Your Dream Home Awaits at HIERA, Special Rate Starting from 3.4% Fixed for 5 Years

Sinar Mas Land and Mitbana Group are offering special residences in the HIERA project. This program runs from 1 November 2025 to 31 November 2025 ("Program Period").

Danamon Bank customers who purchase a property unit in the HIERA Wynyard cluster and use Danamon mortgage loans during the program period.

1. HIERA Developer Promo Terms and Conditions
   1. Applies to the Wynyard cluster with limited type 9x22 units, only 7 units available
   2. Property price discount of IDR 10,000,000 specifically for Bank Danamon customers
2. Bank Danamon Promo Terms and Conditions
   1. Special Interest Rate of 3.4% fixed for 5 years (minimum tenor of 15 years)
   2. No administration fees
3. HIERA - Cluster Wynyard Type 9x22 currently offers residences starting from IDR 7,800,000,000. With the price offered, if you use Danamon mortgage financing, the installment payment simulation is as follows:

INSTALLMENT SIMULATION
Property Value	:	IDR 7,800,000,000
10% Down Payment	:	IDR 780,000,000
Mortgage Ceiling	:	IDR 7,020,000,000
Interest Rate	:	3.40% Fixed for 5 Years
Tenor	:	25 Years / 300 Months
Installment	:	IDR 34,768,409 ( For the First Five Years), On the 61st month installment with adjust to floating interest rate calculation

Notes :

This simulation is merely an illustration/estimate and does not represent actual values.

4. Get interest up to IDR 0 with KPR Danamon Lebih. More detailed information related to Danamon's KPR is available at https://www.danamon.co.id/en/Personal/Pinjaman/KPR/KPR-Danamon-Lebih

1. The program applies to the HIERA Wynyard cluster project with type 9x22 during the program period and while units are still available.
2. Other provisions related to costs incurred in applying for a mortgage follow the applicable provisions.
3. Program participants are required to read and understand the General Terms and Conditions of this Program.
4. The Bank reserves the right to reject or cancel a Program Participant's participation in this Program if the Program Participant does not meet the General Terms and Conditions of this Program.
5. Program Participants are fully responsible for all risks of loss, demands, lawsuits, and/or claims in connection with the participation and/or cancellation of participation of Program Participants in this Program.

1. Program Participants may submit complaints regarding banking products or services either verbally or in writing through the nearest Bank branch, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
2. The complaint handling procedure can be accessed at the https://www.danamon.co.id/en/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. These General Terms and Conditions are an integral part of the General Terms and Conditions of PT Bank Danamon Indonesia Tbk's General Account and Banking Services.
2. The products, services, and/or benefits provided by the Partner are solely the responsibility of the Partner and are not associated with the Bank. For any issues or complaints regarding these products, services, or benefits, please contact the relevant Partner directly.
3. Program Participants agree and acknowledge that the Bank reserves the right to amend, modify, or supplement these General Terms and Conditions at any time. Any changes, additions, or updates will be communicated through the Bank’s available communication channels. If any modifications affect the benefits, risks, costs, terms, or conditions outlined in these General Terms and Conditions, Program Participants have the right to submit written objections to Bank Danamon within 30 (thirty) working days from the date of notification. If no objection is raised within this period, the Program Participant is deemed to have accepted the changes. If a Program Participant does not agree with the modifications, they may withdraw from the Program, provided they first fulfill all outstanding obligations to the Bank (if any).
4. The Program Participant declares that they are not, and will not be, involved in any transactions indicative of money laundering or any other activities prohibited under Indonesia’s applicable laws and regulations.
5. If there are indications of fraud, misuse, irregular transactions, abnormal transactions, money laundering, or any actions that violate laws and regulations, the Bank reserves the right to cancel transactions, terminate the use of Bank products/services, revoke Program participation, or withdraw any benefits received under the Program. Program Participants remain responsible for fulfilling any outstanding obligations to the Bank (if applicable).
6. If any irregularities or suspected fraud related to this Program are discovered, Program Participants are encouraged to immediately report them to Hello Danamon.
7. These General Terms and Conditions comply with applicable laws and regulations, including those set by the Financial Services Authority.
8. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia and is a participating member of the Deposit Insurance Corporation.

Program Participants should remain vigilant against fraud by individuals falsely claiming to represent the Bank and offering prizes in any form. The Bank is not responsible for any fraud or criminal activities conducted by third parties under the guise of this Program.