Danamon KPR product is a financing facility issued by PT Bank Danamon Indonesia Tbk with collateral property, with an installment period of at least 1 (one) year and a maximum of 20 (twenty) years. The interest rate of Danamon KPR products is fixed in a certain period, then fluctuating in the next period (the terms of the period and interest rates can vary according to the type of product and financing objectives).
1.House Ownership Loan (KPR)
The benefits of Danamon KPR are to assist customers in financing the purchase of houses, shop houses, apartments, house renovations, house construction, villas, with property, through a variety of product choices and characteristics.
a.KPR Danamon
Financing for the purchase of houses / shop houses / business houses / business houses / dormitories both new and used, as well as buildings under ready stock and indent conditions. Maximum loan of IDR 15 billion and installment period of 1 - 20 years *.
b.Apartment Ownership Credit (KPA)
Financing for the purchase of apartments / SOHO (Small Office Home Office) / Condotel / Kiosk / Town House Strata Title / Ruko Strata Title / Condominium both new and used, as well as buildings in ready stock and indent conditions. Maximum loan of IDR 8 billion and installment period of 1 - 15 years *.
c.House Renovation and Building Credit (KPPR)
Loans are given for the purpose of building or renovating residential houses, shop houses / offices / apartments in the area. Maximum loan of IDR 15 billion and installment period of 1 - 10 years *.
d.Ready-to-Build Lots (KSB)
Loans provided for the purpose of purchasing lots where above the lots will be built houses. KSB is only given to the developers of Top Tier and Mid Tier categories. Maximum loan of 15 billion and installment period of 1-7 years *.
*)May change as in accordance with the policy of Bank Danamon.
House Ownership Loan Simulation
The currency used is in Rupiah.
Product Name
Home Ownership Loan (KPR)
Max Loan Ratio to Property / Asset Value
70% (according to applicable Bank Indonesia regulations)
Monthly Net Income (IDR)
8,000,000
Asset/Property Value (IDR)
300,000,000
Loan
210,000,000
Down Payment (IDR)
90,000,000
Loan Term (Year)
15
Product Name
Home Ownership Loan / Kredit Pemilikan Rumah
Max Loan Ratio to Property / Asset Value
70% (according to applicable Bank Indonesia regulations)
The following exchange rates are subject to change without notice. For the latest Currency Info Contact the nearest Danamon branch.
Kurs per 03 February 2023 15:18:50 WIB
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