Get Closer to Your Dream Home, Special Offer for Payroll Clients

Applicable to applications submitted between 1 January and 28 February 2026.

Customers who are Payroll Customers (EBP) and EB Client payroll customers can apply for Primary & Secondary mortgage and home equity loans, KSB, KMG, Balance Transfer and Balance Transfer + Top Up to Bank Danamon during the program period.

Fix & Fix Rates

Note: Interest rates, minimum and maximum tenors are subject to change at any time based on applicable provisions.

1. a. If there are any questions, complaints or credit complaints related to the Program, Program Participants may submit complaints about the Program either verbally or in writing via email: referral.center@danamon.co.id
2. In the event that a complaint is submitted in writing, the Bank may request supporting evidence for examination/investigation of the Program Participant's complaint in accordance with applicable regulations.
3. The procedures and mechanisms for customer complaints can be accessed via https://www.danamon.co.id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. Other terms and conditions related to products and/or services, unless otherwise stipulated in the General Terms and Conditions of this Program, shall remain valid and binding on Bank Danamon customers and form an integral part thereof.
2. These General Terms and Conditions are an integral part of the "General Terms and Conditions of Bank Danamon Accounts and Banking Services".
3. Customers hereby agree and acknowledge that Bank Danamon reserves the right to amend/change/supplement these General Terms and Conditions (hereinafter referred to as "Amendments"). For this purpose, Bank Danamon will notify Customers within a reasonable period of time or as stipulated in the applicable laws and regulations through Bank Danamon branch offices and/or through other means of communication in accordance with the latest data recorded at Bank Danamon.
4. In the event of changes to the benefits, risks, costs, terms and conditions herein, the Customer shall have the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the date of notification of such changes by Bank Danamon through Bank Danamon's communication media. The Customer agrees that Bank Danamon shall deem the Customer to have agreed to such changes in the event that the Customer does not submit the above objection. If the Customer does not agree to the changes, the Customer has the right to close the Account and/or Service after first settling all outstanding obligations owed by the Customer to Bank Danamon.
5. These General Terms and Conditions have been adjusted in accordance with applicable laws and regulations, including the regulations of the Financial Services Authority.