KPR Danamon Lebih

Danamon's flagship product for purchasing houses or apartments—whether ready stock or under development—combines loan and savings products. Enjoy a faster repayment period and reduced interest expenses, with rates as low as IDR 0.

KPR Danamon Lebih can be applied for at any time by customers who maintain a special savings account for KPR Danamon Lebih. Simply complete the KPR application form while understanding and agreeing to the Danamon Online KPR Application Terms and Conditions and fulfilling the General Terms and Conditions of Mortgage.

Advantages of KPR Danamon Lebih:

  • 80% of the average monthly savings balance is calculated as a deduction of the loan principal in determining mortgage interest.
  • The LARGER your savings balance, the SMALLER your mortgage interest expense.
  • Mortgages can be repaid within a shorter period.
  • Enjoy free transactions using all Bank Danamon services.
  • Savings balances remain accessible and unblocked for customer use.
     
     

Simulation of KPR Danamon Lebih
(All amounts are in Indonesian Rupiah.)

KPR Plafond

500,000,000

500,000,000

500,000,000

500,000,000

 

Credit Maturity (Regular Mortgage) (months)

120

120

120

120

 

Interest Rate Assumption (per year)

9.25%

9.25%

9.25%

9.25%

 

Installment/Month (Regular Mortgage)

6,401,636

6,401,636

6,401,636

6,401,636

 

Average Monthly Savings Balance

50,000,000

150,000,000

200,000,000

625,000,000

 

80% of Savings Balance as Loan Principal Deduction

40,000,000

120,000,000

160,000,000

500,000,000

 

Total Interest Paid (Regular Mortgage)

268,196,332

268,196,332

268,196,332

268,196,332

 

Total Interest Paid (KPR Danamon Lebih)

212,949,015

129,956,776

99,035,844

0

 

Interest Savings

55,247,317

138,239,556

169,160,488

268,196,332

 

Loan Maturity (KPR Danamon Lebih) (months)

112

99

94

79

 

Term Savings (months)

8

21

26

41

 

Total Installments Paid (Regular Mortgage)

768,196,332

768,196,332

768,196,332

768,196,332

 

Total Installments Paid (KPR Danamon Lebih)

712,949,015

629,956,776

599,035,844

500,000,000

 

Total Installment Savings

55,247,317

138,239,556

169,160,488

268,196,332

 

For more information about Danamon KPR products, contact Hello Danamon at 1-500-090 or visit the nearest branch.