Danamon's flagship product for purchasing houses or apartments—whether ready stock or under development—combines loan and savings products. Enjoy a faster repayment period and reduced interest expenses, with rates as low as IDR 0.
KPR Danamon Lebih can be applied for at any time by customers who maintain a special savings account for KPR Danamon Lebih. Simply complete the KPR application form while understanding and agreeing to the Danamon Online KPR Application Terms and Conditions and fulfilling the General Terms and Conditions of Mortgage.
Advantages of KPR Danamon Lebih:
Simulation of KPR Danamon Lebih
(All amounts are in Indonesian Rupiah.)
KPR Plafond |
500,000,000 |
500,000,000 |
500,000,000 |
500,000,000 |
|
Credit Maturity (Regular Mortgage) (months) |
120 |
120 |
120 |
120 |
|
Interest Rate Assumption (per year) |
9.25% |
9.25% |
9.25% |
9.25% |
|
Installment/Month (Regular Mortgage) |
6,401,636 |
6,401,636 |
6,401,636 |
6,401,636 |
|
Average Monthly Savings Balance |
50,000,000 |
150,000,000 |
200,000,000 |
625,000,000 |
|
80% of Savings Balance as Loan Principal Deduction |
40,000,000 |
120,000,000 |
160,000,000 |
500,000,000 |
|
Total Interest Paid (Regular Mortgage) |
268,196,332 |
268,196,332 |
268,196,332 |
268,196,332 |
|
Total Interest Paid (KPR Danamon Lebih) |
212,949,015 |
129,956,776 |
99,035,844 |
0 |
|
Interest Savings |
55,247,317 |
138,239,556 |
169,160,488 |
268,196,332 |
|
Loan Maturity (KPR Danamon Lebih) (months) |
112 |
99 |
94 |
79 |
|
Term Savings (months) |
8 |
21 |
26 |
41 |
|
Total Installments Paid (Regular Mortgage) |
768,196,332 |
768,196,332 |
768,196,332 |
768,196,332 |
|
Total Installments Paid (KPR Danamon Lebih) |
712,949,015 |
629,956,776 |
599,035,844 |
500,000,000 |
|
Total Installment Savings |
55,247,317 |
138,239,556 |
169,160,488 |
268,196,332 |
|
For more information about Danamon KPR products, contact Hello Danamon at 1-500-090 or visit the nearest branch.