Danamon LEBIH Youth

Simulation Results
Investment Goals	Future Investment
Komparasi Jenis Aset Konvensional :	Time Deposit
Komparasi Jenis Aset Investasi :	Small Mid Cap Equity Funds
Nominal Investasi Awal	0,00
Nominal Investasi Bulanan	0,00

Time Deposit	Small Mid Cap Equity Funds
Total Savings + Return 71.228.531,00	Total Savings + Return 78.729.940,72
Total Savings 70.000.000,00	Total Savings 70.000.000,00
Total Return 1.228.531,00	Total Return 8.729.940,72
Nilai Pertumbuhan % 1,76%	Nilai Pertumbuhan % 12,47%
Jangka Waktu Investasi 20 Tahunan	Jangka Waktu Investasi 20 Tahunan

Simulation
Property Prices	0,00
Down Payment	0,00
Investment Period	1 Year
Annual Interest Rate (%)	0%
Loan Amount	0,00
Monthly Installment	0,00

Simulation Results:
Your Loan Amount	0,00
Loan Period	1 Month
Monthly Interest Rate (%)	0%
Total Monthly Installment	0,00

Simulation Table
Type of Loan	Simple Working Capital
Type of Business	Service
Monthly Sales	0
Total Loans from Other Banks	0
Kebutuhan Modal Kerja	0
Total limit yang dapat diberikan	0

Simulation Table
Type of Loan	Complete Working Capital
Average monthly sales	0
Cost of goods sold	0
Siklus Modal Kerja	0
Piutang	0
Inventori	0
Hutang Dagang	0
Kebutuhan Modal Kerja	0

Product Information

Contract

Advantages

Features

Risk

Disclaimer:

Product Information

Danamon LEBIH Youth iB
Danamon Lebih Youth iB is a Sharia‑compliant savings account designed for teenagers aged 12 to under 17 years old, managed based on the Mudharabah (profit‑sharing) principle.

Contract

Profit Sharing (Mudharabah)

Advantages

Free Administration Fee
No monthly administration fee is charged to customers.
Free Transaction Fee
Customers can enjoy free cash withdrawal and online transfer transactions across the ATM Bersama, ALTO, and Prima networks up to 5 times per month, by maintaining a minimum pre‑transaction balance of IDR 250,000.
Convenient Digital Transaction Features
Customers can enjoy the convenience of modern transaction features, including mobile banking and internet banking (D‑Bank PRO), Danamon SMS, ATM services, and Hello Danamon, allowing them to transact anytime and anywhere with ease.
Sharia Compliant
Your funds are managed based on Sharia principles through a profit‑sharing (Mudharabah) arrangement.

Features

Customer Criteria

Individual

Transaction Report Media

E-Statement.

Minimum initial deposit

IDR 50,000

Blocked fund

IDR 10,000

Minimum average balance to avoid administrative cost

IDR 0

Joint account

Not allowed

ATM Danamon/Debit Card Feature

Customers get Debit/ATM Card facilities

E-Channel Facilities

Can make transactions via D-Bank PRO, Branch, ATM, and Hello Danamon.

Daily Limit
Transaction Purchase

Type of Card	Limit Purchase EDC	Limit Default Debit Online
Regular Mercusuar	IDR 50,000,000	IDR 10,000,000
Ultimate	IDR 75,000,000	IDR 1,000,000
Privilege	IDR 100,000,000	IDR 10,000,000
GPN	IDR 50,000,000	-
Hajj	IDR 50,000,000	IDR 10,000,000

Daily Limit
Withdrawal ATM

Type of Card	Limit
Danamon Privilege	IDR 15,000,000
Danamon Optimal	IDR 10,000,000
Danamon Reguler	IDR 10,000,000
Danamon GPN	IDR 10,000,000
Danamon Hajj	IDR 10,000,000
Danamon Youth	IDR 1,000,000
Danamon Junior	IDR 1,000,000

Daily Limit
Transfer E-Channel

ATM

Type of Card	Overbooking	Transfer Others Bank
Danamon Privilege	IDR 200,000,000	IDR 25,000,000
Danamon Optimal	IDR 200,000,000	IDR 25,000,000
Danamon Reguler	IDR 200,000,000	IDR 25,000,000
Danamon GPN	IDR 200,000,000	IDR 25,000,000
Danamon Hajj	IDR 200,000,000	IDR 25,000,000
Danamon Youth	IDR 1,000,000	IDR 1,000,000
Danamon Junior	IDR 1,000,000	IDR 1,000,000

Mobile Banking (D-BANK PRO)

(Overbooking)

Type of Transaction	Minimum Limit	Maksimum Limit
Overbooking Danamon (Mata uang sama)	IDR 1	IDR 2,000,000,000
Overbooking Danamon (Mata uang berbeda)	IDR 1,700,000	IDR 2,000,000,000

Transfer Others Bank

Type of Transaction	Limit Minimum	Limit Maksimum per Transaction	Limit Maksimum per Day
SKN/LLG	IDR 10,000	IDR 500,000,000	IDR 1,000,000,000
RTGS	IDR 100,000,001	IDR 500,000,000	IDR 1,000,000,000
BI-FAST	IDR 10,000	IDR 250,000,000	IDR 1,000,000,000
Transfer Antar Bank (IBFT – Online Transfer)	IDR 10,000	IDR 100,000,000	IDR 200,000,000.

Risk

Profit Sharing Risk
The risk of costs arising from customer's negligence will be borne by the customer.
Other risks as stipulated in Sharia General Terms and Conditions for Accounts and Banking Services
LPS does not guarantee your savings if the nominal balance of your savings at one bank exceeds IDR 2 billion
Misuse of e-channels, PINs, and cards/passbooks can result in loss of funds in savings

Disclaimer:

The Bank has the right to reject application of product or service from Customer if Customer do not meet the applicable requirement and regulations.
Customer must read this Product and/or Service Information Summary carefully and Customer is entitled to ask query to the Bank staff on information related to this Product and/or Service Information Summary document.
This Product and/or Service Information Summary is a translation of the Indonesian language version of the Product and/or Service Information Summary. In the event of any discrepancy in provisions or interpretation between the Indonesian language and any other language, the Indonesian language version shall prevail.

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