Cashback 100% Up to IDR 150K

Program Period (“Program Period”) are as follows:

a. Non-Automotive Category:

b. Automotive Category:

Hereinafter referred as ”Program Period”,

Eligible Customers for this Program are as follows:

1. Customers who have: i) a Bank Danamon savings account; and ii) an active Bank Danamon Credit Card during the Program Period and are users of the latest version of the D-Bank PRO application, and.
2. This Program is not applicable to employees of Bank Danamon.

Hereinafter referred as ”Program Period”,

1. Customers are required to read and understand the General Terms and Conditions of this Pro-gram.
2. Bank Danamon reserves the right to reject or cancel the Customer’s participation in the Program if the Customer does not comply with the General Terms and Conditions of the Program.
3. The Customer shall be fully responsible for any risks, losses, demands, lawsuits, and/or claims in connection with their participation and/or cancellation of participation in the Program.
4. The program is a reward in the form of cashback ("Cashback Rewards") for payment transactions using QRIS D-Bank PRO with funds sourced from savings accounts and/or Bank Danamon credit cards, with no minimum transaction amount, at all merchant partners specified and listed in the General Terms and Conditions of this program ("Transactions").
5. By conducting Transactions in accordance with the General Terms and Conditions of the Program, the Customer is deemed to have read, understood, and agreed to comply with the Program and its General Terms and Conditions. Such Transactions shall serve as valid evidence of the Custom-er’s participation in the Program and their agreement to be bound by the General Terms and Conditions of the Program.

1. Customers will receive Cashback Rewards if they have fulfilled the General Terms and Conditions of the Program while quotas are available.
2. The Program is valid with Cashback Reward Quotas ("Program Quotas") which will be given based on the following categories:
   a. Non-Automotive Category:
   

   REGION	MERCHANT	MERCHANT ADDRESS	PROGRAM PRIZE	PROGRAM QUOTA	QUOTA PER CUSTOMER
   Jabodetabek	Pathlab	Komp Ruko Sentra Niaga Puri Indah Blok T6 No 31 29 A No 57 Jl Jalur Sutera Pakualam Jl Green Lake City Boulevard Rt 007 Rw 009 Jl Boulevard Bintaro Jaya Ruko Kebayoran Arcade 2 Blok Ka K2 No 21 Jl Alternatif Cibubur No 9 Rt 005 Rw 009 Ruko Medison Square Jl Kota Wisata Raya Cibubur No 32 Shc 1	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jabodetabek	Komikuri	Ruko Paramount 7C5 Blok DF2/2 Tangerang	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jabodetabek	Favo Play Toys	Rukan Golf Island Beach Theme Park Blok Eno 262 PIK Jakarta 14470	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jabodetabek	Saung Greenville	Kompleks Greenville tahap IV Blok AS No 39 Jl Ratu kemuning Raya RT 012 RW 013 Duri Kepa Jakarta Barat	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jabodetabek	PT Tunas Tangkas Primaraga Sakti	Kompleks Green Ville Jln Tj Duren Barat RT 11/9 Duri Kepa Jakarta Barat	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jabodetabek	Misoa Story	The Misoa Story Blok M Jln Melawai 3 Blok M RT 3/1 Melawai Kec Keb Baru Jkt 12160 The Misoa Story PIM 5 Jln Iskandar Muda No 1 RT 1/16 Pd Pinang Kec Keb Lama Jkt 12310	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jabodetabek	Gyugogi Gading Serpong	Ruko Hampton Avenue Blok D3 N0 1-2 Medang Pagedangan Tangerang Banten	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jabodetabek	Padel Estate	Taman Makam Bahagia No.74 Pondok Aren 15227	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jawa Barat	KOPI - Q MW	Jalan Mekar Agung Ruko 1-3, Mekar Wangi, Bojongloa Kidul, Kota Bandung, Jawa Barat	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jawa Barat	Noisy Matcha - 2	Jl. Dr. Djunjunan di dalam Volume Hotel, Kota Bandung, Jawa Barat, 40237	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jawa Barat	Fit Factory	Jl. Tera No. 28 , Kota Bandung, Jawa Barat	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	PSI Coffee	Jl Sumatra No 37, Gundih, Bubutan, Surabaya, Jawa Timur, 60172 Jl Embong Kemiri No 17, Embong Kaliasin, Genteng, Surabaya, Jawa Timur, 60271 Telaga Utama Road No D1, Lidah Kulon, Lakarsantri, Surabaya, Jawa Timur, 60213 Jl Bubutan No 1-7 Lantai Ll, Alun-alun Contong, Bubutan, Surabaya, Jawa Timur, 60174 Jl Musi No 14, Darmo, Wonokromo, Surabaya, Jawa Timur, 60241 Jl Musi No 14, Darmo, Wonokromo, Surabaya, Jawa Timur, 60241 Jl Tunjungan No 56, Genteng, Genteng, Surabaya, Jawa Timur, 60275 Pakuwon Mall Lontar, Babatan, Wiyung, Surabaya, Jawa Timur, 60227 Jl Embong Malang No 27 Tunjungan Plaza 4, Embong Kaliasin, Genteng, Surabaya, Jawa Timur, 60271 Jl Dr Ir H Soekarno No 35-39 Galaxy Mall, Mulyorejo, Mulyorejo, Surabaya, Jawa Timur, 60115 Jl Bubutan No 144, Alun-alun Contong, Bubutan, Surabaya, Jawa Timur, 60174	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	Jchicken Tenggilis	Jl Raya Tenggilis Mejoyo G No 1 , Kali Rungkut, Kec Rungkut Surabaya	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	Tomoro Tenggilis	Jl Raya Tenggilis Mejoyo G No 1 , Kali Rungkut, Kec Rungkut Surabaya	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	Toko Subur	JL Merdeka No 181 Kauman Kec Kepanjen kidul Blitar 66117	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	Four Winds	Ruko One Arcade Blok ARD No 3 Citraland Sambikerep Surabaya 60216	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jawa Timur	Chifry	Supermal Pakuwon Indah Lt UG Blok FK 27 Foodcourt Royal Plaza Lt 3 Blok OK1 no 10 Jl Gembong No 20-30 Sby Jl Grand Banjar Mutiara Asri no 1 Sby Jl Ahmad Yani Menanggal Sby Jl Pemuda no 31-37 Jl Raya Laguna KJW Putih Tambak No 2 Sby Jl Dr Wahidin Sudirohusodo No 788 Gresik	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Central Java	Aero Group: Aero Lounge	Jl. Pemuda No.237, Pati Wetan/Dosoman, Pati Wetan, Kec. Pati, Kabupaten Pati, Jawa Tengah 59118	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   	Aero Padel	Jl. Pemuda, Pati Wetan/Dosoman, Pati Kidul, Kec. Pati, Kabupaten Pati, Jawa Tengah 59119
   	Aero Fit	Jl. Pemuda No.237, Pati Wetan/Dosoman, Pati Wetan, Kec. Pati, Kabupaten Pati, Jawa Tengah 59119
   	Aero Billiard	Jl. Pemuda No.237A, Pati Wetan/Dosoman, Pati Wetan, Kec. Pati, Kabupaten Pati, Jawa Tengah 59119
   	Nasi Muara	Jl. Pemuda No.237, Pati Wetan/Dosoman, Pati Wetan, Kec. Pati, Kabupaten Pati, Jawa Tengah 59119
   	Burger Bangor	Jl. Dr. Sutomo No.4A, Pati Kidul, Kec. Pati, Kabupaten Pati, Jawa Tengah 59114
   Jawa Tengah	Ibuku Bakery	Jl Raya Kayen Sukolilo Pati Jl Pasarlam No 114 Kayen Pati Jl Raya Timur Gabus Depan Pasar Gabus Jl Raya Kelet Bangsri, Barat Rsud Dr Rehatta Jl Jepara Kudus Km 22 Ruko Abadi Mayong	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jawa Tengah	Ibuku Bakery 2	Jl Jati Rogo No 20d Lasem Jl Pemuda No 37 Rembang Jl Sunan Ngerang No 30 Juwana Pati	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jawa Tengah	Ibuku Bakery 3	Jl Dr Susanto No 78 Pati Jl Letkol Tit Sudiono No. 49 Kudus Jl Raya Pati- Tayu Km. 9 Wedarijaksa Pati Jl Pemuda No 223 Pati Jl P Sudirman No 27 Tayu Pati Jl Ronggo Kusumo, Kajen Margoyoso Pati Jl R. Suprapto No 69 Purwodadi Jl Ronggowarsito No 4 Puri Pati	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Warung Be Sanur	Jalan Tantular Barat no 99 Denpasar, Jalan Matahari Terbit Sanur, Jalan Siligita no 99B Benoa Nusa dua	Cashback 100% up to IDR 25,000	300 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Umera Kofie BDI	Jl. W.J Lalamentik, Desa/Kelurahan Fatululi, Kecamatan Oebobo, Kupang, NTT 85111	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	The Acai Shop	The Acai Shop Berawa The Acai Shop Canggu The Acai Shop Batu Bolong The Acai Shop Sanur The Acai Shop Pecatu The Acai Shop Pantai Bingin The Acai Shop Ubud	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Toko Sinar Rejeki	Jl. Raya Sidan, Br. Sidan Kelod, Kel. Sidan, Kec. Gianyar, Kab. Gianyar	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Ukelsan Kitchen & Coffee	JL. Legian NO.120 Kuta - Bali	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Apotik Sehat Bahagia Anugerah	Jalan Bypass Dharmagiri No.8 Gianyar	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sumatra	Toko Laris Mart	Jalan Glugur no. 7 Rantau Prapat	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sumatera	Cipta Sarana	Jl. Mayor Salim Batubara No. 5A, Kel. 20 Ilir 2, Kec. Kemuning, Palembang	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sumatera	Sarana Decotama	Jl. Mayor Salim Batubara No. 5A, Kel. 20 Ilir 2, Kec. Kemuning, Palembang	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sumatera	Natalia Decotama	Jl. Mayor Salim Batubara No. 5A, Kel. 20 Ilir 2, Kec. Kemuning, Palembang	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sumatera	Sarana Fittindo	Jl. Mayor Salim Batubara No.4B, Kel 20 Ilir , Kec Kemuning Palembang	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sumatra	EJ Skin Clinic	Jl. Medan - Banda Aceh, Geulanggang Teungoh, Kec. Kota Juang, Kabupaten Bireuen, Aceh 24251	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sumatera	Lapadella	Jl. Arifin Ahmad RT 001 RW 002, Sidomulyo Timur, Marpoyan Damai Pekanbaru	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sulawesi	Expat Roaster	Centre Point of Indonesia (CPI) Sunset Quay A, Citralnad No.03, Maccini Sombala, Makassar, Sulawesi Selatan	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sulawesi	Mbok Dja	Jl. Gunung Latimojong No.106 - Makassar	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sulawesi	Experto	Jl. MT Haryono, Kel Macege, Kec.Tanete Riattang Barat, Kab Bone	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sulawesi	Toko Saroniaga	Jl. Salak, Kel Macege, Kec.Tanete Riattang Barat, Kab Bone	Cashback 100% up to IDR 25,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period

   
   
   
   b. Automotive Category:

   REGION	MERCHANT	MERCHANT ADDRESS	PROGRAM PRIZE	PROGRAM QUOTA	QUOTA PER CUSTOMER
   Sumatera	Candi Motor Denso	Jl. Dara Petak Sulanjana Kota Jambi	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Sumatera	Akur Motor	Jl. Ahmad Yani No 23 Pringsewu Jl Ahmad Yani No 2 Pringsewu Jl Raden Intan, Talang Padang, Tanggamus	Cashback 100% up to IDR 150,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	CV Auto Nusa Abadi	Jl. Timor Raya No. 78, Desa/Kelurahan Pasir Panjang, Kecamatan Kota Lama, Kota Kupang, NTT 85227	Cashback 100% up to IDR 150,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Sesetan Motor	Jl. Raya Sesetan 562 Denpasar	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Bengkel Batur Sari Motor 2	Jl. Prof Dr. Ida Bagus Mantra, Kel. Keramas, Kec. Blahbatuh, Kab. Gianyar	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	CV Oto Fashion	JL Palapa, Naikoten Dua, Kota Raja, Kupang, NTT 85118	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	CV Sekawan Motor	Jl. Ahmad Yani, Kelurahan Fatubesi, Kecamatan Kota Lama, Kupang, NTT	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Denso Motor	JL. Timor Raya KM 10, Kelurahan Oesapa, Kecamatan Kota Lima, Kupang, NTT	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Cartell Bali	Jl. Raya Kerobokan, Kerobokan Kelod, Kec. Kuta Utara, Kota Denpasar, Bali 80361	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Bali & Nusa Tenggara	Timbul Variasi	JL. W.R Supratman NO. 361 Denpasar	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Kalimantan	CV 31 Car Sampit	Jl. Cilik Riwut depan Wella, Baamang Tengah Baamang	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   West Java	Surya Jaya TKI	Taman Kopo Indah I Blok B No. 2 , Kab Bandung, Jawa Barat	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   West Java	Gallery Helmet Bandung	Jl. Pungkur 160, Kota Bandung, Jawa Barat Jl. Raya Cibabat 367, Kota Cimahi , Jawa Barat Jl. Mitra Batik no. 82 , Kota Tasikmalaya, Jawa Barat	Cashback 100% up to IDR 100,000	75 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	Madame Wang	Jl Raya Tidar No 32b, Karangbesuki Kec Sukun Kota Malang Jawa Timur 65146	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	Langkah Jaya Ban Tenggilis	Jl Raya Tenggilis Mejoyo Blok Kh No 17, Jl Raya Tenggilis Mejoyono 16, Kali Rungkut Kec Rungkut Surabaya, Jawa Timur 60292	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	9GO Car Wash	Bukit Telaga Golf Ta 1 No 12 Surabaya	Cashback 100% up to IDR 50,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	Orin GPS Tracker	Jl Raya Sukomanunggal Jaya 3 Ruko Chofa 1-2, 3rd Floor Sukomanunggal Surabaya	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   East Java	PPS Tevo	Jl Baliwerti No 62 Surabaya	Cashback 100% up to IDR 150,000	50 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period
   Jawa Timur	Carspot Car Wash	JL. Dr. Ir. H. Soekarno No. 8C, Kalijudan, Kec. Mulyorejo, Surabaya, Jawa Timur 60133	Cashback 100% up to IDR 150,000	100 Transactions	Maximum of one (1) Cashback Rewards per customer during the program period

   
   (“Cashback Quota”).

3. Cashback rewards will be credited to the Customer's savings account (for Transactions with savings account funds) or in the form of credit balance to the Customer's Credit Card monthly bill (for Transactions with Credit Card funds) used to make Transactions no later than 30 (thirty) working days after the Program Period in the month in which the Transaction was made ends.
4. Cashback Rewards will only be credited to the Customer's savings account. If the Customer does not have a savings account and makes a Transaction using QRIS with funds sourced from a Credit Card, the Cashback Reward will not be provided.
5. Participation in this Program is free of charge for the Customer.
6. The Customer understands and agrees that if the Program Quota is exhausted before the Program Period ends, the Customer will not receive any Cashback.
7. In the event that the Customer’s account used for conducting Transactions is inactive, blocked, or in any condition that prevents the Cashback from being credited, the Customer acknowledges that the Cashback cannot be granted.
8. The Bank will deposit any tax deductions (if any) on the Cashback Prize in the form of cashback to the competent tax authority. All matters relating to the calculation and reporting of taxes on cashback received by Program Participants are the sole responsibility of the Program Participants (self assessment basis).

1. Customers may submit complaints regarding banking products/services either verbally or in writing through the nearest Bank Danamon branch office, via Hello Danamon (1-500-090), or by email at hellodanamon@danamon.co.id.
2. The procedure for customer complaint services can be accessed through the website https://www.danamon.co.id/en/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. General Terms and Conditions This program constitutes an integral part of the "General Terms and Conditions for Bank Danamon Accounts and Banking Services" and the "General Terms and Conditions for D-Bank PRO", as well as other terms and conditions related to banking products and/or services. In the event of any discrepancy or conflict between these provisions and the General Terms and Condi-tions of the Program, the General Terms and Conditions of the Program shall prevail.
2. The products and/or services of the merchant partner are not the products and responsibility of Bank Danamon and are therefore entirely the responsibility of the merchant partner. If there are any prob-lems and/or complaints regarding the products, services, and/or the Program, please contact the mer-chant partner concerned.
3. The Customer hereby agrees and acknowledges that Bank Danamon reserves the right to re-vise/amend/supplement these General Terms and Conditions of the Program from time to time. Any changes/additions/updates to these General Terms and Conditions will be communicated through the communication channels available at Bank Danamon. In the event of changes to benefits, risks, fees, terms, and conditions under these General Terms and Conditions, the Customer has the right to sub-mit a written objection to Bank Danamon within 30 (thirty) business days from the date the changes are communicated by Bank Danamon. The Customer agrees that if no objection is submitted within the specified period, the Customer shall be deemed to have accepted the changes. If the Customer does not agree to the changes, the Customer has the right to cancel their participation in the Program, provided that all obligations to Bank Danamon (if any) have been settled.
4. The Customer declares that there are no and will not be any Transactions that indicate money laun-dering or other Transactions prohibited under the prevailing laws and regulations in Indonesia.
5. In the event of any indication of fraud, misconduct and/or irregular Transactions, unreasonable Trans-actions money laundering, and/or actions that violate applicable laws and regulations, Bank Danamon reserves the right to cancel the Transactions, cancel the Customer’s participation in the Program, and/or cancel the Cashback distribution to the relevant Customer. The Customer remains obligated to settle all outstanding obligations to Bank Danamon.
6. If any provision of the General Terms and Conditions of this Program is prohibited or cannot be en-forced or becomes invalid or is declared null and void by a government or court ruling, this shall not affect the validity of the other provisions of the General Terms and Conditions of this Program, and the other provisions shall remain valid and binding and enforceable as stipulated in the General Terms and Conditions of this Program.
7. If any irregularities are found in relation to this Program or if fraud is suspected, Customers are ad-vised to immediately inform Hello Danamon.
8. The Terms and Conditions of this Program are written in Indonesian and English. In the event of any differences in provisions or interpretations between the Indonesian and English versions, the Indone-sian version shall prevail.
9. The titles and terms used in the General Terms and Conditions of this Program are solely intended to facilitate understanding of the contents of the General Terms and Conditions of this Program.
10. These General Terms and Conditions of the Program have been adjusted in accordance with applicable laws and regulations, including regulations issued by the Financial Services Authority (OJK).
11. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI), and is a participant in the Deposit Insurance Corporation (LPS) guarantee pro-gram.