bonus 3x D-Points

    12.000

    Bonus 16.000 D-Points

    16.000

    Total acquired D-Points per month

    32.000

    Total acquired D-Points within 12 months

    384.000


    b. Redeem the required miles per trip for each airline via Mileage/Frequent Flyer Miles from Danamon partner airlines including Asia Miles, AirAsia BIG, Enrich, GarudaMiles, KrisFlyer and JAL Mileage. Example: Redeem Krisflyer miles to 1 Jakarta-Singapore Economy Class Roundtrip Airticket based on required miles on the Singapore Airlines website or other airlines

    Exchange D-Points for Krisflyer

    D-Points

    384,000

    D-Point Conversion

    20

    Krisflyer benefit

    19,200

  13. Cardholders can also exchange D-Points into flight tickets, hotel vouchers, e-vouchers or other merchandise via https://dpoint.id

     

     

General Terms and Conditions

  1. Applicable only to holder of the Danamon Credit Card & Charge Card (except Corporate Card)
  2. The minimum transaction starts from IDR 300,000 while the maximum transaction that can be converted into installments may vary according to the offer or Bank Danamon policy.
  3. This applies only for retail transactions 
  4. This excludes credit card transactions classified as installments, monthly bills and cash withdrawals
  5. A penalty of 5% from the remaining principal loan and current interest will be charged if :
    • Repayment is expedited,
    • Failure to pay minimum credit card bill for 2 consecutive months
  6. The bank can cancel the application in the event that credit card owner fails to meet the program terms and conditions 
  7. Interest and fees that will be charged during the time of program submission will be in accordance with applicable Bank policies
     

Please click on the  following PDF link for details on the Program’s General Terms and Conditions.
 

Enjoy 5% (five percent) cashback for bill payments registered on your Danamon Credit Card.

Type of Danamon Credit Card 

Bill Payment Cashback

Maximum Cashback Limit/Month

JCB Precious

5%

Rp100.000

  1. The 5% (five percent) cashback for Bill Payment transactions (routine bills) applies to all registered bills, except for PLN bills.
  2. The maximum cashback per month amounts to Rp 100,000 (One Hundred Thousand Rupiah) for the Danamon JCB Precious Credit Card. 
  3. To avail of the cashback, perform a minimum of 5 (five) retail transactions with a value of Rp 100,000 (One Hundred Thousand Rupiah) per transaction within 1 (one) calendar month (first to the last day of the month).
  4. Cashback crediting, which is done on a monthly basis, can be viewed on the next billing statement. Sample illustration: a cashback for your Bill Payment transaction in January 2022 will be credited no later than 28 February 2022. This will be indicated on your March 2022 billing statement.
  5. Retail transactions are those from Danamon JCB Precious Credit Card that exclude Bill Payment transactions (routine bills), Money Transfers (fund transfers), Cash Advances (cash withdrawals), Insurance (Insurance), and online subscription transactions (online subscriptions).
  6. Cashback will not be credited to cards that are in blocked status and/or if there is any delay in bill payment.
  7. Other applicable terms and conditions.
     

 

Present your Danamon JCB Precious Credit Card and take advantage of exclusive waiting lounge facilities at various airports (Airports) located across major cities in Indonesia and overseas through a special Lounge Key. 

  1. Airport Lounge Access at Domestic Airport
    Present your Danamon Credit Card and Charge Card to take advantage of the exclusive waiting lounge facilities at the Airport (Airport Lounge) located in major cities throughout Indonesia.
    Enjoy special access among this list of airports :

    Kota

    Nama Bandara

    Lounge

    Jakarta

    Soekarno Hatta Airport Cengkareng

    Domestic

    Saphire Blue Sky T3 Lounge

    Bali

    Bandar Udara International I Gusti Ngurah Rai

    Domestic

    Concordia Lounge

    Medan

    Kualanamu Airport

    Domestic

    Saphire Blue SkyLounge

    Balikpapan

    Balikpapan Airport

    Internasional

    BlueSky Premiere Lounge

    Semarang

    Achmad Yani International Airport

    Domestic

    Concordia Lounge

    Lombok

    Lombok International Airport

    Domestic

    Concordia Lounge

    Makassar

    Hasanudin Makassar International Airport

    Domestic

    Concordia Lounge

    Yogyakarta

    Bandara Internasional Yogyakarta Kulon Progo

    Domestic

    Concordia Lounge

    Surabaya

    Juanda T1 (Domestic Terminal) International Airport

    Domestic

    Concordia Lounge

    For complete information klik disini.



  2. International Airport


    A. General Description of the Program

    PT JCB International Indonesia (“JCB”) offers this Lounge Key Service Program for Danamon JCB Precious Credit Cards (“Program”) to Danamon JCB Precious Credit Card holders (“Card Holders”) who can avail of free lounge key access in accordance with the Program’s General Terms and Conditions (“Program General Terms and Conditions”). 

    B. Program Period

    This program is valid from 1 March 2022 until 31 December 2022 (“Program Period”). 

    C. Program Terms and Conditions

    1. Valid for Danamon JCB Precious Credit Card (“Card”) holders. 
    2. The applicable program is free of charge for lounge key access based on the following conditions : 
      1. Valid only for the Cardholder whose name is written/indicated on the Card. 
      2. Cardholders who intend to use the Lounge Key service are required to inform the lounge staff. 
      3. The Cardholder is required to present the card together with boarding pass which shall be verified by airport lounge staff upon registration.   
      4. The name on the registration and boarding pass or flight ticket must be similar to that stated on the Card. If there is a difference between the name on the boarding pass and Card, then lounge key access cannot be granted.
      5. The lounge staff will enter the Danamon card number information into the system and charge USD 1 to determine whether the card’s active status. The USD 1 is only for verification purposes and shall not be charged to the cardholder.
      6. Cardholders have the right to access the lounge key free of charge for a maximum of 8 (eight) times within a year. Once all 8 (eight) lounge keys have been accessed, the succeeding lounge key access within the same year will have a corresponding charge of USD 32 (Thirty Two United States Dollars) per person for every lounge key access by the Cardholder. 
      7. There is no limit to the total number of times a customer can visit airport lounges in Japan and Hawaii per year.
      8. The name on the supplementary card should be similar to that indicated on the boarding pass. 
      9. The Card can access the lounge key at the following airports :

        Country

        Airport Name and Lounge*

        China
        1. Pudong Shanghai International Airport
        • First Class Lounge (No.73) (Terminal 2)

        • Beijing International Airport

          •  

        • BGS Premier Lounge (Terminal 3E)
        • BGS Premier Lounge (Terminal 2)

        Thailand

        Suvarnabhumi International Airport

        • Miracle First Class Lounge (International Concourse A)
        • Miracle First Class Lounge (International Concourse C)
        • Miracle First Class Lounge (International Concourse F)
        • Miracle First Class Lounge (International Concourse G, Level 4, opposite Gate 2 (West Side)
        • Miracle First Class Lounge (International Concourse G, Level 3, opposite Gate 2 (West Side)
        • Miracle First Class Lounge (International Concourse G, Level 3 (West Side)

        South Korea

        Incheon International Airport

        • SKY HUB Lounge (Terminal 1, Airside - East Wing)
        • SKY HUB Lounge (Terminal 1, Airside - West Wing)
        • Matina Lounge (Terminal 1, Airside - East Wing)
        • Matina Lounge (Terminal 1, Airside - West Wing)

        Singapore

        Changi International Airport

        • SATS Premier Lounge (Terminal 1)
        • SATS Premier Lounge (Terminal 3)
        • Blossom Lounge (Terminal 4)

        Germany

        Frankfurt International Airport

        • LUXX Lounge (Terminal 1)
        • Priority Lounge (Terminal 2)

        Taiwan

        Taoyuan International Airport

        • Oriental Club Lounge (Terminal 2)

        United Kingdom

        Heathrow International Airport

        • Big Smoke Taphouse & Kitchen (Terminal 2)

        Hawaii

        Daniel K. Inouye International Airport

        Japan

        Hokkaido, Tohoku

        • Asahikawa Airport
        • Taisetsu Lounge (Domestic Terminal 2F)
        • New Chitose Airport
        • Super Lounge (Domestic Terminal 3F)
        • North Lounge (International Terminal 4F)
        • Hakodate Airport
        • A Spring Business Lounge (Domestic Terminal 2F)
        • Aomori Airport
        • Airport Lounge (Passenger Terminal 2F)
        • Akita Airport
        • Royal Sky Lounge (Domestic Terminal 2F)
        • Sendai Airport
        • East Side Business Lounge (Passenger Terminal 3F)

        Kanto

        • Haneda Airport
        • Terminal 1 Power Lounge Central 1F
        • Terminal 1 Power Lounge North 2F
        • Terminal 1 Power Lounge South 2F
        • Terminal 2 Airport Lounge South 2F
        • Terminal 2 Power Lounge Central 3F
        • Terminal 2 Power Lounge North 3F
        • Terminal 3 Sky Lounge 4F
        • Terminal 3 Sky Lounge South 3F
        • Narita International Airport
        • Terminal 1 IASS Executive Lounge 1 Central Building 5F
        • Terminal 2 IASS Executive Lounge 2 Main Building 4F

        Chubu, Hokuriku

        • Mt. Fuji Shizuoka Airport
        • Your Lounge (Passenger Terminal 2F)
        • Chubu Centrair International Airport
        • Centrair Premium Lounge (Passenger Terminal 3F)
        • Niigata Airport
        • Airium Lounge (Passenger Terminal 3F)
        • Toyama Airport
        • Raicho Lounge (Passenger Terminal 2F)
        • Komatsu Airport
        • Hakusan Sky Lounge (Passenger Terminal 2F)

        Kinki

        • Kansai International Airport
        • Rokko Cardmember Lounge (Terminal 1 2F)
        • Rokko Cardmember Lounge Annex (Terminal 1 2F)
        • Kongo Cardmember Lounge (Terminal 1 2F)
        • Hiei Cardmember Lounge (Main Building Terminal 3F North Area)
        • Osaka International Airport (Itami Airport)
        • Osaka Lounge (Terminal Central 3F)
        • Kobe Airport
        • Kobe Lounge (Passenger Terminal 2F)

        Chugoku, Shikoku

        • Okayama Momotaro Airport
        • Muscat Lounge (Passenger Terminal 3F)
        • Hiroshima Airport
        • Momiji Business Lounge (Passenger Terminal 2F)
        • Yonago Airport
        • Daisen Lounge (Passenger Terminal 2F)
        • Izumo Airport
        • Izumo Enmusubi Airport Lounge (Airport Building 2F)
        • Yamaguchi Ube Airport
        • Kirara Lounge (Domestic Terminal 3F)
        • Takamatsu Airport

          Sanuki Lounge (Passenger Terminal 2F)

        • Tokushima Airport
        • Vortis Airport Lounge (Passenger Terminal 3F)
        • Matsuyama Airport
        • Business Lounge (Passenger Terminal 2F)
        • Sky Lounge (Passenger Terminal 3F)

        Kyusyu, Okinawa

        • Fukuoka Airport
        • Kutsurogi-No Lounge Time (Domestic Terminal 1F)
        • International Lounge Time (International Terminal 3F)
        • Kitakyushu Airport
        • Himawari Lounge (Passenger Terminal 2F)
        • SAGA AIRPORT
        • Saganogara Premium Lounge (Passenger Terminal 2F)
        • Oita Airport
        • Kunisaki Lounge (Domestic Terminal 2F)
        • Nagasaki Airport
        • Azalea Business Lounge (Passenger Terminal 2F)
        • Kumamoto Airport
        • ASO Lounge (Domestic Terminal 1F)
        • Miyazaki Bougainvillea Airport
        • Hinata Bougain Lounge (Domestic Terminal 1F)
        • Kagoshima Airport
        • Nanohana Sky Lounge ( Domestic Terminal 2F)
        • Naha Airport
        • Hana Lounge (Domestic Terminal 1F)
        *The list of participating lounges is subject to change. For the latest and updated list, please refer to www.loungekey.com 
         
    3. Bank Danamon will inform customers if there are future changes in point 2h.
    4. The lounge key access is valid only for Cardholders whose Cards are active, unblocked and not in arrears. 
    5. All relevant information concerning lounge key access can be viewed on the website link www.loungekey.com. 
    6. By accessing the lounge key during the Program Period, the Cardholder is deemed to have read, understood and agreed to participate in the Program and shall be subject to its General Terms and Conditions. Transactions performed by the Cardholder serve as valid evidence of his/her participation in the Program and approval to comply with its General Terms and Conditions. 


    C. Program Terms and Conditions
    1. All products and services from Lounge Key are entirely the responsibility of the merchant partner, not of PT Bank Danamon Indonesia Tbk. If there are problems and/or complaints regarding these products and services, please contact the merchant partner directly.
    2. Other terms and conditions related to Bank Danamon products and/or services, as long as they are not regulated differently in the Program’s General Terms and Conditions are declared to remain valid, and shall bind the Cardholder and become an inseparable unit.
    3. This Program’s General Terms and Conditions form an integral part of “General Terms and Conditions for PT Bank Danamon Indonesia Tbk Accounts and Banking Services” and “General Terms and Conditions for Bank Danamon Card Membership”
    4. All transactions have no indications of money laundering and/or other transactions that are prohibited under Indonesia’s prevailing laws and regulations.
    5. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon has the right to cancel the transaction or provide lounge key access to the Cardholder.
    6. The Cardholder agrees that Bank Danamon has the right to cancel his/her participation in this Program if he/she fails to meet the Program’s General Terms and Conditions.
    7. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to correct/amend/update the Program’s General Terms and Conditions. Any changes/additions/revisions on the Program’s General Terms and Conditions will be notified through the communication media available at Bank Danamon.
    8. In case of a change in the benefits, risks, costs, general terms and conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the change by Bank Danamon through Bank Danamon communication media. The Cardholder agrees that Bank Danamon will assume that the Cardholder has approved the change in the event that the Cardholder does not file an objection within the period stated above. If the Cardholder disagrees with the change, the Cardholder has the right to close the product and/or service by first settling all obligations owed to Bank Danamon.
    9. Cardholders and/or Cardholder representatives may file complaints regarding banking transactions/services verbally or in writing through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id.
    10. Procedures regarding Cardholder complaint services can be accessed through the website link https://www.danamon.co.id/en/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
    11. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority.
    12. These General Terms and Conditions follow the provisions of laws and regulations including those of the Financial Services Authority regulations.
       

       

D-Point

A Customer earns D-Points, a reward point program for customer loyalty, upon performing various banking activities determined by Bank Danamon. The Customer’s accumulated D-Points can be directly exchanged or redeemed for various rewards or merchandise by accessing the D-Point exchange website link https://dpoint.id.

 

More information about D-Point

https://www.danamon.co.id/id/Personal/Lainnya/New-Feature/D-Point

General terms and conditions of D-Point redemption

https://www.danamon.co.id/id/Personal/Lainnya/New-Feature/D-Point/syartum

Additional terms and conditions for JAL Miles redemption

Cardholders must read and understand the terms and conditions regarding the exchange of D-Points into JAL Miles.

  1. Valid for Bank Danamon credit cards or debit cards that have D-Point feature.
  2. The minimum number of D-Points that can be exchanged for JAL Miles is 1,000 (one thousand) miles (equivalent to redeeming 32,000 D-Points).
  3. Once a Cardholder has performed the exchange or redemption through the D-Point website, JAL Miles will be credited to the Cardholder's JAL Miles account within a maximum of 45 (forty five) working days from the date of request for redemption done through the D-Point website.
  4. Danamon D-Point Rewards General Terms and Conditions apply.
  5. Other applicable terms and conditions.

 

  1. Other terms and conditions related to products and/or services, as long as they are not regulated differently in the Program/Services/Features, are declared to remain valid, and shall bind the Cardholder and constitute an inseparable part of the General Terms and Conditions of the Program/ Services/Features.
  2. These Program/Services/Feature General Terms and Conditions form an integral part of the “General Terms and Conditions for Bank Danamon Banking Accounts and Services” and “General Terms and Conditions for Bank Danamon Credit Card Membership”.
  3. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to correct/amend/update the General Terms and Conditions of this Program/Service/Feature. For this purpose, Bank Danamon will notify the Cardholder within a reasonable period of time or as stipulated in applicable laws and regulations through Bank Danamon branch offices and/or through other communication media according to the latest data recorded at Bank Danamon.
  4. In case of a change in the benefits, risks, costs, general terms and conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the change by Bank Danamon through Bank Danamon communication media. The Cardholder agrees that Bank Danamon will assume that the Cardholder has approved the change in the event that the Cardholder does not file an objection within the period stated above. If the Cardholder disagrees with the change, the Cardholder has the right to close the product and/or service by first settling all obligations owed to Bank Danamon.
  5. The Cardholder agrees that Bank Danamon has the right to cancel the Cardholder's participation in this Program/Service/Feature if he/she fails to meet the General Terms and Conditions of the Program/Service/Feature.
  6. All transactions have no indications of money laundering and/or other transactions that are prohibited under Indonesia’s prevailing laws and regulations.
  7. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon has the right to cancel transactions, programs/services/features, or issue rewards to the Cardholder.
  8. Cardholders and/or Cardholder representatives may file complaints regarding banking transactions/services verbally or in writing through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id.
  9. Procedures regarding applicable complaints services at Bank Danamon can be accessed through the website link https://www.danamon.co.id/en/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  10. The General Terms and Conditions of this Program/Service/Feature follow the provisions of the laws and regulations including those of the Financial Services Authority regulations.
  11. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority.
     

 

REMINDER

Beware of scams. Please be careful and do not be deceived by unauthorized individuals acting on behalf of Bank Danamon who promise rewards in any form. All forms of fraud or other deceitful acts, which are committed by other parties or third parties associated with this Program, are beyond the authority of Bank Danamon.