Make Your Dream Home a Reality with Exclusive Mortgage Rates for Adira & MUFG Employees

01 January 2026 - 28 February 2026
Special Offer

Program Implementation

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The Mortgage Interest Rate Program applies specifically to Adira and MUFG staff for Primary and Secondary Mortgage/KPA, Multi-Purpose Loans, Balance Transfers, and Balance Transfers + Top Ups.

Program Period

The program enrollment period is from 1 January 2026 to 28 February 2026.

Promo Program

Customers who are employees of Adira and MUFG receive a special internal appraisal fee of IDR 500,000 for applying for KPR/KPA Primary, Secondary, KMG, Balance Transfer, and Balance Transfer + Top Up facilities at Bank Danamon during the program period.

Interest Rate Provisions

Fix & Float Rate

Facility

Fix For 3 Years

Tenor

Fix For 5 Years

Tenor

KPR/KPA Primary, Secondary, Take Over, Take Over + Top Up

Start 3.88%

Min 10 Years

Start 5.08%

Min 15 Years

Multipurpose Loan

6.5%

Max 10 Years

7.75%

Max 10 Years

Fix & Fix Rate

Facility

10/15 Years Tenor

KPR/KPA Primary, Secondary, Take Over + Take Over + Top Up

1 – 3 Years

5.25%

4 – 6 Years

8.25%

7-10/15 Years

11.25%

Note: Interest rates, minimum and maximum tenors are subject to change at any time based on applicable provisions.

Customer Complaints

  1. If there are any questions, complaints or credit complaints related to the Program, Program Participants may submit complaints about the Program either verbally or in writing via email: referral.center@danamon.co.id
  2. In the event that a complaint is submitted in writing, the Bank may request supporting evidence for examination/investigation of the Program Participant's complaint in accordance with applicable regulations.
  3. The procedures and mechanisms for customer complaints can be accessed via https://www.danamon.co.id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

Other Terms and Conditions

  1. Other terms and conditions related to products and/or services, as long as they are not regulated differently in the General Terms and Conditions of this Program, shall remain valid and binding on Bank Danamon Customers and shall form an integral part thereof.
  2. These General Terms and Conditions form an integral part of the "General Terms and Conditions of Bank Danamon Accounts and Banking Services".
  3. The Customer hereby agrees and acknowledges that Bank Danamon has the right to amend/change/supplement these General Terms and Conditions (hereinafter referred to as "Amendments"). For this purpose, Bank Danamon will notify Customers within a reasonable period of time or as stipulated in the applicable laws and regulations through Bank Danamon branch offices and/or through other means of communication in accordance with the latest data recorded at Bank Danamon.
  4. In the event of changes to the benefits, risks, costs, terms and conditions herein, the Customer shall have the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the date of notification of such changes by Bank Danamon through Bank Danamon's communication media. The Customer agrees that Bank Danamon shall deem the Customer to have agreed to such changes in the event that the Customer does not submit the above objection. If the Customer does not agree to the changes, the Customer has the right to close the Account and/or Service by first settling all of the Customer's outstanding obligations to Bank Danamon.
  5. These General Terms and Conditions have been adjusted to comply with the provisions of laws and regulations, including the provisions of the Financial Services Authority.
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