Special Interest Rate Program for Payroll Customers (EBP) and EB Client Payroll

01 September 2025 - 30 September 2025
Special Offer

Program Implementation

The interest rate program applies to Payroll Customers (EBP) and EB Client Payroll for KPR and KPA Primary & Secondary , KSB, KMG, Balance Transfer and Balance Transfer + Top Up facilities .

Program Period

Program Period until September 30, 2025

Program Criteria

Customers from Payroll Customers (EBP) and EB Client Payroll who apply for KPR & KPA (Primary & Secondary), KSB, KMG, Balance Transfer, and Balance Transfer + Top-Up facilities at Bank Danamon during the program period are eligible.

Interest Rate Provisions

Facility

Fix 5th

Tenor

KPR / KPA Primary Focus Group /
Selected Top Tier (MUFG) / Top Tier

5,08%

Min 15 Years

KPR Secondary

KPR Primary Mid Tier & Others

5,25%

Take Over & Take Over + Top Up Special Program

5,08%

Take Over & Take Over + Top Up Reguler

6,38%

KMG

7,75%

Max 10 Years


Fix & Fix Rate

Facility

10/15 Year Tenor

KPR Primary

1-3 Years
4-6 Years
7-10/15 Years

5,25%
8,25%
11,25%

KPR Secondary

Take Over & Take Over + Top Up

Note: Interest rates, as well as the minimum and maximum tenors, are subject to change at any time based on applicable conditions.

Customer Complaints

The Customer and/or their representative may submit complaints regarding dissatisfaction with the banking program, transaction, or service in writing via email at referral.center@danamon.co.id

Other Terms and Conditions

  1. Other terms and conditions related to products and/or services, as long as they are not regulated differently in the General Terms and Conditions of this Program, are declared to remain valid and binding on Bank Danamon Customers and form an inseparable whole.
  2. These General Terms and Conditions are an inseparable part of the "General Terms and Conditions for Bank Danamon Accounts and Banking Services".
  3. The Customer hereby agrees and acknowledges that Bank Danamon has the right to revise/change/supplement these General Terms and Conditions (hereinafter referred to as “Changes”). For this purpose, Bank Danamon will notify the Customer within a reasonable time period or as stipulated in the applicable laws and regulations through Bank Danamon branch offices and/or through other communication media according to the latest data recorded at Bank Danamon.
  4. In the event of changes to the benefits, risks, costs, general terms and conditions, the Customer has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the changes by Bank Danamon through Bank Danamon's communication media. The Customer agrees that Bank Danamon will assume that the Customer agrees to the changes if the Customer does not submit the objections mentioned above. If the Customer does not agree to the changes, the Customer has the right to close the Account and/or Services by first completing all the Customer's obligations still owed to Bank Danamon.
  5. These General Terms and Conditions have been adjusted to the provisions of laws and regulations, including the provisions of the Financial Services Authority regulations.
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