Manulife Obligasi Unggulan Kelas A

Not every investor has access to bond investments, especially corporate bonds. Manulife Obligasi Unggulan Kelas A (MOU Kelas A) unlocks this access. Relying on diversification across two types of bonds, MOU Kelas A is designed as a vehicle towards a variety of medium-term goals, as well as a variety of medium-priority goals. 

Suitable for your various investment goals

  • Medium-term goals
    Managed actively, MOU Kelas A is ideal for investment objectives that you want to achieve in the medium term of 5-7 years.
  • Medium priority objectives
    With more manageable fluctuation rates, MOU Kelas A is suitable for a wide range of medium-priority objectives.
  • Long-term goal preservation
    Having been fueled by more aggressive investment alternatives, the time has come to realize de-risked funds for your long-term goals. Class A MOUs are a good alternative for capital preservation purposes. 

Features

Inception Date

16 October 2003

Currency

Rupiah

Custodian Bank

Standard Chartered Bank

Mutual Fund Type

Fixed Income

Minimum Initial and Subsequent Purchases

Rp10.000

Performance Benchmark

Average 3-month IDR time deposit rate at local banks +2%, net after tax


Investment Allocation 

Government Bond

Corporate Bond

Money Market

40% - 100%

0% - 60%

0% - 20%


Fees

Deferred Sales Charge at Disbursement Prior to 1 Year

 1,25%

Management Fee

Maximum 1%

Disbursement Fee

None


Advantages

  1. Periodic income  
    MOU Kelas A features a Distribution of Investment Return (PHI) which potentially can be distributed on a quarterly basis. 
  2. Liquid and tax-free  
    Unlike investing directly in bonds, MOU Kelas A investors enjoy Mutual Fund-style liquidity, which can be withdrawn at any time, and is not tax deductible. 
  3. Fluctuations are contained  
    A minimum allocation of 40% in government bonds ensures MOU Kelas A has manageable fluctuations. 
  4. Optimal yield potential  
    With the flexibility of investing in corporate bonds up to 60%, MOU Kelas A has superior yield potential. 

 

Investment risks  

Risks may arise from reduced unit value, liquidity, changes in securities allocation in investment policy, changes in economic and political conditions, investment value, changes in tax regulations, interest rates, dissolution and liquidation.