Cashback 100% Up to IDR 150K

Program Period (“Program Period”) are as follows:

1. Non-Automotive Category:

   REGION	MERCHANT	PROGRAM PERIOD
   Jabodetabek	Padel Vibe	1 October – 31 December 2026
   Jabodetabek	Sifaris Cell	1 October – 31 December 2026
   Jabodetabek	Toko Vincent	1 October – 31 December 2026
   Jabodetabek	Faith In Your Pocket	1 October – 31 December 2026
   Jabodetabek	Angcake	1 October – 31 December 2026
   Jabodetabek	Lyn's Bakery	1 October – 31 December 2026
   Jabodetabek	Sena Bake House	17 October – 31 December 2026
   Jabodetabek	BKS Food	17 October – 31 December 2026
   Jabodetabek	LOONG DIM SUM / PT Kuliner Halal Indonesia	1 November 2026 – 31 January 2027
   Sulawesi	Toko Voila Outfit (Gorontalo)	1 September – 30 November 2026
   Sulawesi	Iron Paradise (Makassar)	1 September – 30 November 2026
   Sumatera	LA SERRA (Pekanbaru)	1 September – 30 November 2026
   Sumatera	Lempah Seafood (Pekanbaru)	1 October – 31 December 2026
   Sumatera	Cafe Angetin	1 October – 31 December 2026
   Sumatera	Apotek AA	1 November – 31 January 2027
   Kalimantan	Diva Mart (Ketapang)	1 September – 30 November 2026
   Kalimantan	CV Duta Baja Lestari	1 October 2026 – 31 December 2026
   Kalimantan	Dr Huany	1 October 2026 – 31 December 2026
   West Java	Tan Xiang	1 November – 31 January 2027
   West Java	Toko Kue Nusantara KWRG	1 November – 31 January 2027
   West Java	RM Saung Kuring	1 November – 31 January 2027
   West Java	Anugerah Jaya Sentosa	1 November – 31 January 2027

2. Automotive Category:

   REGION	MERCHANT	PROGRAM PERIOD
   Jabodetabek	Abadi Motor	1 September – 30 November 2026
   Jabodetabek	Ado Motor	1 September – 30 November 2026
   Jabodetabek	PT. Vkool Indonesia	1 October – 31 December 2026
   West Java	CV Sentra Anugrah Motor (Bandung)	1 September – 30 November 2026
   West Java	Raja Makmur Auto	1 November – 31 January 2027
   Sulawesi	Toko Voila Outfit ( Gorontalo)	1 September – 30 November 2026
   Kalimantan	Panama Motor	1 October – 31 December 2026
   Kalimantan	PT Prima Aneka Intenusa	1 November – 31 January 2027
   Sumatera	Cafe Satria Widjaya	1 November – 31 January 2027
   Sumatera	Ken Hermawan Jambi	1 November – 31 January 2027
   Sumatera	Nuri TSM	1 November – 31 January 2027

Hereinafter referred as ”Program Period”,

Eligible Customers for this Program are as follows:

1. Customers who have: i) a Bank Danamon savings account; and ii) an active Bank Danamon Credit Card during the Program Period and are users of the latest version of the D-Bank PRO application, and.
2. This Program is not applicable to employees of Bank Danamon.

Hereinafter referred as ”Program Period”,

1. Customers are required to read and understand the General Terms and Conditions of this Pro-gram.
2. Bank Danamon reserves the right to reject or cancel the Customer’s participation in the Program if the Customer does not comply with the General Terms and Conditions of the Program.
3. The Customer shall be fully responsible for any risks, losses, demands, lawsuits, and/or claims in connection with their participation and/or cancellation of participation in the Program.
4. The program is a reward in the form of cashback ("Cashback Rewards") for payment transactions using QRIS D-Bank PRO with funds sourced from savings accounts and/or Bank Danamon credit cards, with no minimum transaction amount, at all merchant partners specified and listed in the General Terms and Conditions of this program ("Transactions").
5. By conducting Transactions in accordance with the General Terms and Conditions of the Program, the Customer is deemed to have read, understood, and agreed to comply with the Program and its General Terms and Conditions. Such Transactions shall serve as valid evidence of the Custom-er’s participation in the Program and their agreement to be bound by the General Terms and Conditions of the Program.

1. Customers will receive Cashback Rewards if they have fulfilled the General Terms and Conditions of the Program while quotas are available.

2. The Program is valid with Cashback Reward Quotas ("Program Quotas") which will be given based on the following categories:

   1. Non-Automotive Category:

      REGION	MERCHANT	MERCHANT ADDRESS	PROGRAM PRIZE	PROGRAM QUOTA	QUOTA PER CUSTOMER
      Jabodetabek	Padel Vibe	Jl. Raya Legok Karawaci KM. 6, KP. Carang Pulang, Desa/Kelurahan Medang, Kec. Pagedangan, Kab. Tangerang, Provinsi Banten, 15334	Cashback 100% up to IDR 25.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	Sifaris Cell	Jalan Panjang Kedaung Kali Angke Cengkareng Jakarta Barat	Cashback 100% up to IDR 25.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	Toko Vincent	Tanah Abang Blok A B1, Los E No. 129, Tanah Abang, Jakarta Pusat	Cashback 100% up to IDR 25.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	Faith In Your Pocket	Jl. Arteri Juraganan No. 34, Grogol Utara, Kebayoran Lama, Jakarta Selatan	Cashback 100% up to IDR 25.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	Angcake	Jl. Sama Rasa No. 6 RT 04/04, Angke, Tambora, Jakarta Barat	Cashback 100% up to IDR 25.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	Lyn's Bakery	Apartemen Gading Nias, Pegangsaan Dua, Kelapa Gading, Jakarta Utara	Cashback 100% up to IDR 25.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	Sena Bake House	Jln Kedoya Angsana VI 07/12 Jakarta Barat 11520	Cashback 100% up to IDR 25.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	BKS Food	Jl Mangga 26 Blok H/3 RT 006 RW 003 Duri Kepa Kebon Jeruk Jakarta Barat	Cashback 100% up to IDR 25.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	LOONG DIM SUM / PT Kuliner Halal Indonesia	Jl. Purworejo No. 22 Menteng Jakarta	Cashback 100% up to IDR 25.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      East Java	PSI Coffee	Jl Sumatra No 37, Gundih, Bubutan, Surabaya, Jawa Timur, 60172 Jl Embong Kemiri No 17, Embong Kaliasin, Genteng, Surabaya, Jawa Timur, 60271 Telaga Utama Road No D1, Lidah Kulon, Lakarsantri, Surabaya, Jawa Timur, 60213 Jl Bubutan No 1-7 Lantai Ll, Alun-alun Contong, Bubutan, Surabaya, Jawa Timur, 60174 Jl Musi No 14, Darmo, Wonokromo, Surabaya, Jawa Timur, 60241 Jl Musi No 14, Darmo, Wonokromo, Surabaya, Jawa Timur, 60241 Jl Tunjungan No 56, Genteng, Genteng, Surabaya, Jawa Timur, 60275 Pakuwon Mall Lontar, Babatan, Wiyung, Surabaya, Jawa Timur, 60227 Jl Embong Malang No 27 Tunjungan Plaza 4, Embong Kaliasin, Genteng, Surabaya, Jawa Timur, 60271 Jl Dr Ir H Soekarno No 35-39 Galaxy Mall, Mulyorejo, Mulyorejo, Surabaya, Jawa Timur, 60115 Jl Bubutan No 144, Alun-alun Contong, Bubutan, Surabaya, Jawa Timur, 60174	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sumatera	LA SERRA	Jl. Dr. Setia Budhi No. 147, Pesisir, Lima Puluh, Kota Pekanbaru, Riau	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sumatera	Lempah Seafood (Pekanbaru)	Jl. Laksamana Malahayati Kel. Ketapang Kec. Pangkal Balam, Pangkal Pinang	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sumatera	Cafe Angetin	Jl. Aisyah Sulaiman KM.8 atas Ruko D'Green City No.C5	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sumatera	Apotek AA	JL. Kolonel Yos Sudarso, No. 205, Pulo Brayan Kota, Medan Barat, Medan, Sumatera Utara	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sulawesi	Experto	Jl. MT Haryono, Kel Macege, Kec.Tanete Riattang Barat, Kab Bone	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sulawesi	Toko Saroniaga	Jl. Salak, Kel Macege, Kec.Tanete Riattang Barat, Kab Bone	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sulawesi	Toko Voila Outfit (Gorontalo)	Jl. Raja Eyato I, Kel. Biawao, Kec. Kota Selatan Kota Gorontalo	Cashback 100% up to IDR 25,000	100 Transaction	Maximum of one (1) Cashback Rewards per customer during the program period
      Sulawesi	Iron Paradise	Jl. Irian No.19 A, Pattunuang, Makassar	Cashback 100% up to IDR 25,000	100 Transaction	Maximum of one (1) Cashback Rewards per customer during the program period
      Kalimantan	Diva Mart	Jl. Ketapang Sukadana Kel Kuala Satong Kec Matan Hilir utara, Kab Ketapang	Cashback 100% up to IDR 25,000	100 Transaction	Maximum of one (1) Cashback Rewards per customer during the program period
      Kalimantan	CV Duta Baja Lestari	Jl. Durian III	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Kalimantan	Dr Huany	Rs. Suaka Insan Jl. Zapri Zam Zam No .60 belitung selatan , kode post 70124	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      West Java	Tan Xiang	Ruko Paskal Hyper Square 23 Blok N25, Jl Pasir Kaliki , 25-27, KB Jeruk  Kec. Andir Kota Bandung	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      West Java	Toko Kue Nusantara KWRG	Jl Veteran No. 17 RT22 /RW03 Nagri Kaler. Kec Purwakarta. 41115	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      West Java	RM Saung Kuring	Jl. Munjuljaya - Kab.Purwakarta	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      West Java	Anugerah Jaya Sentosa	Jl. Pasir Paku Kelurahan Giri Asih Kec. Batu jajar. Kab. Bandung Barat	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      West Java	Sinar Warna Pelangi	Jl. Lebak wangi Raya Soreang -Kopo No.383-385 KM 15, Cingcin Kec. Soreang Kab. Bandung	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period

   2. Automotive Category

      REGION	MERCHANT	MERCHANT ADDRESS	PROGRAM PRIZE	PROGRAM QUOTA	QUOTA PER CUSTOMER
      Jabodetabek	Abadi Motor	Jln Panjang No 17 RT 07/01 Kbn Jeruk Jakarta Barat 11530 Jln Raya Kutabumi Blok CD 2 No 1 Kec Ps Kemis Kota Tangerang 15560	Cashback 100% up to IDR 150.000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	Ado Motor	1. Jalan Meruya Selatan No. 5, RT 004/RW 004, Meruya Utara, Kec. Kembangan, Kota Jakarta Barat, 11620 2. Jalan KH. Hasyim Ashari, RT 001/RW 005, Neroktog, Pinang, Tangerang, 15145	Cashback 100% up to IDR 150.000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Jabodetabek	PT. Vkool Indonesia	Jl. Gunung Sahari no. 20 Jakarta Pusat	Cashback 100% up to IDR 150.000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      West Java	CV Sentra Anugrah Motor	Jl. Merdeka No 40 Bandung	Cashback 100% up to IDR 50,000	300 Transaction	Maximum of one (1) Cashback Rewards per customer during the program period
      West Java	Raja Makmur Auto	Kota Baru Parahyangan Blok 9-10 Kertajaya -Padalarang	Cashback 100% up to IDR 150.000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Kalimantan	Panama Motor	Jl. Cilik Riwut Baamang Tengah Kec Baamang, Kab Kotawaringin Timur, Kalimantan Tengah 74311	Cashback 100% up to IDR 150.000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Kalimantan	PT Prima Aneka Intenusa	Jl. Arteri Supadio No. 168 (sebelah Sekolah Tunas Bangsa), Kubu Raya / Pontianak, Kalimantan Barat. Jl. Ir. H. Juanda No. 34, Darat Sekip, Kecamatan Pontianak Kota, Kota Pontianak, Kalimantan Barat 78117	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sumatera	Cafe Satria Widjaya	Jl Satria, Pringsewu Utara, Kec. Pringsewu, Kab. Pringsewu, Lampung	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sumatera	Ken Hermawan Jambi	Jl. Kol Pol M Taher No 12 Kel. Wijaya Pura, Kec. Jambi Selatan, Kota Jambi	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
      Sumatera	Nuri TSM	Transmart Palembang City Center, Jl Radial, 26 Ilir, Kec. Bukit Kecil, Palembang	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period

   (“Cashback Quota”).

3. Cashback rewards will be credited to the Customer's savings account (for Transactions with savings account funds) or in the form of credit balance to the Customer's Credit Card monthly bill (for Transactions with Credit Card funds) used to make Transactions no later than 30 (thirty) working days after the Program Period in the month in which the Transaction was made ends.
4. Cashback Rewards will only be credited to the Customer's savings account. If the Customer does not have a savings account and makes a Transaction using QRIS with funds sourced from a Credit Card, the Cashback Reward will not be provided.
5. Participation in this Program is free of charge for the Customer.
6. The Customer understands and agrees that if the Program Quota is exhausted before the Program Period ends, the Customer will not receive any Cashback.
7. In the event that the Customer’s account used for conducting Transactions is inactive, blocked, or in any condition that prevents the Cashback from being credited, the Customer acknowledges that the Cashback cannot be granted.
8. The Bank will deposit any tax deductions (if any) on the Cashback Prize in the form of cashback to the competent tax authority. All matters relating to the calculation and reporting of taxes on cashback received by Program Participants are the sole responsibility of the Program Participants (self assessment basis).

1. Customers may submit complaints regarding banking products/services either verbally or in writing through the nearest Bank Danamon branch office, via Hello Danamon (1-500-090), or by email at hellodanamon@danamon.co.id.
2. The procedure for customer complaint services can be accessed through the website https://www.danamon.co.id/en/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. General Terms and Conditions This program constitutes an integral part of the "General Terms and Conditions for Bank Danamon Accounts and Banking Services" and the "General Terms and Conditions for D-Bank PRO", as well as other terms and conditions related to banking products and/or services. In the event of any discrepancy or conflict between these provisions and the General Terms and Condi-tions of the Program, the General Terms and Conditions of the Program shall prevail.
2. The products and/or services of the merchant partner are not the products and responsibility of Bank Danamon and are therefore entirely the responsibility of the merchant partner. If there are any prob-lems and/or complaints regarding the products, services, and/or the Program, please contact the mer-chant partner concerned.
3. The Customer hereby agrees and acknowledges that Bank Danamon reserves the right to re-vise/amend/supplement these General Terms and Conditions of the Program from time to time. Any changes/additions/updates to these General Terms and Conditions will be communicated through the communication channels available at Bank Danamon. In the event of changes to benefits, risks, fees, terms, and conditions under these General Terms and Conditions, the Customer has the right to sub-mit a written objection to Bank Danamon within 30 (thirty) business days from the date the changes are communicated by Bank Danamon. The Customer agrees that if no objection is submitted within the specified period, the Customer shall be deemed to have accepted the changes. If the Customer does not agree to the changes, the Customer has the right to cancel their participation in the Program, provided that all obligations to Bank Danamon (if any) have been settled.
4. The Customer declares that there are no and will not be any Transactions that indicate money laun-dering or other Transactions prohibited under the prevailing laws and regulations in Indonesia.
5. In the event of any indication of fraud, misconduct and/or irregular Transactions, unreasonable Trans-actions money laundering, and/or actions that violate applicable laws and regulations, Bank Danamon reserves the right to cancel the Transactions, cancel the Customer’s participation in the Program, and/or cancel the Cashback distribution to the relevant Customer. The Customer remains obligated to settle all outstanding obligations to Bank Danamon.
6. If any provision of the General Terms and Conditions of this Program is prohibited or cannot be en-forced or becomes invalid or is declared null and void by a government or court ruling, this shall not affect the validity of the other provisions of the General Terms and Conditions of this Program, and the other provisions shall remain valid and binding and enforceable as stipulated in the General Terms and Conditions of this Program.
7. If any irregularities are found in relation to this Program or if fraud is suspected, Customers are ad-vised to immediately inform Hello Danamon.
8. The Terms and Conditions of this Program are written in Indonesian and English. In the event of any differences in provisions or interpretations between the Indonesian and English versions, the Indone-sian version shall prevail.
9. The titles and terms used in the General Terms and Conditions of this Program are solely intended to facilitate understanding of the contents of the General Terms and Conditions of this Program.
10. These General Terms and Conditions of the Program have been adjusted in accordance with applicable laws and regulations, including regulations issued by the Financial Services Authority (OJK).
11. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI), and is a participant in the Deposit Insurance Corporation (LPS) guarantee pro-gram.