Fly to Japan with ANA and Enjoy Cashback of up to IDR 2 Million

The Program is carried out during the period from 01 October 2026 to 31 December 2026 (the "Program Period").

This program can only be participated by Program Participants who meet the following criteria:

1. Customers of PT Bank Danamon Indonesia Tbk ("Bank") who have a Danamon JCB Precious Credit Card ("Program Participant").

1. The Program is valid for Danamon JCB Precious Credit Cardholders ("Card").
2. Cardholders are required to read and understand the General Terms and Conditions of the Program.
3. Bank Danamon reserves the right to refuse or cancel the Cardholder's participation in this Program if the Cardholder does not meet the General Terms and Conditions of the Program.
4. The Cardholder is solely responsible for any risk of loss, demand, lawsuit, and/or claim in connection with the Cardholder's participation and/or cancellation of participation in this Program.
5. The program is valid under the following conditions:
   Cashback 10%:
   1. The cashback program of 10% (ten percent) with a nominal amount of IDR 2,000,000.00 (two million Rupiah) is valid with a minimum transaction of IDR 20,000,000.00 (twenty million Rupiah).
   2. The program is valid for the purchase of ANA tickets for flights to Japan via the website https://www.ana.co.jp.
   3. Enter the promo code DANAMONANA26 on the ANA website.
   4. Enjoy a 10% discount on Business Class fares in the following booking classes: J, C, D, and Z.
   5. Enjoy an 8% discount on Economy Class fares in the following booking classes: Y, B, M, U, H, Q, V, W, and S.
   6. The discount program is not applicable for departures during 4–14 March 2027.
   7. The discount program is not valid for the following travel conditions:
      • One-way flights between Jakarta and Japan, or between Japan and Jakarta.
      • Domestic flights within Japan.
      • Flights originating from locations other than Jakarta.
      • Round-trip itineraries combining Economy Class and Business Class travel segments.
   8. The program is valid from 1 October 2026 – 31 December 2026.
   9. The program is valid with a maximum of 600 (six hundred) quotas during the validity period.
   10. Cardholders only get 1 cashback during the program period and as long as the quota is still available.
   11. The program is valid for the purchase of economy class and business class flight tickets.
   12. The program does not apply to multiples.
   13. The program is valid for the main Credit Card and additional Cards.
   14. The Cardholder agrees that if the Quota as referred to in the above point has been exhausted, then the Cardholder will not receive any immediate discounts/discounts even if the Program Period has not ended.
   15. Terms and conditions for cancellation, refund, reschedule or reissued flight tickets depend on the policy of ANA and the relevant travel agent.
   16. A black out date is applicable as set by ANA.
   17. Cashback will be given to customers who meet the program criteria no later than 60 calendar days after the program period ends.
   18. The program cannot be combined with other programs and/or promos.
6. By the Cardholder making a transaction in accordance with the General Terms and Conditions of the Program, the Cardholder is deemed to have read, understood and agreed to participate in the Program and is subject to the General Terms and Conditions of the Program. The transaction made by the Cardholder is valid evidence of the Cardholder's participation in the Program and the Cardholder's consent to be subject to the General Terms and Conditions of the Program.

1. Program Participants can submit complaints about banking products/services orally or in writing through the nearest Bank branch office or Hello Danamon (1-500-090) or by email at hellodanamon@danamon.co.id.
2. Procedures regarding complaint services can be accessed through the website www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. The General Terms and Conditions of this Program are an integral part of the General Terms and Conditions of Banking Accounts and Services of PT Bank Danamon Indonesia Tbk and the General Terms and Conditions of Danamon Credit Card Membership. These Terms and Conditions remain valid as long as they are not otherwise regulated in the General Terms and Conditions of this Program.
2. The Program Participant hereby agrees and acknowledges that the Bank has the right to correct/amend/complete the General Terms and Conditions of this Program from time to time. Any changes/additions/updates to the General Terms and Conditions of this Program will be notified through the communication media available at the Bank. In the event that there is a change in benefits, risks, costs, terms and conditions based on the General Terms and Conditions of this Program, the Program Participant has the right to submit his/her objection in writing to Bank Danamon within 30 (thirty) working days from the date of notification of the change made by the Bank through the Bank's communication media. The Program Participant agrees that the Program Participant is deemed to have agreed to the change in the event that the Program Participant does not raise any objection within that period. If the Program Participant does not agree to the change, then the Program Participant has the right to cancel the Program Participant's participation by first settling all Program Participant's obligations to the Bank (if any).
3. Program Participants declare that there are no and will not be transactions that indicate money laundering and/or other transactions that are not allowed based on the applicable laws and regulations in Indonesia.
4. If there are indications of fraud, fraud, abuse, transaction irregularities, improper transactions, money laundering and/or actions that are not in accordance with laws and regulations, the Bank has the right to cancel the transaction, terminate the use of the Bank's products/services, cancel the Program participation, or cancel the provision of Program benefits to the Program Participant concerned. Program Participants are still obliged to pay off all their obligations to the Bank (if any).
5. If irregularities are found related to this Program or if it is felt that fraud has occurred, Program Participants are advised to immediately inform Hello Danamon.
6. The General Terms and Conditions of this Program have been adjusted to the provisions of laws and regulations, including the provisions of the Financial Services Authority regulations.
7. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia and is a guarantee participant of the Deposit Insurance Corporation.

Program Participants must be careful of fraud committed by individuals on behalf of the Bank by promising prizes in any form. Any fraud or other criminal acts committed by other parties/third parties associated with or on behalf of the Program are beyond the Bank's authority.